ZIP 77024 vs ZIP 77401

77024 is one of 132 ZIP codes that lie mostly in Harris County, TX.

Shaded by typical home value, it ranks 2 of the 40 nearby ZIPs shown.

10 school locations in 77024: 6 elementary, 1 middle, 3 high.

In alphabetical order: BENDWOOD SCHOOL, BUNKER HILL EL, FROSTWOOD EL, HARRIS CO J J A E P, and more on the ZIP page. Locations only — no ratings are shown here.

77401 is one of 132 ZIP codes that lie mostly in Harris County, TX.

Shaded by typical home value, it ranks 3 of the 38 nearby ZIPs shown.

5 school locations in 77401: 3 elementary, 1 middle, 1 high.

In alphabetical order: BELLAIRE H S, CONDIT EL, HORN EL, KOLTER EL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 77024 was worth $562,342.

Values peaked at $1,471,108 in August 2026. The latest reading is the peak.

As of August 2026: $1,471,108, +10.4% over twelve months.

Start with the typical home: $1,471,108. Put 20% down and borrow $1,176,886 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $8,149 a month in principal and interest.

The median household here earns $142,039 a year, $11,837 a month. So the payment takes 68.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 26.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $3,367.

In December 2020, with rates at 2.68%, it was $3,105.

By August 2026, at 6.67%, it was $7,568 — +144% since December 2020, while the home's value moved +53%.

Reported values rose +162% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $1,109,840. So the real change is +33%, not +162%.

77024: +162% since January 2000.

Harris County: +146% since January 2000.

Texas: +160% since January 2000 — 77024 ran ahead of it by 1 points.

Against 1,763 Texas ZIP codes, 77024 sits at the 0th percentile for affordability (price vs local income).

98th for appreciation (recent value growth); 0th for rental yield (rent vs price).

Owning the typical home costs about $9,620 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,767 a month.

Price divided by a year's rent: 69.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 77401 was worth $547,338.

Values peaked at $1,176,393 in August 2026. The latest reading is the peak.

As of August 2026: $1,176,393, +3.8% over twelve months.

Start with the typical home: $1,176,393. Put 20% down and borrow $941,114 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $6,516 a month in principal and interest.

The median household here earns $236,037 a year, $19,670 a month. So the payment takes 33.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $3,277.

In December 2020, with rates at 2.68%, it was $2,766.

By August 2026, at 6.67%, it was $6,052 — +119% since December 2020, while the home's value moved +38%.

Reported values rose +115% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $1,080,228. So the real change is +9%, not +115%.

77401: +115% since January 2000.

Harris County: +146% since January 2000.

Texas: +160% since January 2000 — 77401 ran behind it by 45 points.

Against 1,763 Texas ZIP codes, 77401 sits at the 18th percentile for affordability (price vs local income).

83rd for appreciation (recent value growth); 3rd for rental yield (rent vs price).

Owning the typical home costs about $7,692 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,815 a month.

Price divided by a year's rent: 34.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 53 a month (Redfin, 3-month rolling data through August 2026). That is 70% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 164. That is 50% of the 2015–2019 level for the same months.

Going out — closed sales: about 51 a month. That is 92% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 51 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 46 — so sales ran at 111% of it, and below it in 11 of the last 24 months.

Across Harris County, builders pulled permits for 30,909 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 23 a month (Redfin, 3-month rolling data through August 2026). That is 70% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 50.

Going out — closed sales: about 17 a month. That is 59% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 22 — so sales ran at 77% of it, and below it in 16 of the last 24 months.

Across Harris County, builders pulled permits for 30,909 new homes in 2025.

Of those, 55% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Harris County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 36,350 moved in. Among the ten receiving the most, 48,718 moved out.

Net across those counties: −12,368 households. Beside it, homes for sale in this ZIP: 164 in June 2026.

Most arrivals came from Fort Bend, TX (11,572 households); most departures went to Fort Bend, TX (14,433).

This ZIP sits in Harris County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 36,350 moved in. Among the ten receiving the most, 48,718 moved out.

Net across those counties: −12,368 households. Beside it, homes for sale in this ZIP: 50 in June 2026.

Most arrivals came from Fort Bend, TX (11,572 households); most departures went to Fort Bend, TX (14,433).