ZIP 76227 vs ZIP 76207

76227 is one of 27 ZIP codes that lie mostly in Denton County, TX.

Shaded by typical home value, it ranks 20 of the 26 with a value.

15 school locations in 76227: 9 elementary, 3 middle, 2 high, 1 other.

In alphabetical order: AUBREY H S, AUBREY MIDDLE, CROSS OAKS EL, DENTON CO J J A E P, and more on the ZIP page. Locations only — no ratings are shown here.

76207 is one of 27 ZIP codes that lie mostly in Denton County, TX.

Shaded by typical home value, it ranks 21 of the 26 with a value.

5 school locations in 76207: 2 elementary, 1 middle, 2 high.

In alphabetical order: DENTON H S, EMILIO & GUADALUPE GONZALEZ PRE-K CENTER, EVERS PARK EL, NORTH TEXAS COLLEGIATE ACADEMY-NORTH CAMPUS, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 76227 was worth $137,126.

Values peaked at $438,764 in July 2022. The latest reading is −20.1% from that peak.

As of August 2026: $350,781, −7.0% over twelve months.

Start with the typical home: $350,781. Put 20% down and borrow $280,625 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,943 a month in principal and interest.

The median household here earns $107,065 a year, $8,922 a month. So the payment takes 21.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $821.

In December 2020, with rates at 2.68%, it was $950.

By August 2026, at 6.67%, it was $1,805 — +90% since December 2020, while the home's value moved +20%.

Reported values rose +156% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $270,632. So the real change is +30%, not +156%.

76227: +156% since January 2000.

Denton County: +160% since January 2000.

Texas: +160% since January 2000 — 76227 ran behind it by 5 points.

Against 1,763 Texas ZIP codes, 76227 sits at the 61st percentile for affordability (price vs local income).

2nd for appreciation (recent value growth); 55th for rental yield (rent vs price).

Owning the typical home costs about $2,294 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,833 a month.

Price divided by a year's rent: 15.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 76207 was worth $161,571.

Values peaked at $399,984 in August 2022. The latest reading is −13.1% from that peak.

As of August 2026: $347,751, −4.4% over twelve months.

Start with the typical home: $347,751. Put 20% down and borrow $278,201 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,926 a month in principal and interest.

The median household here earns $91,026 a year, $7,586 a month. So the payment takes 25.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $967.

In December 2020, with rates at 2.68%, it was $922.

By August 2026, at 6.67%, it was $1,789 — +94% since December 2020, while the home's value moved +22%.

Reported values rose +115% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $318,877. So the real change is +9%, not +115%.

76207: +115% since January 2000.

Denton County: +160% since January 2000.

Texas: +160% since January 2000 — 76207 ran behind it by 45 points.

Against 1,763 Texas ZIP codes, 76207 sits at the 42nd percentile for affordability (price vs local income).

10th for appreciation (recent value growth); 40th for rental yield (rent vs price).

Owning the typical home costs about $2,274 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,584 a month.

Price divided by a year's rent: 18.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 225 a month (Redfin, 3-month rolling data through August 2026). That is 150% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 842. That is 315% of the 2015–2019 level for the same months.

Going out — closed sales: about 176 a month. That is 145% of the 2015–2019 level for the same months. The drain is drawn 55% narrower: the share of homes for sale that sell each month is 45% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 49 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 176 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 101 — so sales ran at 174% of it, and below it in 0 of the last 24 months.

Across Denton County, builders pulled permits for 10,210 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 59 a month (Redfin, 3-month rolling data through August 2026). That is 148% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 210.

Going out — closed sales: about 42 a month. That is 149% of the 2015–2019 level for the same months. The drain is drawn 48% narrower: the share of homes for sale that sell each month is 52% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 17 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 42 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 25 — so sales ran at 168% of it, and below it in 0 of the last 24 months.

Across Denton County, builders pulled permits for 10,210 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Denton County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,557 moved in. Among the ten receiving the most, 22,603 moved out.

Net across those counties: +3,954 households. Beside it, homes for sale in this ZIP: 842 in June 2026.

Most arrivals came from Dallas, TX (9,837 households); most departures went to Collin, TX (7,417).

This ZIP sits in Denton County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,557 moved in. Among the ten receiving the most, 22,603 moved out.

Net across those counties: +3,954 households. Beside it, homes for sale in this ZIP: 210 in June 2026.

Most arrivals came from Dallas, TX (9,837 households); most departures went to Collin, TX (7,417).