ZIP 76201 vs ZIP 76209

76201 is one of 27 ZIP codes that lie mostly in Denton County, TX.

Shaded by typical home value, it ranks 26 of the 26 with a value.

11 school locations in 76201: 1 elementary, 2 middle, 1 high, 7 other.

In alphabetical order: CALHOUN MIDDLE, COMMUNITY ED, DENTON CO J J A E P, DENTON CO J J A E P, and more on the ZIP page. Locations only — no ratings are shown here.

76209 is one of 27 ZIP codes that lie mostly in Denton County, TX.

Shaded by typical home value, it ranks 25 of the 26 with a value.

6 school locations in 76209: 4 elementary, 1 middle, 1 high.

In alphabetical order: ALICE MOORE ALEXANDER, GINNINGS EL, LESTER DAVIS, NETTE SHULTZ, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 76201 was worth $81,350.

Values peaked at $291,412 in November 2022. The latest reading is −6.1% from that peak.

As of August 2026: $273,555, −1.8% over twelve months.

Start with the typical home: $273,555. Put 20% down and borrow $218,844 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,515 a month in principal and interest.

The median household here earns $37,863 a year, $3,155 a month. So the payment takes 48.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $487.

In December 2020, with rates at 2.68%, it was $703.

By August 2026, at 6.67%, it was $1,407 — +100% since December 2020, while the home's value moved +26%.

Reported values rose +236% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $160,553. So the real change is +70%, not +236%.

76201: +236% since January 2000.

Denton County: +160% since January 2000.

Texas: +160% since January 2000 — 76201 ran ahead of it by 76 points.

Against 1,763 Texas ZIP codes, 76201 sits at the 4th percentile for affordability (price vs local income).

28th for appreciation (recent value growth); 55th for rental yield (rent vs price).

Owning the typical home costs about $1,789 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,486 a month.

Price divided by a year's rent: 15.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 76209 was worth $92,863.

Values peaked at $316,036 in August 2022. The latest reading is −9.6% from that peak.

As of August 2026: $285,573, −3.3% over twelve months.

Start with the typical home: $285,573. Put 20% down and borrow $228,458 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,582 a month in principal and interest.

The median household here earns $66,883 a year, $5,574 a month. So the payment takes 28.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $556.

In December 2020, with rates at 2.68%, it was $738.

By August 2026, at 6.67%, it was $1,469 — +99% since December 2020, while the home's value moved +25%.

Reported values rose +208% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $183,275. So the real change is +56%, not +208%.

76209: +208% since January 2000.

Denton County: +160% since January 2000.

Texas: +160% since January 2000 — 76209 ran ahead of it by 47 points.

Against 1,763 Texas ZIP codes, 76209 sits at the 28th percentile for affordability (price vs local income).

18th for appreciation (recent value growth); 50th for rental yield (rent vs price).

Owning the typical home costs about $1,867 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,427 a month.

Price divided by a year's rent: 16.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 14 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 52.

Going out — closed sales: about 11 a month. The drain is drawn 70% narrower: the share of homes for sale that sell each month is 30% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.9 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 11 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 122% of it, and below it in 8 of the last 24 months.

Across Denton County, builders pulled permits for 10,210 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 82% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 82.

Going out — closed sales: about 25 a month. That is 93% of the 2015–2019 level for the same months. The drain is drawn 38% narrower: the share of homes for sale that sell each month is 62% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 25 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 26 — so sales ran at 96% of it, and below it in 19 of the last 24 months.

Across Denton County, builders pulled permits for 10,210 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Denton County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,557 moved in. Among the ten receiving the most, 22,603 moved out.

Net across those counties: +3,954 households. Beside it, homes for sale in this ZIP: 52 in June 2026.

Most arrivals came from Dallas, TX (9,837 households); most departures went to Collin, TX (7,417).

This ZIP sits in Denton County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,557 moved in. Among the ten receiving the most, 22,603 moved out.

Net across those counties: +3,954 households. Beside it, homes for sale in this ZIP: 82 in June 2026.

Most arrivals came from Dallas, TX (9,837 households); most departures went to Collin, TX (7,417).