ZIP 75218 vs ZIP 75204

75218 is one of 84 ZIP codes that lie mostly in Dallas County, TX.

Shaded by typical home value, it ranks 10 of the 36 nearby ZIPs shown.

5 school locations in 75218: 3 elementary, 2 middle.

In alphabetical order: ALEX SANGER PREPARATORY SCHOOL, MARTHA TURNER REILLY EL, REINHARDT EL, ROBERT T HILL MIDDLE, and more on the ZIP page. Locations only — no ratings are shown here.

75204 is one of 84 ZIP codes that lie mostly in Dallas County, TX.

Shaded by typical home value, it ranks 13 of the 35 nearby ZIPs shown.

13 school locations in 75204: 4 elementary, 5 middle, 4 high.

In alphabetical order: ALEX W SPENCE TALENTED/GIFTED ACADEMY, ANNE FRANK EL, CESAR CHAVEZ LEARNING CENTER, EDUARDO MATA MONTESSORI SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 75218 was worth $162,500.

Values peaked at $552,889 in February 2026. The latest reading is −0.7% from that peak.

As of August 2026: $549,005, +2.4% over twelve months.

Start with the typical home: $549,005. Put 20% down and borrow $439,204 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,041 a month in principal and interest.

The median household here earns $109,677 a year, $9,140 a month. So the payment takes 33.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $973.

In December 2020, with rates at 2.68%, it was $1,263.

By August 2026, at 6.67%, it was $2,824 — +124% since December 2020, while the home's value moved +41%.

Reported values rose +238% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $320,710. So the real change is +71%, not +238%.

75218: +238% since January 2000.

Dallas County: +211% since January 2000.

Texas: +160% since January 2000 — 75218 ran ahead of it by 77 points.

Against 1,763 Texas ZIP codes, 75218 sits at the 17th percentile for affordability (price vs local income).

74th for appreciation (recent value growth); 13th for rental yield (rent vs price).

Owning the typical home costs about $3,590 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,668 a month.

Price divided by a year's rent: 27.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 75204 was worth $190,726.

Values peaked at $516,313 in April 2024. The latest reading is −4.9% from that peak.

As of August 2026: $491,001, −1.3% over twelve months.

Start with the typical home: $491,001. Put 20% down and borrow $392,801 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,720 a month in principal and interest.

The median household here earns $93,007 a year, $7,751 a month. So the payment takes 35.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,142.

In December 2020, with rates at 2.68%, it was $1,313.

By August 2026, at 6.67%, it was $2,526 — +92% since December 2020, while the home's value moved +21%.

Reported values rose +157% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $376,417. So the real change is +30%, not +157%.

75204: +157% since January 2000.

Dallas County: +211% since January 2000.

Texas: +160% since January 2000 — 75204 ran behind it by 3 points.

Against 1,763 Texas ZIP codes, 75204 sits at the 13th percentile for affordability (price vs local income).

32nd for appreciation (recent value growth); 32nd for rental yield (rent vs price).

Owning the typical home costs about $3,211 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,101 a month.

Price divided by a year's rent: 19.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 38 a month (Redfin, 3-month rolling data through August 2026). That is 73% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 99.

Going out — closed sales: about 32 a month. That is 78% of the 2015–2019 level for the same months. The drain is drawn 13% narrower: the share of homes for sale that sell each month is 87% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 36 — so sales ran at 89% of it, and below it in 23 of the last 24 months.

Across Dallas County, builders pulled permits for 12,691 new homes in 2025.

Of those, 37% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 47 a month (Redfin, 3-month rolling data through August 2026). That is 83% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 166. That is 101% of the 2015–2019 level for the same months.

Going out — closed sales: about 33 a month. That is 80% of the 2015–2019 level for the same months. The drain is drawn 25% narrower: the share of homes for sale that sell each month is 75% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 33 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 37 — so sales ran at 89% of it, and below it in 23 of the last 24 months.

Across Dallas County, builders pulled permits for 12,691 new homes in 2025.

Of those, 37% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Dallas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 37,687 moved in. Among the ten receiving the most, 52,152 moved out.

Net across those counties: −14,465 households. Beside it, homes for sale in this ZIP: 99 in June 2026.

Most arrivals came from Tarrant, TX (11,085 households); most departures went to Tarrant, TX (14,066).

This ZIP sits in Dallas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 37,687 moved in. Among the ten receiving the most, 52,152 moved out.

Net across those counties: −14,465 households. Beside it, homes for sale in this ZIP: 166 in June 2026.

Most arrivals came from Tarrant, TX (11,085 households); most departures went to Tarrant, TX (14,066).

County assessor records list 168 properties with a market value here. Their average assessed market value is $213,550; the typical home value is $491,001.

The assessor average sits −56.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.