ZIP 75209 vs ZIP 75201

75209 is one of 84 ZIP codes that lie mostly in Dallas County, TX.

Shaded by typical home value, it ranks 4 of the 35 nearby ZIPs shown.

3 school locations in 75209: 3 middle.

In alphabetical order: HENRY W LONGFELLOW CAREER EXPLORATION ACADEMY, K B POLK CENTER FOR ACADEMICALLY TALENTED & GIFTED, SUDIE L WILLIAMS TALENTED AND GIFTED ACADEMY. Locations only — no ratings are shown here.

75201 is one of 84 ZIP codes that lie mostly in Dallas County, TX.

Shaded by typical home value, it ranks 5 of the 35 nearby ZIPs shown.

4 school locations in 75201: 2 elementary, 2 high.

In alphabetical order: CITYLAB H S, DOWNTOWN MONTESSORI AT IDA B WELLS ACADEMY, HOSPITAL/HOMEBOUND, UPLIFT ATLAS PREPARATORY - PRI. Locations only — no ratings are shown here.

In January 2000 the typical home in 75209 was worth $326,025.

Values peaked at $1,066,173 in August 2026. The latest reading is the peak.

As of August 2026: $1,066,173, +5.1% over twelve months.

Start with the typical home: $1,066,173. Put 20% down and borrow $852,938 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $5,906 a month in principal and interest.

The median household here earns $126,121 a year, $10,510 a month. So the payment takes 56.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,952.

In December 2020, with rates at 2.68%, it was $2,256.

By August 2026, at 6.67%, it was $5,485 — +143% since December 2020, while the home's value moved +53%.

Reported values rose +227% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $643,444. So the real change is +66%, not +227%.

75209: +227% since January 2000.

Dallas County: +211% since January 2000.

Texas: +160% since January 2000 — 75209 ran ahead of it by 67 points.

Against 1,763 Texas ZIP codes, 75209 sits at the 3rd percentile for affordability (price vs local income).

89th for appreciation (recent value growth); 2nd for rental yield (rent vs price).

Owning the typical home costs about $6,972 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,920 a month.

Price divided by a year's rent: 46.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 75201 was worth $399,515.

Values peaked at $987,203 in March 2026. The latest reading is −1.1% from that peak.

As of August 2026: $976,136, +2.7% over twelve months.

Start with the typical home: $976,136. Put 20% down and borrow $780,909 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $5,407 a month in principal and interest.

The median household here earns $101,098 a year, $8,425 a month. So the payment takes 64.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 26.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $2,392.

In December 2020, with rates at 2.68%, it was $2,459.

By August 2026, at 6.67%, it was $5,022 — +104% since December 2020, while the home's value moved +29%.

Reported values rose +144% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $788,484. So the real change is +24%, not +144%.

75201: +144% since January 2000.

Dallas County: +211% since January 2000.

Texas: +160% since January 2000 — 75201 ran behind it by 16 points.

Against 1,763 Texas ZIP codes, 75201 sits at the 2nd percentile for affordability (price vs local income).

74th for appreciation (recent value growth); 4th for rental yield (rent vs price).

Owning the typical home costs about $6,383 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,283 a month.

Price divided by a year's rent: 35.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 32 a month (Redfin, 3-month rolling data through August 2026). That is 72% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 110.

Going out — closed sales: about 21 a month. That is 62% of the 2015–2019 level for the same months. The drain is drawn 16% narrower: the share of homes for sale that sell each month is 84% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 21 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 28 — so sales ran at 75% of it, and below it in 24 of the last 24 months.

Across Dallas County, builders pulled permits for 12,691 new homes in 2025.

Of those, 37% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 9 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 57.

Going out — closed sales: about 6 a month. The drain is drawn 33% narrower: the share of homes for sale that sell each month is 67% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 9.0 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 6 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 75% of it, and below it in 19 of the last 24 months.

Across Dallas County, builders pulled permits for 12,691 new homes in 2025.

Of those, 37% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Dallas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 37,687 moved in. Among the ten receiving the most, 52,152 moved out.

Net across those counties: −14,465 households. Beside it, homes for sale in this ZIP: 110 in June 2026.

Most arrivals came from Tarrant, TX (11,085 households); most departures went to Tarrant, TX (14,066).

This ZIP sits in Dallas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 37,687 moved in. Among the ten receiving the most, 52,152 moved out.

Net across those counties: −14,465 households. Beside it, homes for sale in this ZIP: 57 in June 2026.

Most arrivals came from Tarrant, TX (11,085 households); most departures went to Tarrant, TX (14,066).