ZIP 75094 vs ZIP 75025

75094 is one of 29 ZIP codes that lie mostly in Collin County, TX.

Shaded by typical home value, it ranks 8 of the 28 with a value.

4 school locations in 75094: 2 elementary, 1 middle, 1 high.

In alphabetical order: BOGGESS EL, C A MCMILLEN H S, MARTHA HUNT EL, MURPHY MIDDLE. Locations only — no ratings are shown here.

75025 is one of 29 ZIP codes that lie mostly in Collin County, TX.

Shaded by typical home value, it ranks 9 of the 28 with a value.

12 school locations in 75025: 9 elementary, 3 middle.

In alphabetical order: ANDERSON EL, ANDREWS EL, BETHANY EL, C M RICE MIDDLE, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 75094 was worth $234,740.

Values peaked at $618,417 in May 2024. The latest reading is −8.9% from that peak.

As of August 2026: $563,182, −4.2% over twelve months.

Start with the typical home: $563,182. Put 20% down and borrow $450,546 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,119 a month in principal and interest.

The median household here earns $161,473 a year, $13,456 a month. So the payment takes 23.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,406.

In December 2020, with rates at 2.68%, it was $1,326.

By August 2026, at 6.67%, it was $2,897 — +119% since December 2020, while the home's value moved +38%.

Reported values rose +140% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $463,284. So the real change is +22%, not +140%.

75094: +140% since January 2000.

Collin County: +150% since January 2000.

Texas: +160% since January 2000 — 75094 ran behind it by 20 points.

Against 1,763 Texas ZIP codes, 75094 sits at the 54th percentile for affordability (price vs local income).

10th for appreciation (recent value growth); 59th for rental yield (rent vs price).

Owning the typical home costs about $3,683 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,008 a month.

Price divided by a year's rent: 15.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 75025 was worth $226,566.

Values peaked at $596,385 in May 2024. The latest reading is −9.1% from that peak.

As of August 2026: $541,904, −4.3% over twelve months.

Start with the typical home: $541,904. Put 20% down and borrow $433,523 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,002 a month in principal and interest.

The median household here earns $135,398 a year, $11,283 a month. So the payment takes 26.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,357.

In December 2020, with rates at 2.68%, it was $1,292.

By August 2026, at 6.67%, it was $2,788 — +116% since December 2020, while the home's value moved +36%.

Reported values rose +139% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $447,151. So the real change is +21%, not +139%.

75025: +139% since January 2000.

Collin County: +150% since January 2000.

Texas: +160% since January 2000 — 75025 ran behind it by 21 points.

Against 1,763 Texas ZIP codes, 75025 sits at the 36th percentile for affordability (price vs local income).

10th for appreciation (recent value growth); 24th for rental yield (rent vs price).

Owning the typical home costs about $3,544 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,135 a month.

Price divided by a year's rent: 21.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 28 a month (Redfin, 3-month rolling data through August 2026). That is 71% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 71.

Going out — closed sales: about 17 a month. That is 52% of the 2015–2019 level for the same months. The drain is drawn 42% narrower: the share of homes for sale that sell each month is 58% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 28 — so sales ran at 61% of it, and below it in 24 of the last 24 months.

Across Collin County, builders pulled permits for 19,082 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 53 a month (Redfin, 3-month rolling data through August 2026). That is 62% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 131.

Going out — closed sales: about 39 a month. That is 55% of the 2015–2019 level for the same months. The drain is drawn 49% narrower: the share of homes for sale that sell each month is 51% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 39 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 57 — so sales ran at 68% of it, and below it in 23 of the last 24 months.

Across Collin County, builders pulled permits for 19,082 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Collin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,739 moved in. Among the ten receiving the most, 24,810 moved out.

Net across those counties: +1,929 households. Beside it, homes for sale in this ZIP: 71 in June 2026.

Most arrivals came from Dallas, TX (12,881 households); most departures went to Dallas, TX (9,550).

County assessor records list 237 properties with a market value here. Their average assessed market value is $568,329; the typical home value is $563,182.

The assessor average sits +0.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Collin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,739 moved in. Among the ten receiving the most, 24,810 moved out.

Net across those counties: +1,929 households. Beside it, homes for sale in this ZIP: 131 in June 2026.

Most arrivals came from Dallas, TX (12,881 households); most departures went to Dallas, TX (9,550).

County assessor records list 592 properties with a market value here. Their average assessed market value is $556,199; the typical home value is $541,904.

The assessor average sits +2.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.