ZIP 75036 vs ZIP 75028

75036 is one of 27 ZIP codes that lie mostly in Denton County, TX.

Shaded by typical home value, it ranks 5 of the 26 with a value.

75028 is one of 27 ZIP codes that lie mostly in Denton County, TX — 98% of its own area is in the county.

Shaded by typical home value, it ranks 6 of the 26 with a value.

15 school locations in 75028: 9 elementary, 4 middle, 2 high.

In alphabetical order: BLUEBONNET EL, FLOWER MOUND EL, FOREST VISTA EL, FOUNDERS CLASSICAL ACADEMY OF FLOWER MOUND, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 75036 was worth $215,887.

Values peaked at $630,245 in July 2022. The latest reading is −12.3% from that peak.

As of August 2026: $552,623, −4.0% over twelve months.

Start with the typical home: $552,623. Put 20% down and borrow $442,098 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,061 a month in principal and interest.

The median household here earns $141,761 a year, $11,813 a month. So the payment takes 25.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,293.

In December 2020, with rates at 2.68%, it was $1,329.

By August 2026, at 6.67%, it was $2,843 — +114% since December 2020, while the home's value moved +35%.

Reported values rose +156% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $426,075. So the real change is +30%, not +156%.

75036: +156% since January 2000.

Denton County: +160% since January 2000.

Texas: +160% since January 2000 — 75036 ran behind it by 4 points.

Against 1,763 Texas ZIP codes, 75036 sits at the 38th percentile for affordability (price vs local income).

12th for appreciation (recent value growth); 43rd for rental yield (rent vs price).

Owning the typical home costs about $3,614 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,262 a month.

Price divided by a year's rent: 20.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 75028 was worth $189,064.

Values peaked at $553,913 in December 2024. The latest reading is −4.2% from that peak.

As of August 2026: $530,662, −0.6% over twelve months.

Start with the typical home: $530,662. Put 20% down and borrow $424,530 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,939 a month in principal and interest.

The median household here earns $147,040 a year, $12,253 a month. So the payment takes 24.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,132.

In December 2020, with rates at 2.68%, it was $1,263.

By August 2026, at 6.67%, it was $2,730 — +116% since December 2020, while the home's value moved +36%.

Reported values rose +181% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $373,137. So the real change is +42%, not +181%.

75028: +181% since January 2000.

Denton County: +160% since January 2000.

Texas: +160% since January 2000 — 75028 ran ahead of it by 20 points.

Against 1,763 Texas ZIP codes, 75028 sits at the 49th percentile for affordability (price vs local income).

48th for appreciation (recent value growth); 33rd for rental yield (rent vs price).

Owning the typical home costs about $3,470 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,404 a month.

Price divided by a year's rent: 18.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 66 a month (Redfin, 3-month rolling data through August 2026). That is 84% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 201. That is 104% of the 2015–2019 level for the same months.

Going out — closed sales: about 53 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 31% narrower: the share of homes for sale that sell each month is 69% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 53 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 61 — so sales ran at 87% of it, and below it in 24 of the last 24 months.

Across Denton County, builders pulled permits for 10,210 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 70 a month (Redfin, 3-month rolling data through August 2026). That is 70% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 143. That is 92% of the 2015–2019 level for the same months.

Going out — closed sales: about 62 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 23% narrower: the share of homes for sale that sell each month is 77% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 62 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 76 — so sales ran at 82% of it, and below it in 24 of the last 24 months.

Across Denton County, builders pulled permits for 10,210 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Denton County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,557 moved in. Among the ten receiving the most, 22,603 moved out.

Net across those counties: +3,954 households. Beside it, homes for sale in this ZIP: 201 in June 2026.

Most arrivals came from Dallas, TX (9,837 households); most departures went to Collin, TX (7,417).

This ZIP sits in Denton County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,557 moved in. Among the ten receiving the most, 22,603 moved out.

Net across those counties: +3,954 households. Beside it, homes for sale in this ZIP: 143 in June 2026.

Most arrivals came from Dallas, TX (9,837 households); most departures went to Collin, TX (7,417).