ZIP 75035 vs ZIP 75024

75035 is one of 29 ZIP codes that lie mostly in Collin County, TX.

Shaded by typical home value, it ranks 5 of the 28 with a value.

31 school locations in 75035: 14 elementary, 9 middle, 7 high, 1 other.

In alphabetical order: ASHLEY EL, BILL HAYS MIDDLE, CAREER & TECHNOLOGY EDUCATION CENTER, CENTENNIAL H S, and more on the ZIP page. Locations only — no ratings are shown here.

75024 is one of 29 ZIP codes that lie mostly in Collin County, TX — 88% of its own area is in the county.

Shaded by typical home value, it ranks 6 of the 28 with a value.

8 school locations in 75024: 6 elementary, 1 middle, 1 high.

In alphabetical order: BORCHARDT EL, GULLEDGE EL, HAUN EL, JASPER H S, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 75035 was worth $236,628.

Values peaked at $703,725 in July 2022. The latest reading is −10.9% from that peak.

As of August 2026: $627,289, −6.1% over twelve months.

Start with the typical home: $627,289. Put 20% down and borrow $501,831 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,475 a month in principal and interest.

The median household here earns $161,030 a year, $13,419 a month. So the payment takes 25.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,417.

In December 2020, with rates at 2.68%, it was $1,433.

By August 2026, at 6.67%, it was $3,227 — +125% since December 2020, while the home's value moved +42%.

Reported values rose +165% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $467,010. So the real change is +34%, not +165%.

75035: +165% since January 2000.

Collin County: +150% since January 2000.

Texas: +160% since January 2000 — 75035 ran ahead of it by 5 points.

Against 1,763 Texas ZIP codes, 75035 sits at the 38th percentile for affordability (price vs local income).

4th for appreciation (recent value growth); 27th for rental yield (rent vs price).

Owning the typical home costs about $4,102 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,430 a month.

Price divided by a year's rent: 21.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 75024 was worth $254,530.

Values peaked at $670,417 in May 2024. The latest reading is −6.9% from that peak.

As of August 2026: $623,949, −2.9% over twelve months.

Start with the typical home: $623,949. Put 20% down and borrow $499,159 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,456 a month in principal and interest.

The median household here earns $117,445 a year, $9,787 a month. So the payment takes 35.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,524.

In December 2020, with rates at 2.68%, it was $1,465.

By August 2026, at 6.67%, it was $3,210 — +119% since December 2020, while the home's value moved +38%.

Reported values rose +145% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $502,341. So the real change is +24%, not +145%.

75024: +145% since January 2000.

Collin County: +150% since January 2000.

Texas: +160% since January 2000 — 75024 ran behind it by 15 points.

Against 1,763 Texas ZIP codes, 75024 sits at the 12th percentile for affordability (price vs local income).

19th for appreciation (recent value growth); 9th for rental yield (rent vs price).

Owning the typical home costs about $4,080 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,794 a month.

Price divided by a year's rent: 29.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 127 a month (Redfin, 3-month rolling data through August 2026). That is 78% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 416. That is 99% of the 2015–2019 level for the same months.

Going out — closed sales: about 77 a month. That is 57% of the 2015–2019 level for the same months. The drain is drawn 45% narrower: the share of homes for sale that sell each month is 55% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 50 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 77 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 109 — so sales ran at 71% of it, and below it in 24 of the last 24 months.

Across Collin County, builders pulled permits for 19,082 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 40 a month (Redfin, 3-month rolling data through August 2026). That is 73% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 111.

Going out — closed sales: about 30 a month. That is 70% of the 2015–2019 level for the same months. The drain is drawn 2% narrower: the share of homes for sale that sell each month is 98% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 30 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 34 — so sales ran at 88% of it, and below it in 23 of the last 24 months.

Across Collin County, builders pulled permits for 19,082 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Collin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,739 moved in. Among the ten receiving the most, 24,810 moved out.

Net across those counties: +1,929 households. Beside it, homes for sale in this ZIP: 416 in June 2026.

Most arrivals came from Dallas, TX (12,881 households); most departures went to Dallas, TX (9,550).

County assessor records list 799 properties with a market value here. Their average assessed market value is $575,963; the typical home value is $627,289.

The assessor average sits −8.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Collin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,739 moved in. Among the ten receiving the most, 24,810 moved out.

Net across those counties: +1,929 households. Beside it, homes for sale in this ZIP: 111 in June 2026.

Most arrivals came from Dallas, TX (12,881 households); most departures went to Dallas, TX (9,550).

County assessor records list 176 properties with a market value here. Their average assessed market value is $555,130; the typical home value is $623,949.

The assessor average sits −11.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.