ZIP 75034 vs ZIP 75013

75034 is one of 29 ZIP codes that lie mostly in Collin County, TX — 56% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 28 with a value.

33 school locations in 75034: 18 elementary, 7 middle, 8 high.

In alphabetical order: ALLEN EL, BLEDSOE EL, BOALS EL, BRIGHT ACAD, and more on the ZIP page. Locations only — no ratings are shown here.

75013 is one of 29 ZIP codes that lie mostly in Collin County, TX.

Shaded by typical home value, it ranks 4 of the 28 with a value.

9 school locations in 75013: 1 elementary, 8 middle.

In alphabetical order: BEVERLY CHEATHAM EL, BEVERLY EL, DR E T BOON EL, ERECKSON MIDDLE, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 75034 was worth $258,502.

Values peaked at $718,358 in July 2022. The latest reading is −7.8% from that peak.

As of August 2026: $662,396, −1.7% over twelve months.

Start with the typical home: $662,396. Put 20% down and borrow $529,917 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,669 a month in principal and interest.

The median household here earns $107,945 a year, $8,995 a month. So the payment takes 40.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,548.

In December 2020, with rates at 2.68%, it was $1,515.

By August 2026, at 6.67%, it was $3,408 — +125% since December 2020, while the home's value moved +42%.

Reported values rose +156% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $510,180. So the real change is +30%, not +156%.

75034: +156% since January 2000.

Collin County: +150% since January 2000.

Texas: +160% since January 2000 — 75034 ran behind it by 4 points.

Against 1,763 Texas ZIP codes, 75034 sits at the 7th percentile for affordability (price vs local income).

32nd for appreciation (recent value growth); 6th for rental yield (rent vs price).

Owning the typical home costs about $4,331 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,702 a month.

Price divided by a year's rent: 32.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 75013 was worth $293,025.

Values peaked at $706,573 in July 2022. The latest reading is −9.4% from that peak.

As of August 2026: $640,082, −4.0% over twelve months.

Start with the typical home: $640,082. Put 20% down and borrow $512,066 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,545 a month in principal and interest.

The median household here earns $151,618 a year, $12,635 a month. So the payment takes 28.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,755.

In December 2020, with rates at 2.68%, it was $1,478.

By August 2026, at 6.67%, it was $3,293 — +123% since December 2020, while the home's value moved +40%.

Reported values rose +118% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $578,315. So the real change is +11%, not +118%.

75013: +118% since January 2000.

Collin County: +150% since January 2000.

Texas: +160% since January 2000 — 75013 ran behind it by 42 points.

Against 1,763 Texas ZIP codes, 75013 sits at the 31st percentile for affordability (price vs local income).

12th for appreciation (recent value growth); 6th for rental yield (rent vs price).

Owning the typical home costs about $4,186 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,617 a month.

Price divided by a year's rent: 33.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 60 a month (Redfin, 3-month rolling data through August 2026). That is 73% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 207. That is 81% of the 2015–2019 level for the same months.

Going out — closed sales: about 46 a month. That is 70% of the 2015–2019 level for the same months. The drain is drawn 14% narrower: the share of homes for sale that sell each month is 86% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 46 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 49 — so sales ran at 94% of it, and below it in 24 of the last 24 months.

Across Collin County, builders pulled permits for 19,082 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 69 a month (Redfin, 3-month rolling data through August 2026). That is 82% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 221. That is 98% of the 2015–2019 level for the same months.

Going out — closed sales: about 57 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 57 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 63 — so sales ran at 90% of it, and below it in 23 of the last 24 months.

Across Collin County, builders pulled permits for 19,082 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Collin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,739 moved in. Among the ten receiving the most, 24,810 moved out.

Net across those counties: +1,929 households. Beside it, homes for sale in this ZIP: 207 in June 2026.

Most arrivals came from Dallas, TX (12,881 households); most departures went to Dallas, TX (9,550).

County assessor records list 126 properties with a market value here. Their average assessed market value is $698,180; the typical home value is $662,396.

The assessor average sits +5.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Collin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,739 moved in. Among the ten receiving the most, 24,810 moved out.

Net across those counties: +1,929 households. Beside it, homes for sale in this ZIP: 221 in June 2026.

Most arrivals came from Dallas, TX (12,881 households); most departures went to Dallas, TX (9,550).

County assessor records list 362 properties with a market value here. Their average assessed market value is $665,209; the typical home value is $640,082.

The assessor average sits +3.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.