ZIP 75022 vs ZIP 75033

75022 is one of 27 ZIP codes that lie mostly in Denton County, TX — 95% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 26 with a value.

5 school locations in 75022: 3 elementary, 1 middle, 1 high.

In alphabetical order: FLOWER MOUND H S, LIBERTY EL, MCKAMY MIDDLE, OLD SETTLERS EL, and more on the ZIP page. Locations only — no ratings are shown here.

75033 is one of 27 ZIP codes that lie mostly in Denton County, TX — 55% of its own area is in the county.

Shaded by typical home value, it ranks 2 of the 26 with a value.

6 school locations in 75033: 3 elementary, 1 middle, 1 high, 1 other.

In alphabetical order: MEMORIAL H S, MINETT EL, NEWMAN EL, PHILLIPS EL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 75022 was worth $277,976.

Values peaked at $785,079 in January 2025. The latest reading is −2.1% from that peak.

As of August 2026: $768,731, +0.7% over twelve months.

Start with the typical home: $768,731. Put 20% down and borrow $614,985 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,258 a month in principal and interest.

The median household here earns $178,969 a year, $14,914 a month. So the payment takes 28.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,664.

In December 2020, with rates at 2.68%, it was $1,705.

By August 2026, at 6.67%, it was $3,955 — +132% since December 2020, while the home's value moved +46%.

Reported values rose +177% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $548,614. So the real change is +40%, not +177%.

75022: +177% since January 2000.

Denton County: +160% since January 2000.

Texas: +160% since January 2000 — 75022 ran ahead of it by 16 points.

Against 1,763 Texas ZIP codes, 75022 sits at the 31st percentile for affordability (price vs local income).

60th for appreciation (recent value growth); 59th for rental yield (rent vs price).

Owning the typical home costs about $5,027 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,857 a month.

Price divided by a year's rent: 22.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 75033 was worth $236,625.

Values peaked at $723,026 in July 2022. The latest reading is −10.2% from that peak.

As of August 2026: $648,971, −3.2% over twelve months.

Start with the typical home: $648,971. Put 20% down and borrow $519,177 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,595 a month in principal and interest.

The median household here earns $171,640 a year, $14,303 a month. So the payment takes 25.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,417.

In December 2020, with rates at 2.68%, it was $1,472.

By August 2026, at 6.67%, it was $3,339 — +127% since December 2020, while the home's value moved +43%.

Reported values rose +174% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $467,004. So the real change is +39%, not +174%.

75033: +174% since January 2000.

Denton County: +160% since January 2000.

Texas: +160% since January 2000 — 75033 ran ahead of it by 14 points.

Against 1,763 Texas ZIP codes, 75033 sits at the 42nd percentile for affordability (price vs local income).

17th for appreciation (recent value growth); 9th for rental yield (rent vs price).

Owning the typical home costs about $4,244 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,874 a month.

Price divided by a year's rent: 28.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 39 a month (Redfin, 3-month rolling data through August 2026). That is 67% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 99.

Going out — closed sales: about 37 a month. That is 75% of the 2015–2019 level for the same months. The drain is drawn 14% narrower: the share of homes for sale that sell each month is 86% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 37 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 37 — so sales ran at 100% of it, and below it in 20 of the last 24 months.

Across Denton County, builders pulled permits for 10,210 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 90 a month (Redfin, 3-month rolling data through August 2026). That is 103% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 273. That is 124% of the 2015–2019 level for the same months.

Going out — closed sales: about 56 a month. That is 68% of the 2015–2019 level for the same months. The drain is drawn 47% narrower: the share of homes for sale that sell each month is 53% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.9 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 34 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 56 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 62 — so sales ran at 90% of it, and below it in 22 of the last 24 months.

Across Denton County, builders pulled permits for 10,210 new homes in 2025.

Of those, 62% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Denton County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,557 moved in. Among the ten receiving the most, 22,603 moved out.

Net across those counties: +3,954 households. Beside it, homes for sale in this ZIP: 99 in June 2026.

Most arrivals came from Dallas, TX (9,837 households); most departures went to Collin, TX (7,417).

This ZIP sits in Denton County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26,557 moved in. Among the ten receiving the most, 22,603 moved out.

Net across those counties: +3,954 households. Beside it, homes for sale in this ZIP: 273 in June 2026.

Most arrivals came from Dallas, TX (9,837 households); most departures went to Collin, TX (7,417).

County assessor records list 100 properties with a market value here. Their average assessed market value is $545,145; the typical home value is $648,971.

The assessor average sits −16.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.