ZIP 75001 vs ZIP 75038

75001 is one of 84 ZIP codes that lie mostly in Dallas County, TX.

Shaded by typical home value, it ranks 18 of the 35 nearby ZIPs shown.

1 school location in 75001: 1 elementary.

In alphabetical order: GEORGE HERBERT WALKER BUSH EL. Locations only — no ratings are shown here.

75038 is one of 84 ZIP codes that lie mostly in Dallas County, TX.

Shaded by typical home value, it ranks 15 of the 35 nearby ZIPs shown.

8 school locations in 75038: 2 elementary, 1 middle, 5 high.

In alphabetical order: GREAT HEARTS IRVING, GREAT HEARTS IRVING UPPER, HOUSTON MIDDLE, JACK E SINGLEY ACADEMY, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 75001 was worth $191,002.

Values peaked at $499,088 in February 2025. The latest reading is −3.8% from that peak.

As of August 2026: $480,354, −0.7% over twelve months.

Start with the typical home: $480,354. Put 20% down and borrow $384,283 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,661 a month in principal and interest.

The median household here earns $82,577 a year, $6,881 a month. So the payment takes 38.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,144.

In December 2020, with rates at 2.68%, it was $1,188.

By August 2026, at 6.67%, it was $2,471 — +108% since December 2020, while the home's value moved +31%.

Reported values rose +151% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $376,962. So the real change is +27%, not +151%.

75001: +152% since January 2000.

Dallas County: +211% since January 2000.

Texas: +160% since January 2000 — 75001 ran behind it by 9 points.

Against 1,763 Texas ZIP codes, 75001 sits at the 10th percentile for affordability (price vs local income).

44th for appreciation (recent value growth); 20th for rental yield (rent vs price).

Owning the typical home costs about $3,141 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,563 a month.

Price divided by a year's rent: 25.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 75038 was worth $152,660.

Values peaked at $463,939 in May 2024. The latest reading is −1.3% from that peak.

As of August 2026: $457,793, +1.6% over twelve months.

Start with the typical home: $457,793. Put 20% down and borrow $366,234 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,536 a month in principal and interest.

The median household here earns $69,013 a year, $5,751 a month. So the payment takes 44.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $914.

In December 2020, with rates at 2.68%, it was $1,070.

By August 2026, at 6.67%, it was $2,355 — +120% since December 2020, while the home's value moved +38%.

Reported values rose +200% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $301,290. So the real change is +52%, not +200%.

75038: +200% since January 2000.

Dallas County: +211% since January 2000.

Texas: +160% since January 2000 — 75038 ran ahead of it by 40 points.

Against 1,763 Texas ZIP codes, 75038 sits at the 6th percentile for affordability (price vs local income).

69th for appreciation (recent value growth); 13th for rental yield (rent vs price).

Owning the typical home costs about $2,994 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,349 a month.

Price divided by a year's rent: 28.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 19 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 61.

Going out — closed sales: about 12 a month. The drain is drawn 65% narrower: the share of homes for sale that sell each month is 35% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 12 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 11 — so sales ran at 109% of it, and below it in 16 of the last 24 months.

Across Dallas County, builders pulled permits for 12,691 new homes in 2025.

Of those, 37% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 23 a month (Redfin, 3-month rolling data through August 2026). That is 91% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 76.

Going out — closed sales: about 15 a month. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 15 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 18 — so sales ran at 83% of it, and below it in 23 of the last 24 months.

Across Dallas County, builders pulled permits for 12,691 new homes in 2025.

Of those, 37% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Dallas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 37,687 moved in. Among the ten receiving the most, 52,152 moved out.

Net across those counties: −14,465 households. Beside it, homes for sale in this ZIP: 61 in June 2026.

Most arrivals came from Tarrant, TX (11,085 households); most departures went to Tarrant, TX (14,066).

This ZIP sits in Dallas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 37,687 moved in. Among the ten receiving the most, 52,152 moved out.

Net across those counties: −14,465 households. Beside it, homes for sale in this ZIP: 76 in June 2026.

Most arrivals came from Tarrant, TX (11,085 households); most departures went to Tarrant, TX (14,066).