ZIP 74145 vs ZIP 74116

74145 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 19 of the 31 with a value.

3 school locations in 74145: 1 elementary, 2 middle.

In alphabetical order: DOVE SCH OF DISCOVERY TULSA, MEMORIAL MS, SALK ES. Locations only — no ratings are shown here.

74116 is one of 34 ZIP codes that lie mostly in Tulsa County, OK — 81% of its own area is in the county.

Shaded by typical home value, it ranks 20 of the 31 with a value.

In January 2000 the typical home in 74145 was worth $93,252.

Values peaked at $228,446 in March 2026. The latest reading is −0.6% from that peak.

As of August 2026: $227,065, +3.2% over twelve months.

Start with the typical home: $227,065. Put 20% down and borrow $181,652 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,258 a month in principal and interest.

The median household here earns $55,118 a year, $4,593 a month. So the payment takes 27.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $558.

In December 2020, with rates at 2.68%, it was $508.

By August 2026, at 6.67%, it was $1,168 — +130% since December 2020, while the home's value moved +45%.

Reported values rose +143% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $184,042. So the real change is +23%, not +143%.

74145: +144% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74145 ran behind it by 20 points.

Owning the typical home costs about $1,485 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,309 a month.

Price divided by a year's rent: 14.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 74116 was worth $68,544.

Values peaked at $199,058 in August 2026. The latest reading is the peak.

As of August 2026: $199,058, +6.6% over twelve months.

Start with the typical home: $199,058. Put 20% down and borrow $159,246 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,103 a month in principal and interest.

The median household here earns $56,296 a year, $4,691 a month. So the payment takes 23.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $410.

In December 2020, with rates at 2.68%, it was $440.

By August 2026, at 6.67%, it was $1,024 — +133% since December 2020, while the home's value moved +47%.

Reported values rose +190% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $135,279. So the real change is +47%, not +190%.

74116: +190% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74116 ran ahead of it by 27 points.

Owning the typical home costs about $1,302 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $779 a month.

Price divided by a year's rent: 21.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 20 a month (Redfin, 3-month rolling data through August 2026). That is 69% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 28.

Going out — closed sales: about 19 a month.

The ladder: homes for sale ÷ monthly sales = 1.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 19 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 22 — so sales ran at 86% of it, and below it in 23 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 100% of it, and below it in 4 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 28 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 5,181 properties with a market value here. Their average assessed market value is $208,200; the typical home value is $227,065.

The assessor average sits −8.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 2 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 204 properties with a market value here. Their average assessed market value is $150,000; the typical home value is $199,058.

The assessor average sits −24.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.