ZIP 74110 vs ZIP 74130

74110 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 31 of the 31 with a value.

6 school locations in 74110: 4 elementary, 1 middle, 1 high.

In alphabetical order: ANDERSON ES, FELICITAS MENDEZ INTL SCHOOL, SEQUOYAH ES, SPRINGDALE ES, and more on the ZIP page. Locations only — no ratings are shown here.

74130 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 30 of the 31 with a value.

1 school location in 74130: 1 middle.

In alphabetical order: MONROE DEMONSTRATION MS. Locations only — no ratings are shown here.

In January 2000 the typical home in 74110 was worth $29,675.

Values peaked at $95,714 in January 2025. The latest reading is −2.2% from that peak.

As of August 2026: $93,626, +0.2% over twelve months.

Start with the typical home: $93,626. Put 20% down and borrow $74,901 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $519 a month in principal and interest.

The median household here earns $40,116 a year, $3,343 a month. So the payment takes 15.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 4.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $178.

In December 2020, with rates at 2.68%, it was $199.

By August 2026, at 6.67%, it was $482 — +142% since December 2020, while the home's value moved +52%.

Reported values rose +216% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $58,567. So the real change is +60%, not +216%.

74110: +216% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74110 ran ahead of it by 52 points.

Owning the typical home costs about $612 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,086 a month.

Price divided by a year's rent: 7.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 74130 was worth $40,248.

Values peaked at $108,922 in August 2026. The latest reading is the peak.

As of August 2026: $108,922, +3.8% over twelve months.

Start with the typical home: $108,922. Put 20% down and borrow $87,138 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $603 a month in principal and interest.

The median household here earns $45,833 a year, $3,819 a month. So the payment takes 15.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 5.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $241.

In December 2020, with rates at 2.68%, it was $236.

By August 2026, at 6.67%, it was $560 — +138% since December 2020, while the home's value moved +50%.

Reported values rose +171% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $79,434. So the real change is +37%, not +171%.

74130: +171% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74130 ran ahead of it by 7 points.

Owning the typical home costs about $712 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,058 a month.

Price divided by a year's rent: 8.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 9 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 180% of it, and below it in 2 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 4 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 23 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 4,924 properties with a market value here. Their average assessed market value is $92,800; the typical home value is $93,626.

The assessor average sits −0.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 1 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 678 properties with a market value here. Their average assessed market value is $92,950; the typical home value is $108,922.

The assessor average sits −14.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.