ZIP 74044 vs ZIP 74039

74044 is one of 14 ZIP codes that lie mostly in Creek County, OK — 93% of its own area is in the county.

Shaded by typical home value, it ranks 4 of the 9 with a value.

5 school locations in 74044: 3 elementary, 1 middle, 1 high.

In alphabetical order: MANNFORD EC CTR, MANNFORD HS, MANNFORD LOWER ES, MANNFORD MS, and more on the ZIP page. Locations only — no ratings are shown here.

74039 is one of 14 ZIP codes that lie mostly in Creek County, OK.

Shaded by typical home value, it ranks 5 of the 9 with a value.

4 school locations in 74039: 1 elementary, 2 middle, 1 high.

In alphabetical order: KELLYVILLE ES, KELLYVILLE HS, KELLYVILLE MS, KELLYVILLE UPPER ES. Locations only — no ratings are shown here.

In January 2000 the typical home in 74044 was worth $90,875.

Values peaked at $229,058 in August 2026. The latest reading is the peak.

As of August 2026: $229,058, +3.1% over twelve months.

Start with the typical home: $229,058. Put 20% down and borrow $183,246 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,269 a month in principal and interest.

The median household here earns $66,972 a year, $5,581 a month. So the payment takes 22.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $544.

In December 2020, with rates at 2.68%, it was $556.

By August 2026, at 6.67%, it was $1,178 — +112% since December 2020, while the home's value moved +33%.

Reported values rose +152% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $179,351. So the real change is +28%, not +152%.

74044: +152% since January 2000.

Creek County: +173% since January 2000.

Oklahoma: +164% since January 2000 — 74044 ran behind it by 12 points.

Owning the typical home costs about $1,498 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $868 a month.

Price divided by a year's rent: 22.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 74039 was worth $61,654.

Values peaked at $228,948 in August 2026. The latest reading is the peak.

As of August 2026: $228,948, +5.6% over twelve months.

Start with the typical home: $228,948. Put 20% down and borrow $183,158 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,268 a month in principal and interest.

The median household here earns $73,393 a year, $6,116 a month. So the payment takes 20.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 5.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $369.

In December 2020, with rates at 2.68%, it was $567.

By August 2026, at 6.67%, it was $1,178 — +108% since December 2020, while the home's value moved +31%.

Reported values rose +271% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $121,681. So the real change is +88%, not +271%.

74039: +271% since January 2000.

Creek County: +173% since January 2000.

Oklahoma: +164% since January 2000 — 74039 ran ahead of it by 108 points.

Owning the typical home costs about $1,497 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $938 a month.

Price divided by a year's rent: 20.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 7 — so sales ran at 57% of it, and below it in 11 of the last 24 months.

Across Creek County, builders pulled permits for 270 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 9 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 450% of it, and below it in 0 of the last 24 months.

Across Creek County, builders pulled permits for 270 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Creek County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,661 moved in. Among the ten receiving the most, 1,565 moved out.

Net across those counties: +96 households. Beside it, homes for sale in this ZIP: 23 in June 2026.

Most arrivals came from Tulsa, OK (1,160 households); most departures went to Tulsa, OK (1,064).

County assessor records list 1,839 properties with a market value here. Their average assessed market value is $161,273; the typical home value is $229,058.

The assessor average sits −29.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Creek County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,661 moved in. Among the ten receiving the most, 1,565 moved out.

Net across those counties: +96 households. Beside it, homes for sale in this ZIP: 21 in June 2026.

Most arrivals came from Tulsa, OK (1,160 households); most departures went to Tulsa, OK (1,064).

County assessor records list 1,139 properties with a market value here. Their average assessed market value is $161,454; the typical home value is $228,948.

The assessor average sits −29.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.