ZIP 74033 vs ZIP 74104

74033 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 16 of the 31 with a value.

5 school locations in 74033: 2 elementary, 2 middle, 1 high.

In alphabetical order: GLENPOOL ES, GLENPOOL HS, GLENPOOL INTERMEDIATE SCHOOL, GLENPOOL LOWER ES, and more on the ZIP page. Locations only — no ratings are shown here.

74104 is one of 34 ZIP codes that lie mostly in Tulsa County, OK.

Shaded by typical home value, it ranks 17 of the 31 with a value.

2 school locations in 74104: 2 elementary.

In alphabetical order: KENDALL-WHITTIER ES, MAYO DEMONSTRATION ES. Locations only — no ratings are shown here.

In January 2000 the typical home in 74033 was worth $105,934.

Values peaked at $243,374 in August 2026. The latest reading is the peak.

As of August 2026: $243,374, +2.9% over twelve months.

Start with the typical home: $243,374. Put 20% down and borrow $194,699 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,348 a month in principal and interest.

The median household here earns $77,306 a year, $6,442 a month. So the payment takes 20.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $634.

In December 2020, with rates at 2.68%, it was $554.

By August 2026, at 6.67%, it was $1,252 — +126% since December 2020, while the home's value moved +42%.

Reported values rose +130% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $209,072. So the real change is +16%, not +130%.

74033: +130% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74033 ran behind it by 34 points.

Owning the typical home costs about $1,591 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,468 a month.

Price divided by a year's rent: 13.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 74104 was worth $73,810.

Values peaked at $241,245 in August 2026. The latest reading is the peak.

As of August 2026: $241,245, +4.3% over twelve months.

Start with the typical home: $241,245. Put 20% down and borrow $192,996 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,336 a month in principal and interest.

The median household here earns $51,886 a year, $4,324 a month. So the payment takes 30.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $442.

In December 2020, with rates at 2.68%, it was $556.

By August 2026, at 6.67%, it was $1,241 — +123% since December 2020, while the home's value moved +41%.

Reported values rose +227% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $145,672. So the real change is +66%, not +227%.

74104: +227% since January 2000.

Tulsa County: +139% since January 2000.

Oklahoma: +164% since January 2000 — 74104 ran ahead of it by 63 points.

Owning the typical home costs about $1,578 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,528 a month.

Price divided by a year's rent: 13.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 23 a month (Redfin, 3-month rolling data through August 2026). That is 86% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 52.

Going out — closed sales: about 25 a month.

The ladder: homes for sale ÷ monthly sales = 2.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 25 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 23 — so sales ran at 109% of it, and below it in 9 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 26 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 54.

Going out — closed sales: about 19 a month. The drain is drawn 21% narrower: the share of homes for sale that sell each month is 79% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 19 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 17 — so sales ran at 112% of it, and below it in 11 of the last 24 months.

Across Tulsa County, builders pulled permits for 3,184 new homes in 2025.

Of those, 68% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 52 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 4,688 properties with a market value here. Their average assessed market value is $224,500; the typical home value is $243,374.

The assessor average sits −7.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Tulsa County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,265 moved in. Among the ten receiving the most, 7,026 moved out.

Net across those counties: −761 households. Beside it, homes for sale in this ZIP: 54 in June 2026.

Most arrivals came from Wagoner, OK (1,391 households); most departures went to Wagoner, OK (1,721).

County assessor records list 4,202 properties with a market value here. Their average assessed market value is $240,700; the typical home value is $241,245.

The assessor average sits −0.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.