ZIP 74010 vs ZIP 74030

74010 is one of 14 ZIP codes that lie mostly in Creek County, OK — 99% of its own area is in the county.

Shaded by typical home value, it ranks 8 of the 9 with a value.

4 school locations in 74010: 2 elementary, 1 middle, 1 high.

In alphabetical order: BRISTOW HS, BRISTOW MS, COLLINS ES, EDISON ES. Locations only — no ratings are shown here.

74030 is one of 14 ZIP codes that lie mostly in Creek County, OK — 92% of its own area is in the county.

Shaded by typical home value, it ranks 9 of the 9 with a value.

5 school locations in 74030: 1 elementary, 2 middle, 2 high.

In alphabetical order: BRADLEY ES, DRUMRIGHT HS, OLIVE ES, OLIVE HS, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 74010 was worth $50,329.

Values peaked at $197,913 in August 2026. The latest reading is the peak.

As of August 2026: $197,913, +3.7% over twelve months.

Start with the typical home: $197,913. Put 20% down and borrow $158,330 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,096 a month in principal and interest.

The median household here earns $54,905 a year, $4,575 a month. So the payment takes 24.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $301.

In December 2020, with rates at 2.68%, it was $490.

By August 2026, at 6.67%, it was $1,018 — +108% since December 2020, while the home's value moved +31%.

Reported values rose +293% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $99,329. So the real change is +99%, not +293%.

74010: +293% since January 2000.

Creek County: +173% since January 2000.

Oklahoma: +164% since January 2000 — 74010 ran ahead of it by 130 points.

Owning the typical home costs about $1,294 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $691 a month.

Price divided by a year's rent: 23.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 74030 was worth $48,558.

Values peaked at $126,220 in December 2024. The latest reading is −3.8% from that peak.

As of August 2026: $121,432, +1.1% over twelve months.

Start with the typical home: $121,432. Put 20% down and borrow $97,146 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $673 a month in principal and interest.

The median household here earns $42,208 a year, $3,517 a month. So the payment takes 19.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $291.

In December 2020, with rates at 2.68%, it was $292.

By August 2026, at 6.67%, it was $625 — +114% since December 2020, while the home's value moved +35%.

Reported values rose +150% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $95,834. So the real change is +27%, not +150%.

74030: +150% since January 2000.

Creek County: +173% since January 2000.

Oklahoma: +164% since January 2000 — 74030 ran behind it by 14 points.

Owning the typical home costs about $794 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $489 a month.

Price divided by a year's rent: 20.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 12 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 34.

Going out — closed sales: about 9 a month.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 9 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 113% of it, and below it in 6 of the last 24 months.

Across Creek County, builders pulled permits for 270 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 150% of it, and below it in 3 of the last 24 months.

Across Creek County, builders pulled permits for 270 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Creek County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,661 moved in. Among the ten receiving the most, 1,565 moved out.

Net across those counties: +96 households. Beside it, homes for sale in this ZIP: 34 in June 2026.

Most arrivals came from Tulsa, OK (1,160 households); most departures went to Tulsa, OK (1,064).

County assessor records list 2,851 properties with a market value here. Their average assessed market value is $139,478; the typical home value is $197,913.

The assessor average sits −29.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Creek County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,661 moved in. Among the ten receiving the most, 1,565 moved out.

Net across those counties: +96 households. Beside it, homes for sale in this ZIP: 8 in June 2026.

Most arrivals came from Tulsa, OK (1,160 households); most departures went to Tulsa, OK (1,064).

County assessor records list 725 properties with a market value here. Their average assessed market value is $113,000; the typical home value is $121,432.

The assessor average sits −6.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.