ZIP 60657 vs ZIP 60607

60657 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 9 of the 39 nearby ZIPs shown.

6 school locations in 60657: 6 middle.

In alphabetical order: Burley Elem School, Hamilton Elem School, Harriet Tubman Elem School, Hawthorne Elem Scholastic Academy, and more on the ZIP page. Locations only — no ratings are shown here.

60607 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 7 of the 40 nearby ZIPs shown.

5 school locations in 60607: 4 middle, 1 high.

In alphabetical order: Chicago World Language Academy, Galileo Elem Math & Sci Schol Acd, Skinner Elem School, STEM Magnet Academy Elem, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 60657 was worth $273,199.

Values peaked at $542,580 in August 2026. The latest reading is the peak.

As of August 2026: $542,580, +12.4% over twelve months.

Start with the typical home: $542,580. Put 20% down and borrow $434,064 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,005 a month in principal and interest.

The median household here earns $109,025 a year, $9,085 a month. So the payment takes 33.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,636.

In December 2020, with rates at 2.68%, it was $1,374.

By August 2026, at 6.67%, it was $2,791 — +103% since December 2020, while the home's value moved +28%.

Reported values rose +99% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $539,186. So the real change is +1%, not +99%.

60657: +99% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60657 ran behind it by 29 points.

Against 1,303 Illinois ZIP codes, 60657 sits at the 4th percentile for affordability (price vs local income).

94th for appreciation (recent value growth); 41st for rental yield (rent vs price).

Owning the typical home costs about $3,548 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,527 a month.

Price divided by a year's rent: 17.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 60607 was worth $265,542.

Values peaked at $526,330 in May 2018. The latest reading is −16.7% from that peak.

As of August 2026: $438,590, +4.1% over twelve months.

Start with the typical home: $438,590. Put 20% down and borrow $350,872 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,429 a month in principal and interest.

The median household here earns $126,307 a year, $10,526 a month. So the payment takes 23.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,590.

In December 2020, with rates at 2.68%, it was $1,539.

By August 2026, at 6.67%, it was $2,256 — +47% since December 2020, while the home's value moved −8%.

Reported values rose +65% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $524,075. So the real change is −16%, not +65%.

60607: +65% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60607 ran behind it by 63 points.

Against 1,303 Illinois ZIP codes, 60607 sits at the 21st percentile for affordability (price vs local income).

41st for appreciation (recent value growth); 79th for rental yield (rent vs price).

Owning the typical home costs about $2,868 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,984 a month.

Price divided by a year's rent: 12.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 109 a month (Redfin, 3-month rolling data through August 2026). That is 62% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 175. That is 39% of the 2015–2019 level for the same months.

Going out — closed sales: about 119 a month. That is 69% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 119 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 126 — so sales ran at 94% of it, and below it in 17 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 70 a month (Redfin, 3-month rolling data through August 2026). That is 80% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 148. That is 69% of the 2015–2019 level for the same months.

Going out — closed sales: about 58 a month. That is 74% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 58 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 60 — so sales ran at 97% of it, and below it in 18 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 175 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 18,862 properties with a market value here. Their average assessed market value is $1,230,010; the typical home value is $542,580.

The assessor average sits +126.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 148 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 5,529 properties with a market value here. Their average assessed market value is $740,000; the typical home value is $438,590.

The assessor average sits +68.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.