ZIP 60636 vs ZIP 60827

60636 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 38 of the 40 nearby ZIPs shown.

13 school locations in 60636: 10 middle, 3 high.

In alphabetical order: Claremont Academy Elem School, Davis M Magnet Elem School, Earle Elem School, Henderson Elem School, and more on the ZIP page. Locations only — no ratings are shown here.

60827 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 37 of the 40 nearby ZIPs shown.

15 school locations in 60827: 3 elementary, 9 middle, 1 high, 2 other.

In alphabetical order: Aldridge Elem School, Burr Oak Academy, Burr Oak Elem School, Calumet Elem School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 60636 was worth $39,968.

Values peaked at $142,781 in August 2026. The latest reading is the peak.

As of August 2026: $142,781, +9.7% over twelve months.

Start with the typical home: $142,781. Put 20% down and borrow $114,225 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $791 a month in principal and interest.

The median household here earns $35,077 a year, $2,923 a month. So the payment takes 27.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $239.

In December 2020, with rates at 2.68%, it was $289.

By August 2026, at 6.67%, it was $735 — +154% since December 2020, while the home's value moved +60%.

Reported values rose +257% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $78,881. So the real change is +81%, not +257%.

60636: +257% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60636 ran ahead of it by 129 points.

Against 1,303 Illinois ZIP codes, 60636 sits at the 10th percentile for affordability (price vs local income).

83rd for appreciation (recent value growth); 95th for rental yield (rent vs price).

Owning the typical home costs about $934 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,413 a month.

Price divided by a year's rent: 8.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 60827 was worth $75,620.

Values peaked at $135,508 in August 2026. The latest reading is the peak.

As of August 2026: $135,508, +8.4% over twelve months.

Start with the typical home: $135,508. Put 20% down and borrow $108,406 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $751 a month in principal and interest.

The median household here earns $37,648 a year, $3,137 a month. So the payment takes 23.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $453.

In December 2020, with rates at 2.68%, it was $290.

By August 2026, at 6.67%, it was $697 — +140% since December 2020, while the home's value moved +51%.

Reported values rose +79% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $149,244. So the real change is −9%, not +79%.

60827: +79% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60827 ran behind it by 49 points.

Against 1,303 Illinois ZIP codes, 60827 sits at the 19th percentile for affordability (price vs local income).

77th for appreciation (recent value growth); 95th for rental yield (rent vs price).

Owning the typical home costs about $886 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,397 a month.

Price divided by a year's rent: 8.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 34 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 109. That is 70% of the 2015–2019 level for the same months.

Going out — closed sales: about 28 a month.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 28 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 24 — so sales ran at 117% of it, and below it in 2 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 23 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 89.

Going out — closed sales: about 12 a month. The drain is drawn 23% narrower: the share of homes for sale that sell each month is 77% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.2 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 12 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 17 — so sales ran at 71% of it, and below it in 8 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 109 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 23,085 properties with a market value here. Their average assessed market value is $82,010; the typical home value is $142,781.

The assessor average sits −42.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 89 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 16,611 properties with a market value here. Their average assessed market value is $100,000; the typical home value is $135,508.

The assessor average sits −26.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.