ZIP 60478 vs ZIP 60456

60478 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 23 of the 40 nearby ZIPs shown.

5 school locations in 60478: 3 elementary, 1 middle, 1 high.

In alphabetical order: Hillcrest High School, Meadowview School, Nob Hill Elem School, Southwood Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

60456 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 29 of the 40 nearby ZIPs shown.

1 school location in 60456: 1 elementary.

In alphabetical order: Hometown Elem School. Locations only — no ratings are shown here.

In January 2000 the typical home in 60478 was worth $92,431.

Values peaked at $217,298 in August 2026. The latest reading is the peak.

As of August 2026: $217,298, +5.3% over twelve months.

Start with the typical home: $217,298. Put 20% down and borrow $173,838 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,204 a month in principal and interest.

The median household here earns $76,936 a year, $6,411 a month. So the payment takes 18.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $553.

In December 2020, with rates at 2.68%, it was $506.

By August 2026, at 6.67%, it was $1,118 — +121% since December 2020, while the home's value moved +39%.

Reported values rose +135% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $182,422. So the real change is +19%, not +135%.

60478: +135% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60478 ran ahead of it by 7 points.

Against 1,303 Illinois ZIP codes, 60478 sits at the 42nd percentile for affordability (price vs local income).

49th for appreciation (recent value growth); 98th for rental yield (rent vs price).

Owning the typical home costs about $1,421 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,575 a month.

Price divided by a year's rent: 7.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 60456 was worth $69,854.

Values peaked at $215,112 in August 2026. The latest reading is the peak.

As of August 2026: $215,112, +3.8% over twelve months.

Start with the typical home: $215,112. Put 20% down and borrow $172,090 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,192 a month in principal and interest.

The median household here earns $59,265 a year, $4,939 a month. So the payment takes 24.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $418.

In December 2020, with rates at 2.68%, it was $452.

By August 2026, at 6.67%, it was $1,107 — +145% since December 2020, while the home's value moved +54%.

Reported values rose +208% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $137,864. So the real change is +56%, not +208%.

60456: +208% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60456 ran ahead of it by 80 points.

Against 1,303 Illinois ZIP codes, 60456 sits at the 19th percentile for affordability (price vs local income).

26th for appreciation (recent value growth); 4th for rental yield (rent vs price).

Owning the typical home costs about $1,407 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $585 a month.

Price divided by a year's rent: 30.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 28 a month (Redfin, 3-month rolling data through August 2026). That is 90% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 91.

Going out — closed sales: about 21 a month. The drain is drawn 2% narrower: the share of homes for sale that sell each month is 98% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 21 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 22 — so sales ran at 95% of it, and below it in 13 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 83% of it, and below it in 14 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 91 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 15,525 properties with a market value here. Their average assessed market value is $180,000; the typical home value is $217,298.

The assessor average sits −17.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 17 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 4,932 properties with a market value here. Their average assessed market value is $160,000; the typical home value is $215,112.

The assessor average sits −25.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.