ZIP 60464 vs ZIP 60525

60464 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 3 of the 40 nearby ZIPs shown.

2 school locations in 60464: 1 elementary, 1 middle.

In alphabetical order: Palos South Middle School, Palos West Elementary School. Locations only — no ratings are shown here.

60525 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 5 of the 39 nearby ZIPs shown.

19 school locations in 60525: 3 elementary, 8 middle, 1 high, 7 other.

In alphabetical order: Cossitt Ave Elem School, Highlands Elem School, Highlands Middle School, Hodgkins Elem School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 60464 was worth $254,295.

Values peaked at $565,079 in August 2026. The latest reading is the peak.

As of August 2026: $565,079, +10.2% over twelve months.

Start with the typical home: $565,079. Put 20% down and borrow $452,063 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,130 a month in principal and interest.

The median household here earns $126,220 a year, $10,518 a month. So the payment takes 29.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,523.

In December 2020, with rates at 2.68%, it was $1,243.

By August 2026, at 6.67%, it was $2,907 — +134% since December 2020, while the home's value moved +47%.

Reported values rose +122% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $501,877. So the real change is +13%, not +122%.

60464: +122% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60464 ran behind it by 6 points.

Against 1,303 Illinois ZIP codes, 60464 sits at the 6th percentile for affordability (price vs local income).

83rd for appreciation (recent value growth); 6th for rental yield (rent vs price).

Owning the typical home costs about $3,695 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,661 a month.

Price divided by a year's rent: 28.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 60525 was worth $228,472.

Values peaked at $505,075 in August 2026. The latest reading is the peak.

As of August 2026: $505,075, +9.7% over twelve months.

Start with the typical home: $505,075. Put 20% down and borrow $404,060 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,798 a month in principal and interest.

The median household here earns $113,718 a year, $9,477 a month. So the payment takes 29.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,368.

In December 2020, with rates at 2.68%, it was $1,210.

By August 2026, at 6.67%, it was $2,598 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +121% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $450,913. So the real change is +12%, not +121%.

60525: +121% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60525 ran behind it by 7 points.

Against 1,303 Illinois ZIP codes, 60525 sits at the 6th percentile for affordability (price vs local income).

83rd for appreciation (recent value growth); 38th for rental yield (rent vs price).

Owning the typical home costs about $3,303 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,210 a month.

Price divided by a year's rent: 19.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 12 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 30.

Going out — closed sales: about 10 a month.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 10 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 13 — so sales ran at 77% of it, and below it in 15 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 50 a month (Redfin, 3-month rolling data through August 2026). That is 93% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 77. That is 42% of the 2015–2019 level for the same months.

Going out — closed sales: about 43 a month. That is 83% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 43 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 39 — so sales ran at 110% of it, and below it in 18 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 30 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 10,296 properties with a market value here. Their average assessed market value is $460,010; the typical home value is $565,079.

The assessor average sits −18.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 77 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 25,748 properties with a market value here. Their average assessed market value is $460,000; the typical home value is $505,075.

The assessor average sits −8.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.