ZIP 60445 vs ZIP 60473

60445 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 25 of the 40 nearby ZIPs shown.

9 school locations in 60445: 3 elementary, 5 middle, 1 high.

In alphabetical order: Bremen High School, Central Park Elem School, Developmental Learning Pgm DLP, Kolmar Elem School, and more on the ZIP page. Locations only — no ratings are shown here.

60473 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 13 of the 40 nearby ZIPs shown.

20 school locations in 60473: 4 elementary, 2 middle, 2 high, 12 other.

In alphabetical order: ABLE Program, Communication Development (CD), Communication Development/CD, Deaf & Hard of Hearing (DHH), and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 60445 was worth $111,419.

Values peaked at $235,916 in August 2024. The latest reading is −0.2% from that peak.

As of August 2026: $235,479, +4.0% over twelve months.

Start with the typical home: $235,479. Put 20% down and borrow $188,383 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,304 a month in principal and interest.

The median household here earns $68,385 a year, $5,699 a month. So the payment takes 22.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $667.

In December 2020, with rates at 2.68%, it was $571.

By August 2026, at 6.67%, it was $1,211 — +112% since December 2020, while the home's value moved +34%.

Reported values rose +111% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $219,897. So the real change is +7%, not +111%.

60445: +111% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60445 ran behind it by 17 points.

Against 1,303 Illinois ZIP codes, 60445 sits at the 24th percentile for affordability (price vs local income).

29th for appreciation (recent value growth); 69th for rental yield (rent vs price).

Owning the typical home costs about $1,540 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,511 a month.

Price divided by a year's rent: 13.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 60473 was worth $110,832.

Values peaked at $233,383 in April 2026. The latest reading is −0.2% from that peak.

As of August 2026: $232,894, +0.7% over twelve months.

Start with the typical home: $232,894. Put 20% down and borrow $186,315 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,290 a month in principal and interest.

The median household here earns $88,046 a year, $7,337 a month. So the payment takes 17.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $664.

In December 2020, with rates at 2.68%, it was $548.

By August 2026, at 6.67%, it was $1,198 — +119% since December 2020, while the home's value moved +38%.

Reported values rose +110% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $218,738. So the real change is +6%, not +110%.

60473: +110% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60473 ran behind it by 18 points.

Against 1,303 Illinois ZIP codes, 60473 sits at the 45th percentile for affordability (price vs local income).

11th for appreciation (recent value growth); 99th for rental yield (rent vs price).

Owning the typical home costs about $1,523 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,995 a month.

Price divided by a year's rent: 6.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 17 a month (Redfin, 3-month rolling data through August 2026). That is 65% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 34.

Going out — closed sales: about 14 a month.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 14 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 22 — so sales ran at 64% of it, and below it in 23 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 71% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 108.

Going out — closed sales: about 23 a month. That is 74% of the 2015–2019 level for the same months. The drain is drawn 11% narrower: the share of homes for sale that sell each month is 89% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.7 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 77% of it, and below it in 24 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 34 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 13,860 properties with a market value here. Their average assessed market value is $180,000; the typical home value is $235,479.

The assessor average sits −23.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 108 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 23,488 properties with a market value here. Their average assessed market value is $200,000; the typical home value is $232,894.

The assessor average sits −14.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.