Lotvox market story · compare
ZIP 60425 vs ZIP 60478
1 of 4
Who's going to sell
Turnover Index not published for 60425 yet.
Where
60425 in Cook County, IL
60425 is one of 167 ZIP codes that lie mostly in Cook County, IL.
Shaded by typical home value, it ranks 16 of the 40 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 16 of 40
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 60425
4 school locations in 60425: 2 elementary, 2 middle.
In alphabetical order: Brookwood Jr High School, Brookwood Middle School, Hickory Bend Elem School, Longwood Elem School. Locations only — no ratings are shown here.
- School locations
- 4
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 60478 yet.
Where
60478 in Cook County, IL
60478 is one of 167 ZIP codes that lie mostly in Cook County, IL.
Shaded by typical home value, it ranks 23 of the 40 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 23 of 40
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 60478
5 school locations in 60478: 3 elementary, 1 middle, 1 high.
In alphabetical order: Hillcrest High School, Meadowview School, Nob Hill Elem School, Southwood Middle School, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 5
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 60425
In January 2000 the typical home in 60425 was worth $65,808.
Values peaked at $222,419 in August 2026. The latest reading is the peak.
As of August 2026: $222,419, +6.3% over twelve months.
- Typical home value
- $222,419
- 12-month change
- +6.3%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $222,419. Put 20% down and borrow $177,935 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,232 a month in principal and interest.
The median household here earns $71,348 a year, $5,946 a month. So the payment takes 20.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.1% in 2000.
- Payment share of income
- 20.7%
- Monthly P&I
- $1,232
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $394.
In December 2020, with rates at 2.68%, it was $453.
By August 2026, at 6.67%, it was $1,144 — +153% since December 2020, while the home's value moved +59%.
- Payment change since 2020
- +153%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +238% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $129,879. So the real change is +71%, not +238%.
- Real change since 2000
- +71%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
60425 against its neighbors
60425: +238% since January 2000.
Cook County: +124% since January 2000.
Illinois: +128% since January 2000 — 60425 ran ahead of it by 110 points.
- Change since 2000
- +238%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
60425 among Illinois ZIPs
Against 1,303 Illinois ZIP codes, 60425 sits at the 31st percentile for affordability (price vs local income).
48th for appreciation (recent value growth); 98th for rental yield (rent vs price).
- Affordability percentile
- 31st
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $1,454 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,735 a month.
Price divided by a year's rent: 6.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 6.8
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 60478
In January 2000 the typical home in 60478 was worth $92,431.
Values peaked at $217,298 in August 2026. The latest reading is the peak.
As of August 2026: $217,298, +5.3% over twelve months.
- Typical home value
- $217,298
- 12-month change
- +5.3%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $217,298. Put 20% down and borrow $173,838 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,204 a month in principal and interest.
The median household here earns $76,936 a year, $6,411 a month. So the payment takes 18.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.0% in 2000.
- Payment share of income
- 18.8%
- Monthly P&I
- $1,204
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $553.
In December 2020, with rates at 2.68%, it was $506.
By August 2026, at 6.67%, it was $1,118 — +121% since December 2020, while the home's value moved +39%.
- Payment change since 2020
- +121%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +135% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $182,422. So the real change is +19%, not +135%.
- Real change since 2000
- +19%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
60478 against its neighbors
60478: +135% since January 2000.
Cook County: +124% since January 2000.
Illinois: +128% since January 2000 — 60478 ran ahead of it by 7 points.
- Change since 2000
- +135%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
60478 among Illinois ZIPs
Against 1,303 Illinois ZIP codes, 60478 sits at the 42nd percentile for affordability (price vs local income).
49th for appreciation (recent value growth); 98th for rental yield (rent vs price).
- Affordability percentile
- 42nd
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $1,421 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,575 a month.
Price divided by a year's rent: 7.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 7.0
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 14 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 58.
Going out — closed sales: about 12 a month. The drain is drawn 5% narrower: the share of homes for sale that sell each month is 95% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 5.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.0
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 12 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 13 — so sales ran at 92% of it, and below it in 19 of the last 24 months.
- Sales vs 2015–19 level
- 92%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Cook County, builders pulled permits for 4,969 new homes in 2025.
Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,969
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 28 a month (Redfin, 3-month rolling data through August 2026). That is 90% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 91.
Going out — closed sales: about 21 a month. The drain is drawn 2% narrower: the share of homes for sale that sell each month is 98% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 4.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 4.3
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 21 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 22 — so sales ran at 95% of it, and below it in 13 of the last 24 months.
- Sales vs 2015–19 level
- 95%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Cook County, builders pulled permits for 4,969 new homes in 2025.
Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,969
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.
Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 58 in June 2026.
Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).
- Net households (top-10 flows)
- −11,972
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 7,980 properties with a market value here. Their average assessed market value is $210,000; the typical home value is $222,419.
The assessor average sits −5.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 7,980
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Housing pulse
Migration and inventory
This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.
Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 91 in June 2026.
Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).
- Net households (top-10 flows)
- −11,972
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 15,525 properties with a market value here. Their average assessed market value is $180,000; the typical home value is $217,298.
The assessor average sits −17.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 15,525
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)