ZIP 60419 vs ZIP 60409

60419 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 31 of the 40 nearby ZIPs shown.

12 school locations in 60419: 1 elementary, 7 middle, 2 high, 2 other.

In alphabetical order: Academy for Learning, Academy for Learning, Berger-Vandenberg Elem School, Diekman Elem School, and more on the ZIP page. Locations only — no ratings are shown here.

60409 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 32 of the 40 nearby ZIPs shown.

14 school locations in 60409: 3 elementary, 8 middle, 3 high.

In alphabetical order: Caroline Sibley Elem School, Carol Moseley Braun School, Center for Academics and Technolo, Center for Alternative Learning, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 60419 was worth $74,520.

Values peaked at $165,641 in June 2022. The latest reading is −4.1% from that peak.

As of August 2026: $158,920, +4.2% over twelve months.

Start with the typical home: $158,920. Put 20% down and borrow $127,136 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $880 a month in principal and interest.

The median household here earns $58,706 a year, $4,892 a month. So the payment takes 18.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $446.

In December 2020, with rates at 2.68%, it was $387.

By August 2026, at 6.67%, it was $818 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +113% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $147,073. So the real change is +8%, not +113%.

60419: +113% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60419 ran behind it by 15 points.

Against 1,303 Illinois ZIP codes, 60419 sits at the 42nd percentile for affordability (price vs local income).

41st for appreciation (recent value growth); 99th for rental yield (rent vs price).

Owning the typical home costs about $1,039 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,376 a month.

Price divided by a year's rent: 5.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 60409 was worth $76,944.

Values peaked at $164,474 in April 2025. The latest reading is −3.6% from that peak.

As of August 2026: $158,536, −2.2% over twelve months.

Start with the typical home: $158,536. Put 20% down and borrow $126,829 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $878 a month in principal and interest.

The median household here earns $53,991 a year, $4,499 a month. So the payment takes 19.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $461.

In December 2020, with rates at 2.68%, it was $366.

By August 2026, at 6.67%, it was $816 — +123% since December 2020, while the home's value moved +40%.

Reported values rose +106% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $151,857. So the real change is +4%, not +106%.

60409: +106% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60409 ran behind it by 22 points.

Against 1,303 Illinois ZIP codes, 60409 sits at the 38th percentile for affordability (price vs local income).

7th for appreciation (recent value growth); 96th for rental yield (rent vs price).

Owning the typical home costs about $1,037 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,572 a month.

Price divided by a year's rent: 8.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 34 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 143. That is 84% of the 2015–2019 level for the same months.

Going out — closed sales: about 17 a month. That is 63% of the 2015–2019 level for the same months. The drain is drawn 35% narrower: the share of homes for sale that sell each month is 65% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.6 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 26 — so sales ran at 65% of it, and below it in 23 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 50 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 204. That is 92% of the 2015–2019 level for the same months.

Going out — closed sales: about 32 a month. That is 90% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 6.4 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 37 — so sales ran at 86% of it, and below it in 20 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 143 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 22,740 properties with a market value here. Their average assessed market value is $130,000; the typical home value is $158,920.

The assessor average sits −18.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 204 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 29,238 properties with a market value here. Their average assessed market value is $130,000; the typical home value is $158,536.

The assessor average sits −18.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.