ZIP 60415 vs ZIP 60643

60415 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 29 of the 40 nearby ZIPs shown.

3 school locations in 60415: 2 elementary, 1 middle.

In alphabetical order: Elden D Finley Jr High School, Ridge Central Elem School, Ridge Lawn Elementary School. Locations only — no ratings are shown here.

60643 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 14 of the 40 nearby ZIPs shown.

20 school locations in 60643: 1 elementary, 15 middle, 4 high.

In alphabetical order: Barnard Elem Comp Math & Sci Ctr, Chicago Excel Academy HS, CICS - Longwood Campus, CICS - Loomis Primary Campus, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 60415 was worth $116,418.

Values peaked at $250,058 in August 2026. The latest reading is the peak.

As of August 2026: $250,058, +3.4% over twelve months.

Start with the typical home: $250,058. Put 20% down and borrow $200,046 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,385 a month in principal and interest.

The median household here earns $69,389 a year, $5,782 a month. So the payment takes 24.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $697.

In December 2020, with rates at 2.68%, it was $594.

By August 2026, at 6.67%, it was $1,286 — +117% since December 2020, while the home's value moved +36%.

Reported values rose +115% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $229,763. So the real change is +9%, not +115%.

60415: +115% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60415 ran behind it by 13 points.

Against 1,303 Illinois ZIP codes, 60415 sits at the 19th percentile for affordability (price vs local income).

27th for appreciation (recent value growth); 68th for rental yield (rent vs price).

Owning the typical home costs about $1,635 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,518 a month.

Price divided by a year's rent: 13.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 60643 was worth $138,288.

Values peaked at $241,185 in May 2022. The latest reading is −0.7% from that peak.

As of August 2026: $239,568, +3.6% over twelve months.

Start with the typical home: $239,568. Put 20% down and borrow $191,654 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,327 a month in principal and interest.

The median household here earns $83,015 a year, $6,918 a month. So the payment takes 19.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $828.

In December 2020, with rates at 2.68%, it was $646.

By August 2026, at 6.67%, it was $1,233 — +91% since December 2020, while the home's value moved +20%.

Reported values rose +73% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $272,926. So the real change is −12%, not +73%.

60643: +73% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60643 ran behind it by 55 points.

Against 1,303 Illinois ZIP codes, 60643 sits at the 38th percentile for affordability (price vs local income).

26th for appreciation (recent value growth); 91st for rental yield (rent vs price).

Owning the typical home costs about $1,567 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,105 a month.

Price divided by a year's rent: 9.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 14 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 41.

Going out — closed sales: about 14 a month.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: listings and sales were even.

Homes sold: about 14 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 12 — so sales ran at 117% of it, and below it in 9 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 53 a month (Redfin, 3-month rolling data through August 2026). That is 64% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 147. That is 50% of the 2015–2019 level for the same months.

Going out — closed sales: about 42 a month. That is 80% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 42 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 49 — so sales ran at 86% of it, and below it in 24 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 41 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 7,146 properties with a market value here. Their average assessed market value is $236,995; the typical home value is $250,058.

The assessor average sits −5.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 147 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 49,318 properties with a market value here. Their average assessed market value is $180,000; the typical home value is $239,568.

The assessor average sits −24.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.