ZIP 60302 vs ZIP 60631

60302 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 8 of the 39 nearby ZIPs shown.

8 school locations in 60302: 5 elementary, 2 middle, 1 high.

In alphabetical order: Gwendolyn Brooks Middle School, Horace Mann Elem School, Oak Park & River Forest High Sch, Oliver W Holmes Elem School, and more on the ZIP page. Locations only — no ratings are shown here.

60631 is one of 167 ZIP codes that lie mostly in Cook County, IL.

Shaded by typical home value, it ranks 12 of the 40 nearby ZIPs shown.

7 school locations in 60631: 1 elementary, 4 middle, 2 high.

In alphabetical order: Ebinger Elem School, Edison Park Elem School, Norwood Park Elem School, Ombudsman Chicago Northwest, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 60302 was worth $219,297.

Values peaked at $471,887 in August 2026. The latest reading is the peak.

As of August 2026: $471,887, +10.7% over twelve months.

Start with the typical home: $471,887. Put 20% down and borrow $377,510 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,614 a month in principal and interest.

The median household here earns $97,414 a year, $8,118 a month. So the payment takes 32.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,313.

In December 2020, with rates at 2.68%, it was $1,166.

By August 2026, at 6.67%, it was $2,428 — +108% since December 2020, while the home's value moved +31%.

Reported values rose +115% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $432,805. So the real change is +9%, not +115%.

60302: +115% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60302 ran behind it by 13 points.

Against 1,303 Illinois ZIP codes, 60302 sits at the 4th percentile for affordability (price vs local income).

87th for appreciation (recent value growth); 29th for rental yield (rent vs price).

Owning the typical home costs about $3,086 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,853 a month.

Price divided by a year's rent: 21.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 60631 was worth $190,876.

Values peaked at $465,347 in August 2026. The latest reading is the peak.

As of August 2026: $465,347, +8.9% over twelve months.

Start with the typical home: $465,347. Put 20% down and borrow $372,278 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,578 a month in principal and interest.

The median household here earns $117,688 a year, $9,807 a month. So the payment takes 26.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,143.

In December 2020, with rates at 2.68%, it was $1,127.

By August 2026, at 6.67%, it was $2,394 — +112% since December 2020, while the home's value moved +34%.

Reported values rose +144% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $376,713. So the real change is +24%, not +144%.

60631: +144% since January 2000.

Cook County: +124% since January 2000.

Illinois: +128% since January 2000 — 60631 ran ahead of it by 16 points.

Against 1,303 Illinois ZIP codes, 60631 sits at the 12th percentile for affordability (price vs local income).

79th for appreciation (recent value growth); 23rd for rental yield (rent vs price).

Owning the typical home costs about $3,043 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,847 a month.

Price divided by a year's rent: 21.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 47 a month (Redfin, 3-month rolling data through August 2026). That is 67% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 88. That is 36% of the 2015–2019 level for the same months.

Going out — closed sales: about 49 a month. That is 68% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 49 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 49 — so sales ran at 100% of it, and below it in 12 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 36 a month (Redfin, 3-month rolling data through August 2026). That is 70% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 68.

Going out — closed sales: about 40 a month. That is 89% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 38 — so sales ran at 105% of it, and below it in 21 of the last 24 months.

Across Cook County, builders pulled permits for 4,969 new homes in 2025.

Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 88 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 20,469 properties with a market value here. Their average assessed market value is $533,020; the typical home value is $471,887.

The assessor average sits +13.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.

Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 68 in June 2026.

Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).

County assessor records list 26,510 properties with a market value here. Their average assessed market value is $410,010; the typical home value is $465,347.

The assessor average sits −11.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.