Lotvox market story · compare
ZIP 60195 vs ZIP 60163
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Who's going to sell
Turnover Index not published for 60195 yet.
Where
60195 in Cook County, IL
60195 is one of 167 ZIP codes that lie mostly in Cook County, IL.
Shaded by typical home value, it ranks 35 of the 40 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 35 of 40
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 60195
1 school location in 60195: 1 middle.
In alphabetical order: Winston Churchill Elem School. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 60163 yet.
Where
60163 in Cook County, IL
60163 is one of 167 ZIP codes that lie mostly in Cook County, IL.
Shaded by typical home value, it ranks 26 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 26 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 60163
2 school locations in 60163: 1 elementary, 1 middle.
In alphabetical order: MacArthur Middle School, Sunnyside Intermediate School. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 60195
In January 2000 the typical home in 60195 was worth $153,292.
Values peaked at $309,924 in August 2026. The latest reading is the peak.
As of August 2026: $309,924, +2.8% over twelve months.
- Typical home value
- $309,924
- 12-month change
- +2.8%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $309,924. Put 20% down and borrow $247,939 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,717 a month in principal and interest.
The median household here earns $89,116 a year, $7,426 a month. So the payment takes 23.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.4% in 2000.
- Payment share of income
- 23.1%
- Monthly P&I
- $1,717
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $918.
In December 2020, with rates at 2.68%, it was $725.
By August 2026, at 6.67%, it was $1,594 — +120% since December 2020, while the home's value moved +39%.
- Payment change since 2020
- +120%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +102% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $302,538. So the real change is +2%, not +102%.
- Real change since 2000
- +2%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
60195 against its neighbors
60195: +102% since January 2000.
Cook County: +124% since January 2000.
Illinois: +128% since January 2000 — 60195 ran behind it by 26 points.
- Change since 2000
- +102%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
60195 among Illinois ZIPs
Against 1,303 Illinois ZIP codes, 60195 sits at the 24th percentile for affordability (price vs local income).
23rd for appreciation (recent value growth); 72nd for rental yield (rent vs price).
- Affordability percentile
- 24th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,027 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,785 a month.
Price divided by a year's rent: 14.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 14.5
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 60163
In January 2000 the typical home in 60163 was worth $128,416.
Values peaked at $309,438 in August 2026. The latest reading is the peak.
As of August 2026: $309,438, +5.0% over twelve months.
- Typical home value
- $309,438
- 12-month change
- +5.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $309,438. Put 20% down and borrow $247,550 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,714 a month in principal and interest.
The median household here earns $83,176 a year, $6,931 a month. So the payment takes 24.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.3% in 2000.
- Payment share of income
- 24.7%
- Monthly P&I
- $1,714
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $769.
In December 2020, with rates at 2.68%, it was $690.
By August 2026, at 6.67%, it was $1,592 — +131% since December 2020, while the home's value moved +45%.
- Payment change since 2020
- +131%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +141% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $253,442. So the real change is +22%, not +141%.
- Real change since 2000
- +22%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
60163 against its neighbors
60163: +141% since January 2000.
Cook County: +124% since January 2000.
Illinois: +128% since January 2000 — 60163 ran ahead of it by 13 points.
- Change since 2000
- +141%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
60163 among Illinois ZIPs
Against 1,303 Illinois ZIP codes, 60163 sits at the 17th percentile for affordability (price vs local income).
43rd for appreciation (recent value growth); 9th for rental yield (rent vs price).
- Affordability percentile
- 17th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,023 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $979 a month.
Price divided by a year's rent: 26.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 26.3
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 2 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 7 — so sales ran at 29% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 29%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Cook County, builders pulled permits for 4,969 new homes in 2025.
Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,969
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Sales pace vs. normal
Homes sold: about 4 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 7 — so sales ran at 57% of it, and below it in 22 of the last 24 months.
- Sales vs 2015–19 level
- 57%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Cook County, builders pulled permits for 4,969 new homes in 2025.
Of those, 24% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,969
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.
Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 4 in June 2026.
Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).
- Net households (top-10 flows)
- −11,972
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 984 properties with a market value here. Their average assessed market value is $500,000; the typical home value is $309,924.
The assessor average sits +61.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 984
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Housing pulse
Migration and inventory
This ZIP sits in Cook County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 29,367 moved in. Among the ten receiving the most, 41,339 moved out.
Net across those counties: −11,972 households. Beside it, homes for sale in this ZIP: 10 in June 2026.
Most arrivals came from DuPage, IL (8,374 households); most departures went to DuPage, IL (11,143).
- Net households (top-10 flows)
- −11,972
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 5,214 properties with a market value here. Their average assessed market value is $230,010; the typical home value is $309,438.
The assessor average sits −25.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 5,214
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)