ZIP 53226 vs ZIP 53154

53226 is one of 36 ZIP codes that lie mostly in Milwaukee County, WI.

Shaded by typical home value, it ranks 5 of the 35 with a value.

5 school locations in 53226: 2 elementary, 1 middle, 2 high.

In alphabetical order: McKinley Elementary, Underwood Elementary, Vel R Phillips School, Wauwatosa Montessori School, and more on the ZIP page. Locations only — no ratings are shown here.

53154 is one of 36 ZIP codes that lie mostly in Milwaukee County, WI.

Shaded by typical home value, it ranks 6 of the 35 with a value.

11 school locations in 53154: 8 elementary, 2 middle, 1 high.

In alphabetical order: Carollton Elementary, Cedar Hills Elementary, Deerfield Elementary, Early Learning Academy, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 53226 was worth $157,673.

Values peaked at $415,417 in August 2026. The latest reading is the peak.

As of August 2026: $415,417, +3.2% over twelve months.

Start with the typical home: $415,417. Put 20% down and borrow $332,334 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,301 a month in principal and interest.

The median household here earns $86,361 a year, $7,197 a month. So the payment takes 32.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $944.

In December 2020, with rates at 2.68%, it was $967.

By August 2026, at 6.67%, it was $2,137 — +121% since December 2020, while the home's value moved +39%.

Reported values rose +163% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $311,184. So the real change is +33%, not +163%.

53226: +164% since January 2000.

Milwaukee County: +181% since January 2000.

Wisconsin: +178% since January 2000 — 53226 ran behind it by 14 points.

Owning the typical home costs about $2,716 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,621 a month.

Price divided by a year's rent: 21.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 53154 was worth $244,037.

Values peaked at $415,905 in April 2026. The latest reading is −0.3% from that peak.

As of August 2026: $414,572, +5.2% over twelve months.

Start with the typical home: $414,572. Put 20% down and borrow $331,658 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,296 a month in principal and interest.

The median household here earns $93,120 a year, $7,760 a month. So the payment takes 29.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,461.

In December 2020, with rates at 2.68%, it was $941.

By August 2026, at 6.67%, it was $2,133 — +127% since December 2020, while the home's value moved +43%.

Reported values rose +70% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $481,632. So the real change is −14%, not +70%.

53154: +70% since January 2000.

Milwaukee County: +181% since January 2000.

Wisconsin: +178% since January 2000 — 53154 ran behind it by 108 points.

Owning the typical home costs about $2,711 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,765 a month.

Price divided by a year's rent: 19.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 28 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 38.

Going out — closed sales: about 26 a month. That is 79% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 26 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 25 — so sales ran at 104% of it, and below it in 19 of the last 24 months.

Across Milwaukee County, builders pulled permits for 1,046 new homes in 2025.

Of those, 18% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 38 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 55.

Going out — closed sales: about 39 a month. That is 90% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 39 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 39 — so sales ran at 100% of it, and below it in 19 of the last 24 months.

Across Milwaukee County, builders pulled permits for 1,046 new homes in 2025.

Of those, 18% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Milwaukee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,495 moved in. Among the ten receiving the most, 10,162 moved out.

Net across those counties: −1,667 households. Beside it, homes for sale in this ZIP: 38 in June 2026.

Most arrivals came from Waukesha, WI (3,292 households); most departures went to Waukesha, WI (4,553).

County assessor records list 5,657 properties with a market value here. Their average assessed market value is $361,700; the typical home value is $415,417.

The assessor average sits −12.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Milwaukee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,495 moved in. Among the ten receiving the most, 10,162 moved out.

Net across those counties: −1,667 households. Beside it, homes for sale in this ZIP: 55 in June 2026.

Most arrivals came from Waukesha, WI (3,292 households); most departures went to Waukesha, WI (4,553).

County assessor records list 9,350 properties with a market value here. Their average assessed market value is $348,900; the typical home value is $414,572.

The assessor average sits −15.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.