ZIP 53132 vs ZIP 53213

53132 is one of 36 ZIP codes that lie mostly in Milwaukee County, WI.

Shaded by typical home value, it ranks 3 of the 35 with a value.

8 school locations in 53132: 5 elementary, 1 middle, 2 high.

In alphabetical order: Ben Franklin Elementary, Country Dale Elementary, Forest Park Middle, Franklin High, and more on the ZIP page. Locations only — no ratings are shown here.

53213 is one of 36 ZIP codes that lie mostly in Milwaukee County, WI.

Shaded by typical home value, it ranks 4 of the 35 with a value.

10 school locations in 53213: 7 elementary, 1 middle, 2 high.

In alphabetical order: East High, Hawley Environmental School, Jefferson Elementary, Lincoln Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 53132 was worth $158,162.

Values peaked at $446,839 in August 2026. The latest reading is the peak.

As of August 2026: $446,839, +3.7% over twelve months.

Start with the typical home: $446,839. Put 20% down and borrow $357,471 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,475 a month in principal and interest.

The median household here earns $110,656 a year, $9,221 a month. So the payment takes 26.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $947.

In December 2020, with rates at 2.68%, it was $1,047.

By August 2026, at 6.67%, it was $2,299 — +120% since December 2020, while the home's value moved +38%.

Reported values rose +183% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $312,149. So the real change is +43%, not +183%.

53132: +183% since January 2000.

Milwaukee County: +181% since January 2000.

Wisconsin: +178% since January 2000 — 53132 ran ahead of it by 5 points.

Owning the typical home costs about $2,922 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,865 a month.

Price divided by a year's rent: 20.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 53213 was worth $138,225.

Values peaked at $436,993 in August 2026. The latest reading is the peak.

As of August 2026: $436,993, +5.2% over twelve months.

Start with the typical home: $436,993. Put 20% down and borrow $349,594 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,421 a month in principal and interest.

The median household here earns $94,144 a year, $7,845 a month. So the payment takes 30.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $828.

In December 2020, with rates at 2.68%, it was $974.

By August 2026, at 6.67%, it was $2,248 — +131% since December 2020, while the home's value moved +45%.

Reported values rose +216% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $272,801. So the real change is +60%, not +216%.

53213: +216% since January 2000.

Milwaukee County: +181% since January 2000.

Wisconsin: +178% since January 2000 — 53213 ran ahead of it by 39 points.

Owning the typical home costs about $2,858 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,751 a month.

Price divided by a year's rent: 20.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 42 a month (Redfin, 3-month rolling data through August 2026). That is 76% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 65.

Going out — closed sales: about 44 a month. That is 76% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 44 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 45 — so sales ran at 98% of it, and below it in 14 of the last 24 months.

Across Milwaukee County, builders pulled permits for 1,046 new homes in 2025.

Of those, 18% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 36 a month (Redfin, 3-month rolling data through August 2026). That is 77% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 62.

Going out — closed sales: about 37 a month. That is 72% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 0 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 37 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 36 — so sales ran at 103% of it, and below it in 15 of the last 24 months.

Across Milwaukee County, builders pulled permits for 1,046 new homes in 2025.

Of those, 18% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Milwaukee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,495 moved in. Among the ten receiving the most, 10,162 moved out.

Net across those counties: −1,667 households. Beside it, homes for sale in this ZIP: 65 in June 2026.

Most arrivals came from Waukesha, WI (3,292 households); most departures went to Waukesha, WI (4,553).

County assessor records list 11,963 properties with a market value here. Their average assessed market value is $374,300; the typical home value is $446,839.

The assessor average sits −16.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Milwaukee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,495 moved in. Among the ten receiving the most, 10,162 moved out.

Net across those counties: −1,667 households. Beside it, homes for sale in this ZIP: 62 in June 2026.

Most arrivals came from Waukesha, WI (3,292 households); most departures went to Waukesha, WI (4,553).

County assessor records list 8,162 properties with a market value here. Their average assessed market value is $367,900; the typical home value is $436,993.

The assessor average sits −15.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.