ZIP 44131 vs ZIP 44113

44131 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 7 of the 39 nearby ZIPs shown.

6 school locations in 44131: 1 elementary, 2 middle, 3 high.

In alphabetical order: Alternative Education Academy, Gateway Online Academy of Ohio, Hillside Middle School, Independence High School, and more on the ZIP page. Locations only — no ratings are shown here.

44113 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 7 of the 39 nearby ZIPs shown.

9 school locations in 44113: 7 middle, 2 high.

In alphabetical order: Joseph M Gallagher School, Luis Munoz Marin School, Near West Intergenerational School, Northeast Ohio College Preparatory School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 44131 was worth $165,979.

Values peaked at $320,675 in August 2026. The latest reading is the peak.

As of August 2026: $320,675, +3.2% over twelve months.

Start with the typical home: $320,675. Put 20% down and borrow $256,540 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,776 a month in principal and interest.

The median household here earns $98,838 a year, $8,237 a month. So the payment takes 21.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $994.

In December 2020, with rates at 2.68%, it was $740.

By August 2026, at 6.67%, it was $1,650 — +123% since December 2020, while the home's value moved +40%.

Reported values rose +93% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $327,577. So the real change is −2%, not +93%.

44131: +93% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44131 ran behind it by 40 points.

Owning the typical home costs about $2,097 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,375 a month.

Price divided by a year's rent: 19.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 44113 was worth $98,632.

Values peaked at $322,689 in November 2023. The latest reading is −2.2% from that peak.

As of August 2026: $315,475, +2.5% over twelve months.

Start with the typical home: $315,475. Put 20% down and borrow $252,380 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,747 a month in principal and interest.

The median household here earns $70,140 a year, $5,845 a month. So the payment takes 29.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $591.

In December 2020, with rates at 2.68%, it was $894.

By August 2026, at 6.67%, it was $1,623 — +81% since December 2020, while the home's value moved +14%.

Reported values rose +220% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $194,660. So the real change is +62%, not +220%.

44113: +220% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44113 ran ahead of it by 87 points.

Owning the typical home costs about $2,063 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,691 a month.

Price divided by a year's rent: 15.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 32 a month (Redfin, 3-month rolling data through August 2026). That is 89% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 45.

Going out — closed sales: about 23 a month. That is 74% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 77% of it, and below it in 18 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 35 a month (Redfin, 3-month rolling data through August 2026). That is 116% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 124.

Going out — closed sales: about 20 a month. The drain is drawn 4% narrower: the share of homes for sale that sell each month is 96% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 16 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 20 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 20 — so sales ran at 100% of it, and below it in 12 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 45 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 124 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

County assessor records list 780 properties with a market value here. Their average assessed market value is $214,900; the typical home value is $315,475.

The assessor average sits −31.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.