Lotvox market story · compare

ZIP 44130 vs ZIP 44142

ZIP 44130

Cuyahoga County, OH

ZIP 44142

Cuyahoga County, OH

1 of 4

Who's going to sell

Turnover Index not published for 44130 yet.

Where

44130 in Cuyahoga County, OH

44130 · $241,70844129 · $213,99944135 · $159,37544142 · $219,52844133 · $340,65244134 · $213,72644136 · $360,79744111 · $164,47044144 · $186,98244017 · $244,92444126 · $285,92444149 · $387,35544102 · $134,54044116 · $404,01844107 · $297,90244109 · $151,92044138 · $305,60644147 · $374,21144113 · $315,47544070 · $278,47544131 · $320,67544145 · $425,66044101 · no value published44125 · $147,04544115 · $171,42344127 · $62,18344105 · $77,90444114 · $215,63144140 · $426,46844141 · $446,81744104 · $83,65144103 · $80,56044106 · $207,74044137 · $137,97244120 · $135,44544108 · $77,88744146 · $187,34344128 · $106,09244112 · $84,31844118 · $252,976 44130
$62K$447K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

44130 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 17 of the 39 nearby ZIPs shown.

Value rank among nearby ZIPs
17 of 39

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 44130

10 school locations in 44130: 5 elementary, 2 middle, 3 high.

In alphabetical order: Berea-Midpark Middle School, Big Creek Elementary School, First Step Preschool, Greenbriar Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
10

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 44142 yet.

Where

44142 in Cuyahoga County, OH

44142 · $219,52844017 · $244,92444135 · $159,37544126 · $285,92444138 · $305,60644116 · $404,01844130 · $241,70844111 · $164,47044070 · $278,47544136 · $360,79744145 · $425,66044107 · $297,90244149 · $387,35544129 · $213,99944140 · $426,46844144 · $186,98244102 · $134,54044133 · $340,65244134 · $213,72644109 · $151,92044113 · $315,47544115 · $171,42344101 · no value published44147 · $374,21144131 · $320,67544114 · $215,63144127 · $62,18344125 · $147,04544105 · $77,90444103 · $80,56044104 · $83,65144141 · $446,81744106 · $207,74044108 · $77,88744120 · $135,44544137 · $137,97244112 · $84,31844146 · $187,34344128 · $106,09244118 · $252,976 44142
$62K$447K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

44142 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 18 of the 39 nearby ZIPs shown.

Value rank among nearby ZIPs
18 of 39

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 44142

1 school location in 44142: 1 elementary.

In alphabetical order: Brook Park Elementary School. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 44130

$0$100K$200K$300K200020052010201520202025Peak August 2026 · $241,708Latest · $241,708
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 44130 was worth $120,639.

Values peaked at $241,708 in August 2026. The latest reading is the peak.

As of August 2026: $241,708, +4.3% over twelve months.

Typical home value
$241,708
12-month change
+4.3%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$139,900
Loan at 20% down
$111,920
30-year fixed rate
7.40%
Monthly principal + interest
$775
Median household income, per month
$5,675
Share of income
13.7%
0%30%60%
At today's rate, by home value, 2000–2026: 11.8% → 23.6%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $139,900. This calculation prices the home with Lotvox's affordability series as of August 2026, so it differs from the latest monthly value above ($241,708). Put 20% down and borrow $111,920 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $775 a month in principal and interest.

The median household here earns $68,099 a year, $5,675 a month. So the payment takes 13.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.8% in 2000.

Payment share of income
13.7%
Monthly P&I
$775

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2000200520102015202020252.68% rate · $5306.67% rate · $1,244
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $722.

In December 2020, with rates at 2.68%, it was $530.

By August 2026, at 6.67%, it was $1,244 — +135% since December 2020, while the home's value moved +48%.

Payment change since 2020
+135%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +100% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $238,094. So the real change is +2%, not +100%.

Real change since 2000
+2%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

44130 against its neighbors

50100150200250200020052010201520202025
44130 (2000 = 100)Cuyahoga County (2000 = 100)Ohio (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

44130: +100% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44130 ran behind it by 33 points.

Change since 2000
+100%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$915
principal + interest $775 · taxes & insurance est. $140
Rent: typical rent (ZORI)
$1,272
Price-to-rent ratio
9.2
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $915 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,272 a month.

Price divided by a year's rent: 9.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
9.2

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 44142

$0$100K$200K$300K200020052010201520202025Peak August 2026 · $219,528Latest · $219,528
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 44142 was worth $107,561.

Values peaked at $219,528 in August 2026. The latest reading is the peak.

As of August 2026: $219,528, +4.5% over twelve months.

Typical home value
$219,528
12-month change
+4.5%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$219,528
Loan at 20% down
$175,622
30-year fixed rate
7.40%
Monthly principal + interest
$1,216
Median household income, per month
$5,598
Share of income
21.7%
0%30%60%
At today's rate, by home value, 2000–2026: 10.6% → 21.7%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $219,528. Put 20% down and borrow $175,622 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,216 a month in principal and interest.

The median household here earns $67,178 a year, $5,598 a month. So the payment takes 21.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.6% in 2000.

Payment share of income
21.7%
Monthly P&I
$1,216

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2000200520102015202020252.68% rate · $4836.67% rate · $1,129
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $644.

In December 2020, with rates at 2.68%, it was $483.

By August 2026, at 6.67%, it was $1,129 — +134% since December 2020, while the home's value moved +47%.

Payment change since 2020
+134%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +104% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $212,283. So the real change is +3%, not +104%.

Real change since 2000
+3%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

44142 against its neighbors

50100150200250200020052010201520202025
44142 (2000 = 100)Cuyahoga County (2000 = 100)Ohio (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

44142: +104% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44142 ran behind it by 29 points.

Change since 2000
+104%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,436
principal + interest $1,216 · taxes & insurance est. $220
Rent: typical rent (ZORI)
$1,600
Price-to-rent ratio
11.4
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,436 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,600 a month.

Price divided by a year's rent: 11.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
11.4

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo1.7 mo1.7 months of supplyNet +11 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 65 a month (Redfin, 3-month rolling data through August 2026). That is 78% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 90. That is 57% of the 2015–2019 level for the same months.

Going out — closed sales: about 54 a month. That is 72% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
1.7

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

02040608020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 54 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 64 — so sales ran at 84% of it, and below it in 23 of the last 24 months.

Sales vs 2015–19 level
84%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020221,26020231,28120241,68520251,896
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,896

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

010203020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 16 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 25 — so sales ran at 64% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
64%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020221,26020231,28120241,68520251,896
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,896

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
9,796
Moved out (top-10 destination counties)
12,251
Net households
−2,455
Top origins
Lorain, OH2,213
Summit, OH1,895
Lake, OH1,610
Top destinations
Lorain, OH2,947
Summit, OH2,262
Lake, OH2,063
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 90 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

Net households (top-10 flows)
−2,455

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
1,094
Average assessor market value
$107,000
Typical home value (ZHVI)
$139,900
Assessor vs market
−23.5%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 1,094 properties with a market value here. Their average assessed market value is $107,000; the typical home value is $139,900.

The assessor average sits −23.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
1,094

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
9,796
Moved out (top-10 destination counties)
12,251
Net households
−2,455
Top origins
Lorain, OH2,213
Summit, OH1,895
Lake, OH1,610
Top destinations
Lorain, OH2,947
Summit, OH2,262
Lake, OH2,063
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 19 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

Net households (top-10 flows)
−2,455

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
301
Average assessor market value
$127,000
Typical home value (ZHVI)
$219,528
Assessor vs market
−42.1%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 301 properties with a market value here. Their average assessed market value is $127,000; the typical home value is $219,528.

The assessor average sits −42.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
301

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

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