ZIP 44128 vs ZIP 44110

44128 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 32 of the 39 nearby ZIPs shown.

14 school locations in 44128: 1 elementary, 5 middle, 7 high, 1 other.

In alphabetical order: Citizens Academy Southeast, Green Inspiration Academy, John F Kennedy High School, Luther E Ball (Chjcf), and more on the ZIP page. Locations only — no ratings are shown here.

44110 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 33 of the 39 nearby ZIPs shown.

7 school locations in 44110: 4 middle, 3 high.

In alphabetical order: Collinwood High School, East Academy, East Clark, Ginn Academy, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 44128 was worth $87,823.

Values peaked at $117,446 in October 2006. The latest reading is −9.7% from that peak.

As of August 2026: $106,092, +4.0% over twelve months.

Start with the typical home: $65,000. This calculation prices the home with Lotvox's affordability series as of August 2026, so it differs from the latest monthly value above ($106,092). Put 20% down and borrow $52,000 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $360 a month in principal and interest.

The median household here earns $44,615 a year, $3,718 a month. So the payment takes 9.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $526.

In December 2020, with rates at 2.68%, it was $262.

By August 2026, at 6.67%, it was $546 — +108% since December 2020, while the home's value moved +31%.

Reported values rose +21% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $173,328. So the real change is −39%, not +21%.

44128: +21% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44128 ran behind it by 112 points.

Owning the typical home costs about $425 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,356 a month.

Price divided by a year's rent: 4.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 44110 was worth $84,085.

Values peaked at $112,563 in September 2006. The latest reading is −23.7% from that peak.

As of August 2026: $85,863, −4.7% over twelve months.

Start with the typical home: $85,863. Put 20% down and borrow $68,690 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $476 a month in principal and interest.

The median household here earns $30,973 a year, $2,581 a month. So the payment takes 18.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 18.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $503.

In December 2020, with rates at 2.68%, it was $215.

By August 2026, at 6.67%, it was $442 — +106% since December 2020, while the home's value moved +30%.

Reported values rose +2% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $165,950. So the real change is −48%, not +2%.

44110: +2% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44110 ran behind it by 131 points.

Owning the typical home costs about $561 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,103 a month.

Price divided by a year's rent: 6.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 42 a month (Redfin, 3-month rolling data through August 2026). That is 126% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 98.

Going out — closed sales: about 28 a month.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 15 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 28 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 19 — so sales ran at 147% of it, and below it in 0 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 94.

Going out — closed sales: about 21 a month.

The ladder: homes for sale ÷ monthly sales = 4.5 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 21 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 233% of it, and below it in 0 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 98 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

County assessor records list 85 properties with a market value here. Their average assessed market value is $55,000; the typical home value is $65,000.

The assessor average sits −15.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 94 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).