Lotvox market story · compare

ZIP 44115 vs ZIP 44117

ZIP 44115

Cuyahoga County, OH

ZIP 44117

Cuyahoga County, OH

1 of 4

Who's going to sell

Turnover Index not published for 44115 yet.

Where

44115 in Cuyahoga County, OH

44115 · $171,42344101 · no value published44114 · $215,63144113 · $315,47544127 · $62,18344103 · $80,56044104 · $83,65144109 · $151,92044105 · $77,90444106 · $207,74044102 · $134,54044144 · $186,98244108 · $77,88744125 · $147,04544120 · $135,44544131 · $320,67544112 · $84,31844134 · $213,72644118 · $252,97644110 · $85,86344111 · $164,47044129 · $213,99944107 · $297,90244137 · $137,97244128 · $106,09244121 · $179,27944119 · $140,01744135 · $159,37544130 · $241,70844122 · $382,31444146 · $187,34344117 · $171,41744116 · $404,01844147 · $374,21144126 · $285,92444123 · $143,85244133 · $340,65244124 · $256,88944132 · $154,91444142 · $219,528 44115
$62K$404K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

44115 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 20 of the 39 nearby ZIPs shown.

Value rank among nearby ZIPs
20 of 39

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 44115

5 school locations in 44115: 2 middle, 2 high, 1 other.

In alphabetical order: Cleveland Academy for Scholarship Technology and Leadership, Invictus High School, Jane Addams Business Careers High School, Marion-Sterling Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
5

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 44117 yet.

Where

44117 in Cuyahoga County, OH

44117 · $171,41744119 · $140,01744132 · $154,91444123 · $143,85244121 · $179,27944110 · $85,86344143 · $312,72244112 · $84,31844118 · $252,97644124 · $256,88944108 · $77,88744122 · $382,31444106 · $207,74044040 · $740,66844120 · $135,44544128 · $106,09244104 · $83,65144103 · $80,56044127 · $62,18344105 · $77,90444114 · $215,63144101 · no value published44115 · $171,42344022 · $619,02844146 · $187,34344137 · $137,97244125 · $147,04544113 · $315,47544139 · $466,44944109 · $151,92044131 · $320,67544102 · $134,54044144 · $186,98244134 · $213,72644141 · $446,81744129 · $213,99944147 · $374,21144111 · $164,47044107 · $297,90244130 · $241,708 44117
$62K$741K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

44117 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 22 of the 39 nearby ZIPs shown.

Value rank among nearby ZIPs
22 of 39

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 44117

3 school locations in 44117: 1 elementary, 2 middle.

In alphabetical order: Chardon Hills Elementary School, Euclid Preparatory School, Noble Academy-Cleveland. Locations only — no ratings are shown here.

School locations
3

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 44115

$0$50K$100K$150K$200K200020052010201520202025Peak March 2026 · $176,038Latest · $171,423
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 44115 was worth $94,278.

Values peaked at $176,038 in March 2026. The latest reading is −2.6% from that peak.

As of August 2026: $171,423, +0.7% over twelve months.

Typical home value
$171,423
12-month change
+0.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$171,423
Loan at 20% down
$137,138
30-year fixed rate
7.40%
Monthly principal + interest
$950
Median household income, per month
$1,774
Share of income
53.5%
0%30%60%
At today's rate, by home value, 2000–2026: 29.4% → 53.5%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $171,423. Put 20% down and borrow $137,138 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $950 a month in principal and interest.

The median household here earns $21,293 a year, $1,774 a month. So the payment takes 53.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 29.4% in 2000.

Payment share of income
53.5%
Monthly P&I
$950

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$250$500$750$1K2000200520102015202020252.68% rate · $4916.67% rate · $882
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $565.

In December 2020, with rates at 2.68%, it was $491.

By August 2026, at 6.67%, it was $882 — +80% since December 2020, while the home's value moved +13%.

Payment change since 2020
+80%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +82% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $186,067. So the real change is −8%, not +82%.

Real change since 2000
−8%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

44115 against its neighbors

50100150200250200020052010201520202025
44115 (2000 = 100)Cuyahoga County (2000 = 100)Ohio (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

44115: +82% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44115 ran behind it by 51 points.

Change since 2000
+82%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,121
principal + interest $950 · taxes & insurance est. $171
Rent: typical rent (ZORI)
$1,701
Price-to-rent ratio
8.4
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,121 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,701 a month.

Price divided by a year's rent: 8.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
8.4

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 44117

$0$50K$100K$150K$200K200020052010201520202025Peak August 2026 · $171,417Latest · $171,417
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 44117 was worth $74,233.

Values peaked at $171,417 in August 2026. The latest reading is the peak.

As of August 2026: $171,417, +4.0% over twelve months.

Typical home value
$171,417
12-month change
+4.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$171,417
Loan at 20% down
$137,134
30-year fixed rate
7.40%
Monthly principal + interest
$949
Median household income, per month
$3,485
Share of income
27.2%
0%30%60%
At today's rate, by home value, 2000–2026: 11.8% → 27.2%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $171,417. Put 20% down and borrow $137,134 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $949 a month in principal and interest.

The median household here earns $41,818 a year, $3,485 a month. So the payment takes 27.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.8% in 2000.

Payment share of income
27.2%
Monthly P&I
$949

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$250$500$750$1K2000200520102015202020252.68% rate · $3716.67% rate · $882
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $444.

In December 2020, with rates at 2.68%, it was $371.

By August 2026, at 6.67%, it was $882 — +138% since December 2020, while the home's value moved +50%.

Payment change since 2020
+138%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$50K$100K$150K$200K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +131% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $146,506. So the real change is +17%, not +131%.

Real change since 2000
+17%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

44117 against its neighbors

50100150200250200020052010201520202025
44117 (2000 = 100)Cuyahoga County (2000 = 100)Ohio (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

44117: +131% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44117 ran behind it by 2 points.

Change since 2000
+131%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,121
principal + interest $949 · taxes & insurance est. $172
Rent: typical rent (ZORI)
$1,194
Price-to-rent ratio
12.0
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,121 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,194 a month.

Price divided by a year's rent: 12.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
12.0

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Sales pace vs. normal

012320252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 3 of the last 24 months.

Sales vs 2015–19 level
100%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020221,26020231,28120241,68520251,896
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,896

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

05101520252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 7 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 11 — so sales ran at 64% of it, and below it in 13 of the last 24 months.

Sales vs 2015–19 level
64%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020221,26020231,28120241,68520251,896
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,896

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
9,796
Moved out (top-10 destination counties)
12,251
Net households
−2,455
Top origins
Lorain, OH2,213
Summit, OH1,895
Lake, OH1,610
Top destinations
Lorain, OH2,947
Summit, OH2,262
Lake, OH2,063
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 6 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

Net households (top-10 flows)
−2,455

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
78
Average assessor market value
$167,350
Typical home value (ZHVI)
$171,423
Assessor vs market
−2.4%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 78 properties with a market value here. Their average assessed market value is $167,350; the typical home value is $171,423.

The assessor average sits −2.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
78

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
9,796
Moved out (top-10 destination counties)
12,251
Net households
−2,455
Top origins
Lorain, OH2,213
Summit, OH1,895
Lake, OH1,610
Top destinations
Lorain, OH2,947
Summit, OH2,262
Lake, OH2,063
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 16 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

Net households (top-10 flows)
−2,455

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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