ZIP 44104 vs ZIP 44103

44104 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 35 of the 39 nearby ZIPs shown.

7 school locations in 44104: 6 middle, 1 high.

In alphabetical order: Alfred Benesch, Anton Grdina, Cleveland Arts and Social Sciences Academy, Dike School of Arts, and more on the ZIP page. Locations only — no ratings are shown here.

44103 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 36 of the 39 nearby ZIPs shown.

7 school locations in 44103: 6 middle, 1 high.

In alphabetical order: East Preparatory Academy, George Washington Carver, Horizon Science Acad Cleveland, Horizon Science Academy-Cleveland Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 44104 was worth $134,239.

Values peaked at $226,232 in September 2006. The latest reading is −63.0% from that peak.

As of August 2026: $83,651, −7.8% over twelve months.

Start with the typical home: $83,651. Put 20% down and borrow $66,921 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $463 a month in principal and interest.

The median household here earns $24,009 a year, $2,001 a month. So the payment takes 23.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 37.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $804.

In December 2020, with rates at 2.68%, it was $232.

By August 2026, at 6.67%, it was $430 — +85% since December 2020, while the home's value moved +17%.

Reported values rose −38% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $264,935. So the real change is −68%, not −38%.

44104: −38% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44104 ran behind it by 171 points.

Owning the typical home costs about $547 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,201 a month.

Price divided by a year's rent: 5.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 44103 was worth $99,421.

Values peaked at $139,636 in June 2006. The latest reading is −42.3% from that peak.

As of August 2026: $80,560, −3.8% over twelve months.

Start with the typical home: $80,560. Put 20% down and borrow $64,448 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $446 a month in principal and interest.

The median household here earns $24,219 a year, $2,018 a month. So the payment takes 22.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 27.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $595.

In December 2020, with rates at 2.68%, it was $231.

By August 2026, at 6.67%, it was $414 — +80% since December 2020, while the home's value moved +13%.

Reported values rose −19% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $196,218. So the real change is −59%, not −19%.

44103: −19% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44103 ran behind it by 152 points.

Owning the typical home costs about $527 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,053 a month.

Price divided by a year's rent: 6.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 22 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 60.

Going out — closed sales: about 10 a month.

The ladder: homes for sale ÷ monthly sales = 6.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 10 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 250% of it, and below it in 0 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 15 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 55.

Going out — closed sales: about 9 a month.

The ladder: homes for sale ÷ monthly sales = 6.1 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 9 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 180% of it, and below it in 0 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 60 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 55 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).