ZIP 44070 vs ZIP 44118

44070 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 14 of the 39 nearby ZIPs shown.

9 school locations in 44070: 4 elementary, 1 middle, 2 high, 2 other.

In alphabetical order: Albert Einstein Academy for Letters Arts and Sciences-Ohio, Birch Primary School, Chestnut Elementary School, Forest Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

44118 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 12 of the 39 nearby ZIPs shown.

6 school locations in 44118: 4 elementary, 2 high.

In alphabetical order: Boulevard Elementary School, Canterbury Elementary School, Cleveland Heights High School, Fairfax Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 44070 was worth $124,761.

Values peaked at $278,475 in August 2026. The latest reading is the peak.

As of August 2026: $278,475, +4.8% over twelve months.

Start with the typical home: $138,000. This calculation prices the home with Lotvox's affordability series as of August 2026, so it differs from the latest monthly value above ($278,475). Put 20% down and borrow $110,400 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $764 a month in principal and interest.

The median household here earns $85,435 a year, $7,120 a month. So the payment takes 10.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $747.

In December 2020, with rates at 2.68%, it was $598.

By August 2026, at 6.67%, it was $1,433 — +140% since December 2020, while the home's value moved +51%.

Reported values rose +123% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $246,229. So the real change is +13%, not +123%.

44070: +123% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44070 ran behind it by 10 points.

Owning the typical home costs about $902 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,844 a month.

Price divided by a year's rent: 6.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 44118 was worth $114,919.

Values peaked at $252,976 in August 2026. The latest reading is the peak.

As of August 2026: $252,976, +1.7% over twelve months.

Start with the typical home: $252,976. Put 20% down and borrow $202,381 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,401 a month in principal and interest.

The median household here earns $76,328 a year, $6,361 a month. So the payment takes 22.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $688.

In December 2020, with rates at 2.68%, it was $558.

By August 2026, at 6.67%, it was $1,301 — +133% since December 2020, while the home's value moved +47%.

Reported values rose +120% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $226,804. So the real change is +12%, not +120%.

44118: +120% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44118 ran behind it by 13 points.

Owning the typical home costs about $1,654 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,558 a month.

Price divided by a year's rent: 13.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 48 a month (Redfin, 3-month rolling data through August 2026). That is 85% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 55.

Going out — closed sales: about 54 a month. That is 108% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.0 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 54 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 51 — so sales ran at 106% of it, and below it in 15 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 76 a month (Redfin, 3-month rolling data through August 2026). That is 85% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 156. That is 59% of the 2015–2019 level for the same months.

Going out — closed sales: about 68 a month. That is 79% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 68 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 57 — so sales ran at 119% of it, and below it in 14 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 55 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

County assessor records list 1,634 properties with a market value here. Their average assessed market value is $114,800; the typical home value is $138,000.

The assessor average sits −16.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 156 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

County assessor records list 511 properties with a market value here. Their average assessed market value is $67,100; the typical home value is $252,976.

The assessor average sits −73.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.