ZIP 43203 vs ZIP 43228

43203 is one of 43 ZIP codes that lie mostly in Franklin County, OH.

Shaded by typical home value, it ranks 24 of the 36 nearby ZIPs shown.

7 school locations in 43203: 4 elementary, 2 middle, 1 high.

In alphabetical order: Beatty Park Elementary School, Champion Middle School, Early Childhood Education King Center, The Academy for Urban Scholars, and more on the ZIP page. Locations only — no ratings are shown here.

43228 is one of 43 ZIP codes that lie mostly in Franklin County, OH.

Shaded by typical home value, it ranks 24 of the 35 nearby ZIPs shown.

11 school locations in 43228: 7 elementary, 3 middle, 1 high.

In alphabetical order: Bridge Gate Community School, Eakin Elementary School, Georgian Heights Alt Elementary School, Hilliard Horizon Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 43203 was worth $108,761.

Values peaked at $256,603 in May 2025. The latest reading is −8.0% from that peak.

As of August 2026: $236,086, −6.1% over twelve months.

Start with the typical home: $236,086. Put 20% down and borrow $188,869 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,308 a month in principal and interest.

The median household here earns $44,099 a year, $3,675 a month. So the payment takes 35.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $651.

In December 2020, with rates at 2.68%, it was $645.

By August 2026, at 6.67%, it was $1,215 — +88% since December 2020, while the home's value moved +18%.

Reported values rose +117% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $214,651. So the real change is +10%, not +117%.

43203: +117% since January 2000.

Franklin County: +164% since January 2000.

Ohio: +133% since January 2000 — 43203 ran behind it by 16 points.

Owning the typical home costs about $1,544 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,249 a month.

Price divided by a year's rent: 15.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 43228 was worth $95,584.

Values peaked at $230,663 in March 2025. The latest reading is −3.2% from that peak.

As of August 2026: $223,389, −2.2% over twelve months.

Start with the typical home: $223,389. Put 20% down and borrow $178,711 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,237 a month in principal and interest.

The median household here earns $60,895 a year, $5,075 a month. So the payment takes 24.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $572.

In December 2020, with rates at 2.68%, it was $548.

By August 2026, at 6.67%, it was $1,149 — +110% since December 2020, while the home's value moved +32%.

Reported values rose +134% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $188,645. So the real change is +18%, not +134%.

43228: +134% since January 2000.

Franklin County: +164% since January 2000.

Ohio: +133% since January 2000.

Owning the typical home costs about $1,461 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,273 a month.

Price divided by a year's rent: 14.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 21 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 79.

Going out — closed sales: about 10 a month. The drain is drawn 43% narrower: the share of homes for sale that sell each month is 57% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.2 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 10 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 10 — so sales ran at 100% of it, and below it in 18 of the last 24 months.

Across Franklin County, builders pulled permits for 10,494 new homes in 2025.

Of those, 17% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 67 a month (Redfin, 3-month rolling data through August 2026). That is 86% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 129.

Going out — closed sales: about 61 a month. That is 82% of the 2015–2019 level for the same months. The drain is drawn 25% narrower: the share of homes for sale that sell each month is 75% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 61 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 63 — so sales ran at 97% of it, and below it in 18 of the last 24 months.

Across Franklin County, builders pulled permits for 10,494 new homes in 2025.

Of those, 17% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Franklin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,023 moved in. Among the ten receiving the most, 14,172 moved out.

Net across those counties: −3,149 households. Beside it, homes for sale in this ZIP: 79 in June 2026.

Most arrivals came from Delaware, OH (2,935 households); most departures went to Delaware, OH (4,215).

County assessor records list 4,096 properties with a market value here. Their average assessed market value is $204,000; the typical home value is $236,086.

The assessor average sits −13.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Franklin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,023 moved in. Among the ten receiving the most, 14,172 moved out.

Net across those counties: −3,149 households. Beside it, homes for sale in this ZIP: 129 in June 2026.

Most arrivals came from Delaware, OH (2,935 households); most departures went to Delaware, OH (4,215).

County assessor records list 28,406 properties with a market value here. Their average assessed market value is $185,000; the typical home value is $223,389.

The assessor average sits −17.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.