ZIP 43085 vs ZIP 43214

43085 is one of 43 ZIP codes that lie mostly in Franklin County, OH.

Shaded by typical home value, it ranks 6 of the 36 nearby ZIPs shown.

10 school locations in 43085: 5 elementary, 4 middle, 1 high.

In alphabetical order: Colonial Hills Elementary School, Evening Street Elementary School, Kilbourne Middle School, Perry Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

43214 is one of 43 ZIP codes that lie mostly in Franklin County, OH.

Shaded by typical home value, it ranks 7 of the 36 nearby ZIPs shown.

12 school locations in 43214: 3 elementary, 4 middle, 5 high.

In alphabetical order: Colerain Elementary School, Graham School The, Great River Connections Academy, Indian Springs Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 43085 was worth $137,022.

Values peaked at $408,884 in August 2026. The latest reading is the peak.

As of August 2026: $408,884, +3.6% over twelve months.

Start with the typical home: $408,884. Put 20% down and borrow $327,107 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,265 a month in principal and interest.

The median household here earns $112,474 a year, $9,373 a month. So the payment takes 24.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $820.

In December 2020, with rates at 2.68%, it was $954.

By August 2026, at 6.67%, it was $2,104 — +120% since December 2020, while the home's value moved +39%.

Reported values rose +198% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $270,427. So the real change is +51%, not +198%.

43085: +198% since January 2000.

Franklin County: +164% since January 2000.

Ohio: +133% since January 2000 — 43085 ran ahead of it by 65 points.

Owning the typical home costs about $2,674 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,614 a month.

Price divided by a year's rent: 21.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 43214 was worth $130,524.

Values peaked at $405,898 in August 2026. The latest reading is the peak.

As of August 2026: $405,898, +1.8% over twelve months.

Start with the typical home: $405,898. Put 20% down and borrow $324,718 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,248 a month in principal and interest.

The median household here earns $92,838 a year, $7,737 a month. So the payment takes 29.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $782.

In December 2020, with rates at 2.68%, it was $1,008.

By August 2026, at 6.67%, it was $2,088 — +107% since December 2020, while the home's value moved +30%.

Reported values rose +211% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $257,603. So the real change is +58%, not +211%.

43214: +211% since January 2000.

Franklin County: +164% since January 2000.

Ohio: +133% since January 2000 — 43214 ran ahead of it by 78 points.

Owning the typical home costs about $2,654 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,641 a month.

Price divided by a year's rent: 20.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 37 a month (Redfin, 3-month rolling data through August 2026). That is 74% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 61.

Going out — closed sales: about 33 a month. That is 70% of the 2015–2019 level for the same months. The drain is drawn 4% narrower: the share of homes for sale that sell each month is 96% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 1.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 33 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 41 — so sales ran at 80% of it, and below it in 21 of the last 24 months.

Across Franklin County, builders pulled permits for 10,494 new homes in 2025.

Of those, 17% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 44 a month (Redfin, 3-month rolling data through August 2026). That is 72% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 69.

Going out — closed sales: about 38 a month. That is 68% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 1.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 38 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 45 — so sales ran at 84% of it, and below it in 24 of the last 24 months.

Across Franklin County, builders pulled permits for 10,494 new homes in 2025.

Of those, 17% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Franklin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,023 moved in. Among the ten receiving the most, 14,172 moved out.

Net across those counties: −3,149 households. Beside it, homes for sale in this ZIP: 61 in June 2026.

Most arrivals came from Delaware, OH (2,935 households); most departures went to Delaware, OH (4,215).

County assessor records list 18,070 properties with a market value here. Their average assessed market value is $350,350; the typical home value is $408,884.

The assessor average sits −14.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Franklin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,023 moved in. Among the ten receiving the most, 14,172 moved out.

Net across those counties: −3,149 households. Beside it, homes for sale in this ZIP: 69 in June 2026.

Most arrivals came from Delaware, OH (2,935 households); most departures went to Delaware, OH (4,215).

County assessor records list 19,192 properties with a market value here. Their average assessed market value is $352,550; the typical home value is $405,898.

The assessor average sits −13.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.