Lotvox market story · compare

ZIP 34974 vs ZIP 33471

ZIP 34974

Glades County, FL

ZIP 33471

Glades County, FL

1 of 4

Who's going to sell

Turnover Index not published for 34974 yet.

Where

34974 in Glades County, FL

33471 · $213,64333944 · no value published34974 · $277,927 34974
$214K$278K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

34974 is one of 3 ZIP codes that lie mostly in Glades County, FL — 53% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 2 with a value.

Value rank in county
1 of 2

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 34974

8 school locations in 34974: 3 elementary, 3 middle, 2 high.

In alphabetical order: CENTRAL ELEMENTARY SCHOOL, EVERGLADES ELEMENTARY SCHOOL, OKEECHOBEE VIRTUAL FRANCHISE, OKEECHOBEE VIRTUAL INSTRUCTION PROGRAM, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
8

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 33471 yet.

Where

33471 in Glades County, FL

33471 · $213,64333944 · no value published34974 · $277,927 33471
$214K$278K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33471 is one of 3 ZIP codes that lie mostly in Glades County, FL.

Shaded by typical home value, it ranks 2 of the 2 with a value.

Value rank in county
2 of 2

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33471

6 school locations in 33471: 2 elementary, 4 high.

In alphabetical order: GLADES VIRTUAL FRANCHISE, GLADES VIRTUAL INSTRUCTION PROGRAM, GLADES VIRTUAL INSTRUCTION PROGRAM (DISTRICT PROVIDED), MOORE HAVEN ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
6

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 34974

$0$100K$200K$300K200020052010201520202025Peak March 2025 · $280,420Latest · $277,927
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 34974 was worth $74,910.

Values peaked at $280,420 in March 2025. The latest reading is −0.9% from that peak.

As of August 2026: $277,927, +0.2% over twelve months.

Typical home value
$277,927
12-month change
+0.2%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$277,927
Loan at 20% down
$222,342
30-year fixed rate
7.40%
Monthly principal + interest
$1,539
Median household income, per month
$4,223
Share of income
36.5%
0%30%60%
At today's rate, by home value, 2000–2026: 9.8% → 36.5%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $277,927. Put 20% down and borrow $222,342 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,539 a month in principal and interest.

The median household here earns $50,671 a year, $4,223 a month. So the payment takes 36.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2000.

Payment share of income
36.5%
Monthly P&I
$1,539

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $5686.67% rate · $1,430
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $449.

In December 2020, with rates at 2.68%, it was $568.

By August 2026, at 6.67%, it was $1,430 — +152% since December 2020, while the home's value moved +58%.

Payment change since 2020
+152%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +271% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $147,843. So the real change is +88%, not +271%.

Real change since 2000
+88%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

34974 against its neighbors

0100200300400500200020052010201520202025
34974 (2000 = 100)Glades County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

34974: +271% since January 2000.

Glades County: +322% since January 2000.

Florida: +245% since January 2000 — 34974 ran ahead of it by 26 points.

Change since 2000
+271%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,817
principal + interest $1,539 · taxes & insurance est. $278
Rent: typical rent (ZORI)
$1,763
Price-to-rent ratio
13.1
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,817 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,763 a month.

Price divided by a year's rent: 13.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
13.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 33471

$0$100K$200K$300K200020052010201520202025Peak October 2024 · $221,056Latest · $213,643
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33471 was worth $53,776.

Values peaked at $221,056 in October 2024. The latest reading is −3.4% from that peak.

As of August 2026: $213,643, −2.7% over twelve months.

Typical home value
$213,643
12-month change
−2.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$213,644
Loan at 20% down
$170,915
30-year fixed rate
7.40%
Monthly principal + interest
$1,183
Median household income, per month
$3,052
Share of income
38.8%
0%30%60%
At today's rate, by home value, 2000–2026: 9.8% → 38.8%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $213,644. Put 20% down and borrow $170,915 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,183 a month in principal and interest.

The median household here earns $36,624 a year, $3,052 a month. So the payment takes 38.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2000.

Payment share of income
38.8%
Monthly P&I
$1,183

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2000200520102015202020252.68% rate · $4566.67% rate · $1,099
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $322.

In December 2020, with rates at 2.68%, it was $456.

By August 2026, at 6.67%, it was $1,099 — +141% since December 2020, while the home's value moved +52%.

Payment change since 2020
+141%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +297% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $106,132. So the real change is +101%, not +297%.

Real change since 2000
+101%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33471 against its neighbors

0100200300400500200020052010201520202025
33471 (2000 = 100)Glades County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33471: +297% since January 2000.

Glades County: +322% since January 2000.

Florida: +245% since January 2000 — 33471 ran ahead of it by 52 points.

Change since 2000
+297%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,397
principal + interest $1,183 · taxes & insurance est. $214
Rent: typical rent (ZORI)
$781
Price-to-rent ratio
22.8
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,397 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $781 a month.

Price divided by a year's rent: 22.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
22.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo6.9 mo6.9 months of supplyNet +13 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 28 a month (Redfin, 3-month rolling data through August 2026). That is 92% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 104. That is 69% of the 2015–2019 level for the same months.

Going out — closed sales: about 15 a month. That is 58% of the 2015–2019 level for the same months. The drain is drawn 15% narrower: the share of homes for sale that sell each month is 85% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
6.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

01020304020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 15 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 25 — so sales ran at 60% of it, and below it in 23 of the last 24 months.

Sales vs 2015–19 level
60%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05010015020221242023502024652025108
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Glades County, builders pulled permits for 108 new homes in 2025.

Of those, 91% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
108

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

024620252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 50% of it, and below it in 14 of the last 24 months.

Sales vs 2015–19 level
50%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05010015020221242023502024652025108
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Glades County, builders pulled permits for 108 new homes in 2025.

Of those, 91% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
108

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
280
Moved out (top-10 destination counties)
182
Net households
+98
Top origins
Hendry, FL110
Lee, FL64
Okeechobee, FL60
Top destinations
Hendry, FL61
Okeechobee, FL59
Lee, FL37
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Glades County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 280 moved in. Among the ten receiving the most, 182 moved out.

Net across those counties: +98 households. Beside it, homes for sale in this ZIP: 104 in June 2026.

Most arrivals came from Hendry, FL (110 households); most departures went to Hendry, FL (61).

Net households (top-10 flows)
+98

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
280
Moved out (top-10 destination counties)
182
Net households
+98
Top origins
Hendry, FL110
Lee, FL64
Okeechobee, FL60
Top destinations
Hendry, FL61
Okeechobee, FL59
Lee, FL37
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Glades County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 280 moved in. Among the ten receiving the most, 182 moved out.

Net across those counties: +98 households. Beside it, homes for sale in this ZIP: 16 in June 2026.

Most arrivals came from Hendry, FL (110 households); most departures went to Hendry, FL (61).

Net households (top-10 flows)
+98

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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