ZIP 34758 vs ZIP 34741

34758 is one of 13 ZIP codes that lie mostly in Osceola County, FL.

Shaded by typical home value, it ranks 11 of the 13 with a value.

8 school locations in 34758: 4 elementary, 3 middle, 1 high.

In alphabetical order: BRIDGEPREP ACADEMY OSCEOLA COUNTY, DEERWOOD ELEMENTARY SCHOOL, DISCOVERY INTERMEDIATE SCHOOL, KOA ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

34741 is one of 13 ZIP codes that lie mostly in Osceola County, FL.

Shaded by typical home value, it ranks 12 of the 13 with a value.

12 school locations in 34741: 8 elementary, 2 middle, 2 high.

In alphabetical order: CENTRAL AVENUE ELEMENTARY SCHOOL, FLORA RIDGE ELEMENTARY SCHOOL, HIGHLANDS ELEMENTARY SCHOOL, KISSIMMEE ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 34758 was worth $101,253.

Values peaked at $348,242 in September 2022. The latest reading is −12.0% from that peak.

As of August 2026: $306,302, −3.9% over twelve months.

Start with the typical home: $306,302. Put 20% down and borrow $245,042 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,697 a month in principal and interest.

The median household here earns $67,128 a year, $5,594 a month. So the payment takes 30.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $606.

In December 2020, with rates at 2.68%, it was $749.

By August 2026, at 6.67%, it was $1,576 — +111% since December 2020, while the home's value moved +32%.

Reported values rose +203% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $199,833. So the real change is +53%, not +203%.

34758: +203% since January 2000.

Osceola County: +186% since January 2000.

Florida: +245% since January 2000 — 34758 ran behind it by 43 points.

Against 1,098 Florida ZIP codes, 34758 sits at the 62nd percentile for affordability (price vs local income).

9th for appreciation (recent value growth); 78th for rental yield (rent vs price).

Owning the typical home costs about $2,003 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,986 a month.

Price divided by a year's rent: 12.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34741 was worth $93,838.

Values peaked at $318,651 in June 2024. The latest reading is −10.6% from that peak.

As of August 2026: $284,955, −4.1% over twelve months.

Start with the typical home: $284,955. Put 20% down and borrow $227,964 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,578 a month in principal and interest.

The median household here earns $50,278 a year, $4,190 a month. So the payment takes 37.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $562.

In December 2020, with rates at 2.68%, it was $699.

By August 2026, at 6.67%, it was $1,466 — +110% since December 2020, while the home's value moved +32%.

Reported values rose +204% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $185,199. So the real change is +54%, not +204%.

34741: +204% since January 2000.

Osceola County: +186% since January 2000.

Florida: +245% since January 2000 — 34741 ran behind it by 41 points.

Against 1,098 Florida ZIP codes, 34741 sits at the 27th percentile for affordability (price vs local income).

9th for appreciation (recent value growth); 75th for rental yield (rent vs price).

Owning the typical home costs about $1,863 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,748 a month.

Price divided by a year's rent: 13.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 98 a month (Redfin, 3-month rolling data through August 2026). That is 120% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 300. That is 145% of the 2015–2019 level for the same months.

Going out — closed sales: about 77 a month. That is 105% of the 2015–2019 level for the same months. The drain is drawn 26% narrower: the share of homes for sale that sell each month is 74% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 21 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 77 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 71 — so sales ran at 108% of it, and below it in 19 of the last 24 months.

Across Osceola County, builders pulled permits for 7,366 new homes in 2025.

Of those, 69% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 53 a month (Redfin, 3-month rolling data through August 2026). That is 87% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 230. That is 150% of the 2015–2019 level for the same months.

Going out — closed sales: about 35 a month. That is 63% of the 2015–2019 level for the same months. The drain is drawn 54% narrower: the share of homes for sale that sell each month is 46% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.6 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 19 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 35 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 48 — so sales ran at 73% of it, and below it in 24 of the last 24 months.

Across Osceola County, builders pulled permits for 7,366 new homes in 2025.

Of those, 69% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Osceola County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,806 moved in. Among the ten receiving the most, 12,162 moved out.

Net across those counties: +644 households. Beside it, homes for sale in this ZIP: 300 in June 2026.

Most arrivals came from Orange, FL (7,271 households); most departures went to Orange, FL (5,567).

This ZIP sits in Osceola County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,806 moved in. Among the ten receiving the most, 12,162 moved out.

Net across those counties: +644 households. Beside it, homes for sale in this ZIP: 230 in June 2026.

Most arrivals came from Orange, FL (7,271 households); most departures went to Orange, FL (5,567).