ZIP 34739 vs ZIP 34747

34739 is one of 13 ZIP codes that lie mostly in Osceola County, FL.

Shaded by typical home value, it ranks 2 of the 13 with a value.

34747 is one of 13 ZIP codes that lie mostly in Osceola County, FL — 95% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 13 with a value.

4 school locations in 34747: 2 middle, 1 high, 1 other.

In alphabetical order: CELEBRATION HIGH SCHOOL, CELEBRATION SCHOOL, ISLAND VILLAGE ELEMENTARY SCHOOL, WESTSIDE K-8 SCHOOL. Locations only — no ratings are shown here.

In May 2003 the typical home in 34739 was worth $147,419.

Values peaked at $412,378 in May 2026. The latest reading is −0.8% from that peak.

As of August 2026: $408,903, +4.7% over twelve months.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in May 2003 (5.48%) the payment was $668.

In December 2020, with rates at 2.68%, it was $896.

By August 2026, at 6.67%, it was $2,104 — +135% since December 2020, while the home's value moved +48%.

Reported values rose +177% since May 2003.

General prices (CPI-U) rose +83% over the same span.

Divide one by the other: in August 2026 dollars, the 2003 home was worth $269,313. So the real change is +52%, not +177%.

34739: +177% since May 2003.

Osceola County: +136% since May 2003.

Florida: +157% since May 2003 — 34739 ran ahead of it by 21 points.

Owning the typical home costs about $2,674 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,746 a month.

Price divided by a year's rent: 19.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34747 was worth $221,581.

Values peaked at $475,676 in August 2022. The latest reading is −16.3% from that peak.

As of August 2026: $398,281, −3.0% over twelve months.

Start with the typical home: $398,281. Put 20% down and borrow $318,625 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,206 a month in principal and interest.

The median household here earns $83,141 a year, $6,928 a month. So the payment takes 31.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,327.

In December 2020, with rates at 2.68%, it was $1,013.

By August 2026, at 6.67%, it was $2,049 — +102% since December 2020, while the home's value moved +27%.

Reported values rose +80% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $437,313. So the real change is −9%, not +80%.

34747: +80% since January 2000.

Osceola County: +186% since January 2000.

Florida: +245% since January 2000 — 34747 ran behind it by 165 points.

Against 1,098 Florida ZIP codes, 34747 sits at the 55th percentile for affordability (price vs local income).

18th for appreciation (recent value growth); 86th for rental yield (rent vs price).

Owning the typical home costs about $2,604 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,948 a month.

Price divided by a year's rent: 17.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 0 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 0% of it, and below it in 16 of the last 24 months.

Across Osceola County, builders pulled permits for 7,366 new homes in 2025.

Of those, 69% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 194 a month (Redfin, 3-month rolling data through August 2026). That is 121% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 1,035. That is 128% of the 2015–2019 level for the same months.

Going out — closed sales: about 122 a month. That is 93% of the 2015–2019 level for the same months. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.5 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 72 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 122 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 113 — so sales ran at 108% of it, and below it in 6 of the last 24 months.

Across Osceola County, builders pulled permits for 7,366 new homes in 2025.

Of those, 69% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Osceola County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,806 moved in. Among the ten receiving the most, 12,162 moved out.

Net across those counties: +644 households. Beside it, homes for sale in this ZIP: 3 in June 2026.

Most arrivals came from Orange, FL (7,271 households); most departures went to Orange, FL (5,567).

This ZIP sits in Osceola County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,806 moved in. Among the ten receiving the most, 12,162 moved out.

Net across those counties: +644 households. Beside it, homes for sale in this ZIP: 1,035 in June 2026.

Most arrivals came from Orange, FL (7,271 households); most departures went to Orange, FL (5,567).