Lotvox market story · compare
ZIP 34669 vs ZIP 34667
1 of 4
Who's going to sell
Turnover Index not published for 34669 yet.
Where
34669 in Pasco County, FL
34669 is one of 24 ZIP codes that lie mostly in Pasco County, FL.
Shaded by typical home value, it ranks 14 of the 22 with a value.
- Value rank in county
- 14 of 22
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34669
2 school locations in 34669: 2 high.
In alphabetical order: FIVAY HIGH SCHOOL, HUDSON HIGH SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 34667 yet.
Where
34667 in Pasco County, FL
34667 is one of 24 ZIP codes that lie mostly in Pasco County, FL.
Shaded by typical home value, it ranks 15 of the 22 with a value.
- Value rank in county
- 15 of 22
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34667
1 school location in 34667: 1 elementary.
In alphabetical order: HUDSON PRIMARY ACADEMY. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
2 of 4
What it costs
Home values
What homes are worth in 34669
In January 2000 the typical home in 34669 was worth $92,874.
Values peaked at $335,772 in August 2022. The latest reading is −7.2% from that peak.
As of August 2026: $311,447, −1.3% over twelve months.
- Typical home value
- $311,447
- 12-month change
- −1.3%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $311,447. Put 20% down and borrow $249,158 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,725 a month in principal and interest.
The median household here earns $52,648 a year, $4,387 a month. So the payment takes 39.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.7% in 2000.
- Payment share of income
- 39.3%
- Monthly P&I
- $1,725
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $556.
In December 2020, with rates at 2.68%, it was $714.
By August 2026, at 6.67%, it was $1,602 — +124% since December 2020, while the home's value moved +41%.
- Payment change since 2020
- +124%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +235% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $183,296. So the real change is +70%, not +235%.
- Real change since 2000
- +70%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34669 against its neighbors
34669: +235% since January 2000.
Pasco County: +217% since January 2000.
Florida: +245% since January 2000 — 34669 ran behind it by 10 points.
- Change since 2000
- +235%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
34669 among Florida ZIPs
Against 1,098 Florida ZIP codes, 34669 sits at the 22nd percentile for affordability (price vs local income).
37th for appreciation (recent value growth); 91st for rental yield (rent vs price).
- Affordability percentile
- 22nd
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,037 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,133 a month.
Price divided by a year's rent: 12.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 12.2
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 34667
In January 2000 the typical home in 34667 was worth $85,743.
Values peaked at $314,024 in August 2022. The latest reading is −11.7% from that peak.
As of August 2026: $277,149, −2.0% over twelve months.
- Typical home value
- $277,149
- 12-month change
- −2.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $277,149. Put 20% down and borrow $221,719 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,535 a month in principal and interest.
The median household here earns $51,106 a year, $4,259 a month. So the payment takes 36.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.
- Payment share of income
- 36.0%
- Monthly P&I
- $1,535
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $513.
In December 2020, with rates at 2.68%, it was $665.
By August 2026, at 6.67%, it was $1,426 — +114% since December 2020, while the home's value moved +35%.
- Payment change since 2020
- +114%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +223% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $169,223. So the real change is +64%, not +223%.
- Real change since 2000
- +64%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34667 against its neighbors
34667: +223% since January 2000.
Pasco County: +217% since January 2000.
Florida: +245% since January 2000 — 34667 ran behind it by 22 points.
- Change since 2000
- +223%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
34667 among Florida ZIPs
Against 1,098 Florida ZIP codes, 34667 sits at the 35th percentile for affordability (price vs local income).
30th for appreciation (recent value growth); 75th for rental yield (rent vs price).
- Affordability percentile
- 35th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $1,812 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,844 a month.
Price divided by a year's rent: 12.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 12.5
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 35 a month (Redfin, 3-month rolling data through August 2026). That is 92% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 140.
Going out — closed sales: about 22 a month. That is 63% of the 2015–2019 level for the same months. The drain is drawn 54% narrower: the share of homes for sale that sell each month is 46% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 6.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 6.3
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 22 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 28 — so sales ran at 79% of it, and below it in 23 of the last 24 months.
- Sales vs 2015–19 level
- 79%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Pasco County, builders pulled permits for 7,878 new homes in 2025.
Of those, 79% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 7,878
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 95 a month (Redfin, 3-month rolling data through August 2026). That is 93% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 389. That is 115% of the 2015–2019 level for the same months.
Going out — closed sales: about 66 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 44% narrower: the share of homes for sale that sell each month is 56% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 5.9 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 29 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.9
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 66 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 84 — so sales ran at 79% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 79%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Pasco County, builders pulled permits for 7,878 new homes in 2025.
Of those, 79% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 7,878
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Pasco County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,554 moved in. Among the ten receiving the most, 10,044 moved out.
Net across those counties: +5,510 households. Beside it, homes for sale in this ZIP: 140 in June 2026.
Most arrivals came from Hillsborough, FL (8,182 households); most departures went to Hillsborough, FL (4,065).
- Net households (top-10 flows)
- +5,510
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Pasco County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,554 moved in. Among the ten receiving the most, 10,044 moved out.
Net across those counties: +5,510 households. Beside it, homes for sale in this ZIP: 389 in June 2026.
Most arrivals came from Hillsborough, FL (8,182 households); most departures went to Hillsborough, FL (4,065).
- Net households (top-10 flows)
- +5,510
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01