Lotvox market story · compare
ZIP 34293 vs ZIP 34231
1 of 4
Who's going to sell
Turnover Index not published for 34293 yet.
Where
34293 in Sarasota County, FL
34293 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.
Shaded by typical home value, it ranks 13 of the 24 with a value.
- Value rank in county
- 13 of 24
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34293
2 school locations in 34293: 1 elementary, 1 high.
In alphabetical order: STATE COLLEGE OF FLA COLLEGIATE SCHOOL-VENICE, TAYLOR RANCH ELEMENTARY SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 34231 yet.
Where
34231 in Sarasota County, FL
34231 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.
Shaded by typical home value, it ranks 14 of the 24 with a value.
- Value rank in county
- 14 of 24
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34231
6 school locations in 34231: 3 elementary, 3 high.
In alphabetical order: ESE SPECIAL PROGRAMS, GULF GATE ELEMENTARY SCHOOL, PHILLIPPI SHORES ELEMENTARY SCHOOL, RIVERVIEW HIGH SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 6
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
2 of 4
What it costs
Home values
What homes are worth in 34293
In January 2000 the typical home in 34293 was worth $128,509.
Values peaked at $467,388 in August 2022. The latest reading is −22.0% from that peak.
As of August 2026: $364,664, −3.4% over twelve months.
- Typical home value
- $364,664
- 12-month change
- −3.4%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $364,664. Put 20% down and borrow $291,731 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,020 a month in principal and interest.
The median household here earns $87,543 a year, $7,295 a month. So the payment takes 27.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2000.
- Payment share of income
- 27.7%
- Monthly P&I
- $2,020
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $769.
In December 2020, with rates at 2.68%, it was $928.
By August 2026, at 6.67%, it was $1,876 — +102% since December 2020, while the home's value moved +27%.
- Payment change since 2020
- +102%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +184% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $253,626. So the real change is +44%, not +184%.
- Real change since 2000
- +44%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34293 against its neighbors
34293: +184% since January 2000.
Sarasota County: +195% since January 2000.
Florida: +245% since January 2000 — 34293 ran behind it by 61 points.
- Change since 2000
- +184%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,385 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,374 a month.
Price divided by a year's rent: 12.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 12.8
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 34231
In January 2000 the typical home in 34231 was worth $115,779.
Values peaked at $433,962 in April 2024. The latest reading is −16.1% from that peak.
As of August 2026: $364,023, −2.4% over twelve months.
- Typical home value
- $364,023
- 12-month change
- −2.4%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $364,023. Put 20% down and borrow $291,218 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,016 a month in principal and interest.
The median household here earns $69,721 a year, $5,810 a month. So the payment takes 34.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.0% in 2000.
- Payment share of income
- 34.7%
- Monthly P&I
- $2,016
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $693.
In December 2020, with rates at 2.68%, it was $896.
By August 2026, at 6.67%, it was $1,873 — +109% since December 2020, while the home's value moved +32%.
- Payment change since 2020
- +109%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +214% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $228,502. So the real change is +59%, not +214%.
- Real change since 2000
- +59%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34231 against its neighbors
34231: +214% since January 2000.
Sarasota County: +195% since January 2000.
Florida: +245% since January 2000 — 34231 ran behind it by 31 points.
- Change since 2000
- +214%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,380 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,069 a month.
Price divided by a year's rent: 14.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 14.7
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 153 a month (Redfin, 3-month rolling data through August 2026). That is 100% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 531. That is 135% of the 2015–2019 level for the same months.
Going out — closed sales: about 166 a month. That is 114% of the 2015–2019 level for the same months. The drain is drawn 21% narrower: the share of homes for sale that sell each month is 79% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 13 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 3.2
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 166 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 129 — so sales ran at 129% of it, and below it in 4 of the last 24 months.
- Sales vs 2015–19 level
- 129%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.
Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 6,627
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 60 a month (Redfin, 3-month rolling data through August 2026). That is 80% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 285. That is 107% of the 2015–2019 level for the same months.
Going out — closed sales: about 47 a month. That is 59% of the 2015–2019 level for the same months. The drain is drawn 43% narrower: the share of homes for sale that sell each month is 57% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 6.1 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 6.1
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 47 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 69 — so sales ran at 68% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 68%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.
Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 6,627
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.
Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 531 in June 2026.
Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).
- Net households (top-10 flows)
- −532
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 82 properties with a market value here. Their average assessed market value is $342,050; the typical home value is $364,664.
The assessor average sits −6.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 82
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Housing pulse
Migration and inventory
This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.
Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 285 in June 2026.
Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).
- Net households (top-10 flows)
- −532
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01