ZIP 34292 vs ZIP 34285

34292 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.

Shaded by typical home value, it ranks 10 of the 24 with a value.

2 school locations in 34292: 2 middle.

In alphabetical order: ISLAND VILLAGE MONTESSORI SCHOOL, VENICE MIDDLE SCHOOL. Locations only — no ratings are shown here.

34285 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.

Shaded by typical home value, it ranks 11 of the 24 with a value.

5 school locations in 34285: 2 elementary, 2 middle, 1 high.

In alphabetical order: GARDEN ELEMENTARY SCHOOL, SKY ACADEMY VENICE, STUDENT LEADERSHIP ACADEMY, VENICE ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 34292 was worth $161,967.

Values peaked at $508,201 in August 2022. The latest reading is −22.4% from that peak.

As of August 2026: $394,439, −4.5% over twelve months.

Start with the typical home: $394,439. Put 20% down and borrow $315,551 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,185 a month in principal and interest.

The median household here earns $80,274 a year, $6,690 a month. So the payment takes 32.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $970.

In December 2020, with rates at 2.68%, it was $1,025.

By August 2026, at 6.67%, it was $2,029 — +98% since December 2020, while the home's value moved +25%.

Reported values rose +144% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $319,659. So the real change is +23%, not +144%.

34292: +144% since January 2000.

Sarasota County: +195% since January 2000.

Florida: +245% since January 2000 — 34292 ran behind it by 102 points.

Owning the typical home costs about $2,579 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,804 a month.

Price divided by a year's rent: 18.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34285 was worth $131,929.

Values peaked at $480,109 in August 2022. The latest reading is −22.2% from that peak.

As of August 2026: $373,503, −4.7% over twelve months.

Start with the typical home: $373,503. Put 20% down and borrow $298,802 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,069 a month in principal and interest.

The median household here earns $67,712 a year, $5,643 a month. So the payment takes 36.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $790.

In December 2020, with rates at 2.68%, it was $983.

By August 2026, at 6.67%, it was $1,922 — +95% since December 2020, while the home's value moved +23%.

Reported values rose +183% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $260,375. So the real change is +43%, not +183%.

34285: +183% since January 2000.

Sarasota County: +195% since January 2000.

Florida: +245% since January 2000 — 34285 ran behind it by 62 points.

Owning the typical home costs about $2,442 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,244 a month.

Price divided by a year's rent: 13.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 38 a month (Redfin, 3-month rolling data through August 2026). That is 86% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 135. That is 89% of the 2015–2019 level for the same months.

Going out — closed sales: about 39 a month. That is 79% of the 2015–2019 level for the same months. The drain is drawn 9% narrower: the share of homes for sale that sell each month is 91% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 39 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 44 — so sales ran at 89% of it, and below it in 23 of the last 24 months.

Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.

Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 36 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 171. That is 84% of the 2015–2019 level for the same months.

Going out — closed sales: about 40 a month. That is 79% of the 2015–2019 level for the same months. The drain is drawn 3% narrower: the share of homes for sale that sell each month is 97% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 43 — so sales ran at 93% of it, and below it in 23 of the last 24 months.

Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.

Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.

Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 135 in June 2026.

Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).

This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.

Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 171 in June 2026.

Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).