Lotvox market story · compare

ZIP 34289 vs ZIP 34288

ZIP 34289

Sarasota County, FL

ZIP 34288

Sarasota County, FL

1 of 4

Who's going to sell

Turnover Index not published for 34289 yet.

Where

34289 in Sarasota County, FL

34223 · $372,10134228 · $947,72434229 · $655,65434231 · $364,02334232 · $355,37734233 · $360,93734234 · $278,18634235 · $311,15834236 · $1,004,39834237 · $281,55134238 · $494,97234239 · $492,23534240 · $744,11534241 · $583,45034242 · $839,33734275 · $497,58834285 · $373,50334286 · $309,38134287 · $250,82434288 · $320,62734289 · $326,80134291 · $316,15334292 · $394,43934293 · $364,664 34289
$251K$1.0M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

34289 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.

Shaded by typical home value, it ranks 17 of the 24 with a value.

Value rank in county
17 of 24

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 34289

2 school locations in 34289: 1 middle, 1 high.

In alphabetical order: IMAGINE SCHOOL AT NORTH PORT, WOODLAND MIDDLE SCHOOL. Locations only — no ratings are shown here.

School locations
2

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 34288 yet.

Where

34288 in Sarasota County, FL

34223 · $372,10134228 · $947,72434229 · $655,65434231 · $364,02334232 · $355,37734233 · $360,93734234 · $278,18634235 · $311,15834236 · $1,004,39834237 · $281,55134238 · $494,97234239 · $492,23534240 · $744,11534241 · $583,45034242 · $839,33734275 · $497,58834285 · $373,50334286 · $309,38134287 · $250,82434288 · $320,62734289 · $326,80134291 · $316,15334292 · $394,43934293 · $364,664 34288
$251K$1.0M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

34288 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.

Shaded by typical home value, it ranks 18 of the 24 with a value.

Value rank in county
18 of 24

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 34288

2 school locations in 34288: 2 elementary.

In alphabetical order: ATWATER ELEMENTARY, TOLEDO BLADE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

School locations
2

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 34289

$0$200K$400K$600K20082012201620202024Peak August 2022 · $445,151Latest · $326,801
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2008 the typical home in 34289 was worth $205,300.

Values peaked at $445,151 in August 2022. The latest reading is −26.6% from that peak.

As of August 2026: $326,801, −6.0% over twelve months.

Typical home value
$326,801
12-month change
−6.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$326,801
Loan at 20% down
$261,441
30-year fixed rate
7.40%
Monthly principal + interest
$1,810
Median household income, per month
$7,829
Share of income
23.1%
0%30%60%
At today's rate, by home value, 2008–2026: 14.5% → 23.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $326,801. Put 20% down and borrow $261,441 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,810 a month in principal and interest.

The median household here earns $93,952 a year, $7,829 a month. So the payment takes 23.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.5% in 2008.

Payment share of income
23.1%
Monthly P&I
$1,810

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K200820122016202020242.68% rate · $8776.67% rate · $1,681
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2008 (5.76%) the payment was $959.

In December 2020, with rates at 2.68%, it was $877.

By August 2026, at 6.67%, it was $1,681 — +92% since December 2020, while the home's value moved +21%.

Payment change since 2020
+92%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K20082012201620202024
Home value (as reported)Prices in general (CPI-U), scaled to January 2008Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +59% since January 2008.

General prices (CPI-U) rose +57% over the same span.

Divide one by the other: in August 2026 dollars, the 2008 home was worth $323,306. So the real change is +1%, not +59%.

Real change since 2008
+1%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

34289 against its neighbors

5010015020025020082012201620202024
34289 (2008 = 100)Sarasota County (2008 = 100)Florida (2008 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

34289: +59% since January 2008.

Sarasota County: +56% since January 2008.

Florida: +65% since January 2008 — 34289 ran behind it by 5 points.

Change since 2008
+59%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,137
principal + interest $1,810 · taxes & insurance est. $327
Rent: typical rent (ZORI)
$2,000
Price-to-rent ratio
13.6
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,137 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,000 a month.

Price divided by a year's rent: 13.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
13.6

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 34288

$0$200K$400K$600K20022007201220172022Peak August 2022 · $416,868Latest · $320,627
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2002 the typical home in 34288 was worth $122,982.

Values peaked at $416,868 in August 2022. The latest reading is −23.1% from that peak.

As of August 2026: $320,627, −3.8% over twelve months.

Typical home value
$320,627
12-month change
−3.8%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$320,627
Loan at 20% down
$256,502
30-year fixed rate
7.40%
Monthly principal + interest
$1,776
Median household income, per month
$6,563
Share of income
27.1%
0%30%60%
At today's rate, by home value, 2002–2026: 10.4% → 27.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $320,627. Put 20% down and borrow $256,502 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,776 a month in principal and interest.

The median household here earns $78,750 a year, $6,563 a month. So the payment takes 27.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2002.

Payment share of income
27.1%
Monthly P&I
$1,776

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K200220072012201720222.68% rate · $8326.67% rate · $1,650
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2002 (7.00%) the payment was $654.

In December 2020, with rates at 2.68%, it was $832.

By August 2026, at 6.67%, it was $1,650 — +98% since December 2020, while the home's value moved +25%.

Payment change since 2020
+98%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K20022007201220172022
Home value (as reported)Prices in general (CPI-U), scaled to January 2002Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +161% since January 2002.

General prices (CPI-U) rose +88% over the same span.

Divide one by the other: in August 2026 dollars, the 2002 home was worth $231,244. So the real change is +39%, not +161%.

Real change since 2002
+39%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

34288 against its neighbors

010020030040020022007201220172022
34288 (2002 = 100)Sarasota County (2002 = 100)Florida (2002 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

34288: +161% since January 2002.

Sarasota County: +147% since January 2002.

Florida: +194% since January 2002 — 34288 ran behind it by 34 points.

Change since 2002
+161%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,097
principal + interest $1,776 · taxes & insurance est. $321
Rent: typical rent (ZORI)
$1,840
Price-to-rent ratio
14.5
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,097 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,840 a month.

Price divided by a year's rent: 14.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
14.5

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo4.7 mo4.6 months of supplyNet +1 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 11 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 48.

Going out — closed sales: about 10 a month. The drain is drawn 42% narrower: the share of homes for sale that sell each month is 58% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
4.6

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

0510152020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 10 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 7 — so sales ran at 143% of it, and below it in 0 of the last 24 months.

Sales vs 2015–19 level
143%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,5005,0007,50010,00020227,32320237,82220247,46620256,627
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.

Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
6,627

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo4.4 mo4.4 months of supplyNet +2 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 47 a month (Redfin, 3-month rolling data through August 2026). That is 57% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 197. That is 55% of the 2015–2019 level for the same months.

Going out — closed sales: about 45 a month. That is 82% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
4.4

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

02040608020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 45 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 45 — so sales ran at 100% of it, and below it in 21 of the last 24 months.

Sales vs 2015–19 level
100%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,5005,0007,50010,00020227,32320237,82220247,46620256,627
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.

Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
6,627

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
6,042
Moved out (top-10 destination counties)
6,574
Net households
−532
Top origins
Manatee, FL2,429
Charlotte, FL1,268
Lee, FL483
Top destinations
Manatee, FL3,150
Charlotte, FL1,408
Hillsborough, FL638
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.

Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 48 in June 2026.

Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).

Net households (top-10 flows)
−532

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
6,042
Moved out (top-10 destination counties)
6,574
Net households
−532
Top origins
Manatee, FL2,429
Charlotte, FL1,268
Lee, FL483
Top destinations
Manatee, FL3,150
Charlotte, FL1,408
Hillsborough, FL638
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.

Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 197 in June 2026.

Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).

Net households (top-10 flows)
−532

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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