Lotvox market story · compare
ZIP 34288 vs ZIP 34291
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Who's going to sell
Turnover Index not published for 34288 yet.
Where
34288 in Sarasota County, FL
34288 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.
Shaded by typical home value, it ranks 18 of the 24 with a value.
- Value rank in county
- 18 of 24
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34288
2 school locations in 34288: 2 elementary.
In alphabetical order: ATWATER ELEMENTARY, TOLEDO BLADE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 34291 yet.
Where
34291 in Sarasota County, FL
34291 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.
Shaded by typical home value, it ranks 19 of the 24 with a value.
- Value rank in county
- 19 of 24
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34291
2 school locations in 34291: 1 middle, 1 high.
In alphabetical order: HERON CREEK MIDDLE SCHOOL, NORTH PORT HIGH SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 34288
In January 2002 the typical home in 34288 was worth $122,982.
Values peaked at $416,868 in August 2022. The latest reading is −23.1% from that peak.
As of August 2026: $320,627, −3.8% over twelve months.
- Typical home value
- $320,627
- 12-month change
- −3.8%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $320,627. Put 20% down and borrow $256,502 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,776 a month in principal and interest.
The median household here earns $78,750 a year, $6,563 a month. So the payment takes 27.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.4% in 2002.
- Payment share of income
- 27.1%
- Monthly P&I
- $1,776
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2002 (7.00%) the payment was $654.
In December 2020, with rates at 2.68%, it was $832.
By August 2026, at 6.67%, it was $1,650 — +98% since December 2020, while the home's value moved +25%.
- Payment change since 2020
- +98%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +161% since January 2002.
General prices (CPI-U) rose +88% over the same span.
Divide one by the other: in August 2026 dollars, the 2002 home was worth $231,244. So the real change is +39%, not +161%.
- Real change since 2002
- +39%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34288 against its neighbors
34288: +161% since January 2002.
Sarasota County: +147% since January 2002.
Florida: +194% since January 2002 — 34288 ran behind it by 34 points.
- Change since 2002
- +161%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,097 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,840 a month.
Price divided by a year's rent: 14.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 14.5
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 34291
In January 2000 the typical home in 34291 was worth $101,464.
Values peaked at $400,218 in August 2022. The latest reading is −21.0% from that peak.
As of August 2026: $316,153, −2.8% over twelve months.
- Typical home value
- $316,153
- 12-month change
- −2.8%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $316,153. Put 20% down and borrow $252,922 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,751 a month in principal and interest.
The median household here earns $88,109 a year, $7,342 a month. So the payment takes 23.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.7% in 2000.
- Payment share of income
- 23.9%
- Monthly P&I
- $1,751
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $608.
In December 2020, with rates at 2.68%, it was $805.
By August 2026, at 6.67%, it was $1,627 — +102% since December 2020, while the home's value moved +27%.
- Payment change since 2020
- +102%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +212% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $200,250. So the real change is +58%, not +212%.
- Real change since 2000
- +58%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34291 against its neighbors
34291: +212% since January 2000.
Sarasota County: +195% since January 2000.
Florida: +245% since January 2000 — 34291 ran behind it by 33 points.
- Change since 2000
- +212%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $2,067 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,028 a month.
Price divided by a year's rent: 13.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 13.0
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 47 a month (Redfin, 3-month rolling data through August 2026). That is 57% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 197. That is 55% of the 2015–2019 level for the same months.
Going out — closed sales: about 45 a month. That is 82% of the 2015–2019 level for the same months.
The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 4.4
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 45 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 45 — so sales ran at 100% of it, and below it in 21 of the last 24 months.
- Sales vs 2015–19 level
- 100%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.
Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 6,627
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 17 a month (Redfin, 3-month rolling data through August 2026). That is 44% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 84. That is 53% of the 2015–2019 level for the same months.
Going out — closed sales: about 15 a month. That is 52% of the 2015–2019 level for the same months. The drain is drawn 1% narrower: the share of homes for sale that sell each month is 99% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 5.7 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.7
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 15 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 28 — so sales ran at 54% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 54%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.
Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 6,627
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.
Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 197 in June 2026.
Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).
- Net households (top-10 flows)
- −532
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.
Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 84 in June 2026.
Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).
- Net households (top-10 flows)
- −532
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01