ZIP 34286 vs ZIP 34237

34286 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.

Shaded by typical home value, it ranks 21 of the 24 with a value.

2 school locations in 34286: 2 elementary.

In alphabetical order: CRANBERRY ELEMENTARY SCHOOL, LAMARQUE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

34237 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.

Shaded by typical home value, it ranks 22 of the 24 with a value.

3 school locations in 34237: 3 elementary.

In alphabetical order: ALTA VISTA ELEMENTARY SCHOOL, SUNCOAST SCHOOL FOR INNOVATIVE STUDIES, TUTTLE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 34286 was worth $100,959.

Values peaked at $395,409 in August 2022. The latest reading is −21.8% from that peak.

As of August 2026: $309,381, −3.4% over twelve months.

Start with the typical home: $309,381. Put 20% down and borrow $247,505 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,714 a month in principal and interest.

The median household here earns $74,712 a year, $6,226 a month. So the payment takes 27.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $605.

In December 2020, with rates at 2.68%, it was $786.

By August 2026, at 6.67%, it was $1,592 — +102% since December 2020, while the home's value moved +27%.

Reported values rose +206% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $199,253. So the real change is +55%, not +206%.

34286: +206% since January 2000.

Sarasota County: +195% since January 2000.

Florida: +245% since January 2000 — 34286 ran behind it by 39 points.

Owning the typical home costs about $2,023 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,076 a month.

Price divided by a year's rent: 12.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34237 was worth $71,032.

Values peaked at $327,959 in April 2024. The latest reading is −14.2% from that peak.

As of August 2026: $281,551, −1.7% over twelve months.

Start with the typical home: $281,551. Put 20% down and borrow $225,241 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,560 a month in principal and interest.

The median household here earns $63,133 a year, $5,261 a month. So the payment takes 29.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $425.

In December 2020, with rates at 2.68%, it was $658.

By August 2026, at 6.67%, it was $1,449 — +120% since December 2020, while the home's value moved +38%.

Reported values rose +296% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $140,189. So the real change is +101%, not +296%.

34237: +296% since January 2000.

Sarasota County: +195% since January 2000.

Florida: +245% since January 2000 — 34237 ran ahead of it by 51 points.

Owning the typical home costs about $1,841 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,805 a month.

Price divided by a year's rent: 13.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 58 a month (Redfin, 3-month rolling data through August 2026). That is 66% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 214. That is 72% of the 2015–2019 level for the same months.

Going out — closed sales: about 51 a month. That is 67% of the 2015–2019 level for the same months. The drain is drawn 10% narrower: the share of homes for sale that sell each month is 90% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 51 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 70 — so sales ran at 73% of it, and below it in 24 of the last 24 months.

Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.

Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 22 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 92.

Going out — closed sales: about 14 a month. That is 56% of the 2015–2019 level for the same months. The drain is drawn 61% narrower: the share of homes for sale that sell each month is 39% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.6 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 14 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 20 — so sales ran at 70% of it, and below it in 24 of the last 24 months.

Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.

Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.

Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 214 in June 2026.

Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).

This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.

Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 92 in June 2026.

Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).