Lotvox market story · compare
ZIP 34269 vs ZIP 34266
1 of 4
Who's going to sell
Turnover Index not published for 34269 yet.
Where
34269 in DeSoto County, FL
34269 is one of 4 ZIP codes that lie mostly in DeSoto County, FL.
Shaded by typical home value, it ranks 1 of the 2 with a value.
- Value rank in county
- 1 of 2
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Turnover Index not published for 34266 yet.
Where
34266 in DeSoto County, FL
34266 is one of 4 ZIP codes that lie mostly in DeSoto County, FL — 93% of its own area is in the county.
Shaded by typical home value, it ranks 2 of the 2 with a value.
- Value rank in county
- 2 of 2
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34266
11 school locations in 34266: 3 elementary, 1 middle, 6 high, 1 other.
In alphabetical order: DESOTO COUNTY HIGH SCHOOL, DESOTO MIDDLE SCHOOL, DESOTO SECONDARY SCHOOL, DESOTO VIRTUAL ACADEMY, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 11
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 34269
In January 2000 the typical home in 34269 was worth $87,691.
Values peaked at $314,727 in August 2022. The latest reading is −11.9% from that peak.
As of August 2026: $277,192, −1.6% over twelve months.
- Typical home value
- $277,192
- 12-month change
- −1.6%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $277,192. Put 20% down and borrow $221,754 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,535 a month in principal and interest.
The median household here earns $54,792 a year, $4,566 a month. So the payment takes 33.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.6% in 2000.
- Payment share of income
- 33.6%
- Monthly P&I
- $1,535
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $525.
In December 2020, with rates at 2.68%, it was $676.
By August 2026, at 6.67%, it was $1,426 — +111% since December 2020, while the home's value moved +33%.
- Payment change since 2020
- +111%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +216% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $173,067. So the real change is +60%, not +216%.
- Real change since 2000
- +60%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34269 against its neighbors
34269: +216% since January 2000.
DeSoto County: +288% since January 2000.
Florida: +245% since January 2000 — 34269 ran behind it by 29 points.
- Change since 2000
- +216%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,813 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,039 a month.
Price divided by a year's rent: 22.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 22.2
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 34266
In January 2000 the typical home in 34266 was worth $57,821.
Values peaked at $258,133 in September 2024. The latest reading is −4.2% from that peak.
As of August 2026: $247,408, +0.6% over twelve months.
- Typical home value
- $247,408
- 12-month change
- +0.6%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $247,408. Put 20% down and borrow $197,926 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,370 a month in principal and interest.
The median household here earns $47,414 a year, $3,951 a month. So the payment takes 34.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2000.
- Payment share of income
- 34.7%
- Monthly P&I
- $1,370
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $346.
In December 2020, with rates at 2.68%, it was $556.
By August 2026, at 6.67%, it was $1,273 — +129% since December 2020, while the home's value moved +44%.
- Payment change since 2020
- +129%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +328% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $114,116. So the real change is +117%, not +328%.
- Real change since 2000
- +117%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34266 against its neighbors
34266: +328% since January 2000.
DeSoto County: +288% since January 2000.
Florida: +245% since January 2000 — 34266 ran ahead of it by 83 points.
- Change since 2000
- +328%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,618 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,600 a month.
Price divided by a year's rent: 12.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 12.9
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 7 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 55.
Going out — closed sales: about 8 a month. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 6.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 6.9
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 8 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 9 — so sales ran at 89% of it, and below it in 20 of the last 24 months.
- Sales vs 2015–19 level
- 89%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across DeSoto County, builders pulled permits for 159 new homes in 2025.
Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 159
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 18 a month (Redfin, 3-month rolling data through August 2026). That is 67% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 74.
Going out — closed sales: about 13 a month. The drain is drawn 30% narrower: the share of homes for sale that sell each month is 70% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 5.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.8
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 13 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 24 — so sales ran at 54% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 54%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across DeSoto County, builders pulled permits for 159 new homes in 2025.
Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 159
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in DeSoto County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 598 moved in. Among the ten receiving the most, 365 moved out.
Net across those counties: +233 households. Beside it, homes for sale in this ZIP: 55 in June 2026.
Most arrivals came from Charlotte, FL (207 households); most departures went to Charlotte, FL (131).
- Net households (top-10 flows)
- +233
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in DeSoto County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 598 moved in. Among the ten receiving the most, 365 moved out.
Net across those counties: +233 households. Beside it, homes for sale in this ZIP: 74 in June 2026.
Most arrivals came from Charlotte, FL (207 households); most departures went to Charlotte, FL (131).
- Net households (top-10 flows)
- +233
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01