Lotvox market story · compare

ZIP 34269 vs ZIP 34266

ZIP 34269

DeSoto County, FL

ZIP 34266

DeSoto County, FL

1 of 4

Who's going to sell

Turnover Index not published for 34269 yet.

Where

34269 in DeSoto County, FL

34266 · $247,40834267 · no value published34268 · no value published34269 · $277,192 34269
$247K$277K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

34269 is one of 4 ZIP codes that lie mostly in DeSoto County, FL.

Shaded by typical home value, it ranks 1 of the 2 with a value.

Value rank in county
1 of 2

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Turnover Index not published for 34266 yet.

Where

34266 in DeSoto County, FL

34266 · $247,40834267 · no value published34268 · no value published34269 · $277,192 34266
$247K$277K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

34266 is one of 4 ZIP codes that lie mostly in DeSoto County, FL — 93% of its own area is in the county.

Shaded by typical home value, it ranks 2 of the 2 with a value.

Value rank in county
2 of 2

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 34266

Elementary · 3Middle · 1High · 6Other · 1
Source: NCESSource: U.S. Department of Education, National Center for Education Statistics (school locations)

11 school locations in 34266: 3 elementary, 1 middle, 6 high, 1 other.

In alphabetical order: DESOTO COUNTY HIGH SCHOOL, DESOTO MIDDLE SCHOOL, DESOTO SECONDARY SCHOOL, DESOTO VIRTUAL ACADEMY, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
11

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 34269

$0$100K$200K$300K$400K200020052010201520202025Peak August 2022 · $314,727Latest · $277,192
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 34269 was worth $87,691.

Values peaked at $314,727 in August 2022. The latest reading is −11.9% from that peak.

As of August 2026: $277,192, −1.6% over twelve months.

Typical home value
$277,192
12-month change
−1.6%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$277,192
Loan at 20% down
$221,754
30-year fixed rate
7.40%
Monthly principal + interest
$1,535
Median household income, per month
$4,566
Share of income
33.6%
0%30%60%
At today's rate, by home value, 2000–2026: 10.6% → 33.6%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $277,192. Put 20% down and borrow $221,754 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,535 a month in principal and interest.

The median household here earns $54,792 a year, $4,566 a month. So the payment takes 33.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.6% in 2000.

Payment share of income
33.6%
Monthly P&I
$1,535

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $6766.67% rate · $1,426
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $525.

In December 2020, with rates at 2.68%, it was $676.

By August 2026, at 6.67%, it was $1,426 — +111% since December 2020, while the home's value moved +33%.

Payment change since 2020
+111%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +216% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $173,067. So the real change is +60%, not +216%.

Real change since 2000
+60%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

34269 against its neighbors

0100200300400500200020052010201520202025
34269 (2000 = 100)DeSoto County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

34269: +216% since January 2000.

DeSoto County: +288% since January 2000.

Florida: +245% since January 2000 — 34269 ran behind it by 29 points.

Change since 2000
+216%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,813
principal + interest $1,535 · taxes & insurance est. $278
Rent: typical rent (ZORI)
$1,039
Price-to-rent ratio
22.2
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,813 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,039 a month.

Price divided by a year's rent: 22.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
22.2

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 34266

$0$100K$200K$300K200020052010201520202025Peak September 2024 · $258,133Latest · $247,408
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 34266 was worth $57,821.

Values peaked at $258,133 in September 2024. The latest reading is −4.2% from that peak.

As of August 2026: $247,408, +0.6% over twelve months.

Typical home value
$247,408
12-month change
+0.6%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$247,408
Loan at 20% down
$197,926
30-year fixed rate
7.40%
Monthly principal + interest
$1,370
Median household income, per month
$3,951
Share of income
34.7%
0%30%60%
At today's rate, by home value, 2000–2026: 8.1% → 34.7%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $247,408. Put 20% down and borrow $197,926 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,370 a month in principal and interest.

The median household here earns $47,414 a year, $3,951 a month. So the payment takes 34.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2000.

Payment share of income
34.7%
Monthly P&I
$1,370

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $5566.67% rate · $1,273
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $346.

In December 2020, with rates at 2.68%, it was $556.

By August 2026, at 6.67%, it was $1,273 — +129% since December 2020, while the home's value moved +44%.

Payment change since 2020
+129%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +328% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $114,116. So the real change is +117%, not +328%.

Real change since 2000
+117%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

34266 against its neighbors

0100200300400500200020052010201520202025
34266 (2000 = 100)DeSoto County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

34266: +328% since January 2000.

DeSoto County: +288% since January 2000.

Florida: +245% since January 2000 — 34266 ran ahead of it by 83 points.

Change since 2000
+328%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,618
principal + interest $1,370 · taxes & insurance est. $248
Rent: typical rent (ZORI)
$1,600
Price-to-rent ratio
12.9
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,618 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,600 a month.

Price divided by a year's rent: 12.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
12.9

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo6.9 mo6.9 months of supplyNet −1 / month · inventory shrinking
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 7 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 55.

Going out — closed sales: about 8 a month. The drain is drawn 32% narrower: the share of homes for sale that sell each month is 68% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 6.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Months of supply
6.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05101520252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 8 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 89% of it, and below it in 20 of the last 24 months.

Sales vs 2015–19 level
89%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

0100200300202225220231532024712025159
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across DeSoto County, builders pulled permits for 159 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
159

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo5.8 mo5.8 months of supplyNet +5 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 18 a month (Redfin, 3-month rolling data through August 2026). That is 67% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 74.

Going out — closed sales: about 13 a month. The drain is drawn 30% narrower: the share of homes for sale that sell each month is 70% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
5.8

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

010203020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 13 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 24 — so sales ran at 54% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
54%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

0100200300202225220231532024712025159
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across DeSoto County, builders pulled permits for 159 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
159

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
598
Moved out (top-10 destination counties)
365
Net households
+233
Top origins
Charlotte, FL207
Sarasota, FL111
Lee, FL70
Top destinations
Charlotte, FL131
Sarasota, FL73
Lee, FL39
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in DeSoto County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 598 moved in. Among the ten receiving the most, 365 moved out.

Net across those counties: +233 households. Beside it, homes for sale in this ZIP: 55 in June 2026.

Most arrivals came from Charlotte, FL (207 households); most departures went to Charlotte, FL (131).

Net households (top-10 flows)
+233

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
598
Moved out (top-10 destination counties)
365
Net households
+233
Top origins
Charlotte, FL207
Sarasota, FL111
Lee, FL70
Top destinations
Charlotte, FL131
Sarasota, FL73
Lee, FL39
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in DeSoto County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 598 moved in. Among the ten receiving the most, 365 moved out.

Net across those counties: +233 households. Beside it, homes for sale in this ZIP: 74 in June 2026.

Most arrivals came from Charlotte, FL (207 households); most departures went to Charlotte, FL (131).

Net households (top-10 flows)
+233

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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