Lotvox market story · compare
ZIP 34241 vs ZIP 34275
1 of 4
Who's going to sell
Turnover Index not published for 34241 yet.
Where
34241 in Sarasota County, FL
34241 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.
Shaded by typical home value, it ranks 6 of the 24 with a value.
- Value rank in county
- 6 of 24
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34241
3 school locations in 34241: 1 elementary, 1 middle, 1 high.
In alphabetical order: LAKEVIEW ELEMENTARY SCHOOL, OAK PARK SCHOOL, SARASOTA SUNCOAST ACADEMY. Locations only — no ratings are shown here.
- School locations
- 3
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 34275 yet.
Where
34275 in Sarasota County, FL
34275 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.
Shaded by typical home value, it ranks 7 of the 24 with a value.
- Value rank in county
- 7 of 24
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 34275
1 school location in 34275: 1 middle.
In alphabetical order: LAUREL NOKOMIS SCHOOL. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
2 of 4
What it costs
Home values
What homes are worth in 34241
In January 2000 the typical home in 34241 was worth $196,020.
Values peaked at $645,146 in August 2022. The latest reading is −9.6% from that peak.
As of August 2026: $583,450, −1.6% over twelve months.
- Typical home value
- $583,450
- 12-month change
- −1.6%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $583,450. Put 20% down and borrow $466,760 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $3,232 a month in principal and interest.
The median household here earns $113,114 a year, $9,426 a month. So the payment takes 34.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.5% in 2000.
- Payment share of income
- 34.3%
- Monthly P&I
- $3,232
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,174.
In December 2020, with rates at 2.68%, it was $1,303.
By August 2026, at 6.67%, it was $3,002 — +130% since December 2020, while the home's value moved +45%.
- Payment change since 2020
- +130%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +198% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $386,866. So the real change is +51%, not +198%.
- Real change since 2000
- +51%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34241 against its neighbors
34241: +198% since January 2000.
Sarasota County: +195% since January 2000.
Florida: +245% since January 2000 — 34241 ran behind it by 47 points.
- Change since 2000
- +198%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $3,815 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,914 a month.
Price divided by a year's rent: 16.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 16.7
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 34275
In January 2000 the typical home in 34275 was worth $173,358.
Values peaked at $608,541 in August 2022. The latest reading is −18.2% from that peak.
As of August 2026: $497,588, −3.5% over twelve months.
- Typical home value
- $497,588
- 12-month change
- −3.5%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $497,588. Put 20% down and borrow $398,070 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $2,756 a month in principal and interest.
The median household here earns $84,503 a year, $7,042 a month. So the payment takes 39.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.6% in 2000.
- Payment share of income
- 39.1%
- Monthly P&I
- $2,756
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,038.
In December 2020, with rates at 2.68%, it was $1,220.
By August 2026, at 6.67%, it was $2,560 — +110% since December 2020, while the home's value moved +32%.
- Payment change since 2020
- +110%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +187% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $342,140. So the real change is +45%, not +187%.
- Real change since 2000
- +45%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
34275 against its neighbors
34275: +187% since January 2000.
Sarasota County: +195% since January 2000.
Florida: +245% since January 2000 — 34275 ran behind it by 58 points.
- Change since 2000
- +187%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $3,254 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,068 a month.
Price divided by a year's rent: 20.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 20.1
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 55 a month (Redfin, 3-month rolling data through August 2026). That is 168% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 225.
Going out — closed sales: about 65 a month. That is 219% of the 2015–2019 level for the same months.
The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 10 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 3.5
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 65 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 25 — so sales ran at 260% of it, and below it in 0 of the last 24 months.
- Sales vs 2015–19 level
- 260%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.
Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 6,627
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 77 a month (Redfin, 3-month rolling data through August 2026). That is 141% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 286. That is 128% of the 2015–2019 level for the same months.
Going out — closed sales: about 92 a month. That is 166% of the 2015–2019 level for the same months.
The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 14 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 3.1
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 92 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 48 — so sales ran at 192% of it, and below it in 0 of the last 24 months.
- Sales vs 2015–19 level
- 192%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.
Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 6,627
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.
Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 225 in June 2026.
Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).
- Net households (top-10 flows)
- −532
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.
Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 286 in June 2026.
Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).
- Net households (top-10 flows)
- −532
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01