ZIP 34239 vs ZIP 34292

34239 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.

Shaded by typical home value, it ranks 9 of the 24 with a value.

3 school locations in 34239: 1 elementary, 1 middle, 1 high.

In alphabetical order: BROOKSIDE MIDDLE SCHOOL, SARASOTA HIGH SCHOOL, SOUTHSIDE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

34292 is one of 24 ZIP codes that lie mostly in Sarasota County, FL.

Shaded by typical home value, it ranks 10 of the 24 with a value.

2 school locations in 34292: 2 middle.

In alphabetical order: ISLAND VILLAGE MONTESSORI SCHOOL, VENICE MIDDLE SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 34239 was worth $121,123.

Values peaked at $550,506 in December 2023. The latest reading is −10.6% from that peak.

As of August 2026: $492,235, −0.3% over twelve months.

Start with the typical home: $492,235. Put 20% down and borrow $393,788 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,727 a month in principal and interest.

The median household here earns $76,378 a year, $6,365 a month. So the payment takes 42.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $725.

In December 2020, with rates at 2.68%, it was $1,062.

By August 2026, at 6.67%, it was $2,532 — +138% since December 2020, while the home's value moved +50%.

Reported values rose +306% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $239,049. So the real change is +106%, not +306%.

34239: +306% since January 2000.

Sarasota County: +195% since January 2000.

Florida: +245% since January 2000 — 34239 ran ahead of it by 61 points.

Owning the typical home costs about $3,219 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,267 a month.

Price divided by a year's rent: 18.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34292 was worth $161,967.

Values peaked at $508,201 in August 2022. The latest reading is −22.4% from that peak.

As of August 2026: $394,439, −4.5% over twelve months.

Start with the typical home: $394,439. Put 20% down and borrow $315,551 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,185 a month in principal and interest.

The median household here earns $80,274 a year, $6,690 a month. So the payment takes 32.7% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $970.

In December 2020, with rates at 2.68%, it was $1,025.

By August 2026, at 6.67%, it was $2,029 — +98% since December 2020, while the home's value moved +25%.

Reported values rose +144% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $319,659. So the real change is +23%, not +144%.

34292: +144% since January 2000.

Sarasota County: +195% since January 2000.

Florida: +245% since January 2000 — 34292 ran behind it by 102 points.

Owning the typical home costs about $2,579 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,804 a month.

Price divided by a year's rent: 18.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 33 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 165. That is 105% of the 2015–2019 level for the same months.

Going out — closed sales: about 32 a month. That is 90% of the 2015–2019 level for the same months. The drain is drawn 14% narrower: the share of homes for sale that sell each month is 86% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 32 — so sales ran at 100% of it, and below it in 23 of the last 24 months.

Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.

Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 38 a month (Redfin, 3-month rolling data through August 2026). That is 86% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 135. That is 89% of the 2015–2019 level for the same months.

Going out — closed sales: about 39 a month. That is 79% of the 2015–2019 level for the same months. The drain is drawn 9% narrower: the share of homes for sale that sell each month is 91% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 39 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 44 — so sales ran at 89% of it, and below it in 23 of the last 24 months.

Across Sarasota County, builders pulled permits for 6,627 new homes in 2025.

Of those, 65% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.

Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 165 in June 2026.

Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).

This ZIP sits in Sarasota County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,042 moved in. Among the ten receiving the most, 6,574 moved out.

Net across those counties: −532 households. Beside it, homes for sale in this ZIP: 135 in June 2026.

Most arrivals came from Manatee, FL (2,429 households); most departures went to Manatee, FL (3,150).