ZIP 34217 vs ZIP 34215

34217 is one of 19 ZIP codes that lie mostly in Manatee County, FL.

Shaded by typical home value, it ranks 2 of the 19 with a value.

1 school location in 34217: 1 elementary.

In alphabetical order: ANNA MARIA ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

34215 is one of 19 ZIP codes that lie mostly in Manatee County, FL.

Shaded by typical home value, it ranks 3 of the 19 with a value.

In January 2000 the typical home in 34217 was worth $203,155.

Values peaked at $1,178,837 in August 2022. The latest reading is −26.9% from that peak.

As of August 2026: $861,711, +1.3% over twelve months.

Start with the typical home: $861,711. Put 20% down and borrow $689,369 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,773 a month in principal and interest.

The median household here earns $90,278 a year, $7,523 a month. So the payment takes 63.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,216.

In December 2020, with rates at 2.68%, it was $2,087.

By August 2026, at 6.67%, it was $4,433 — +112% since December 2020, while the home's value moved +34%.

Reported values rose +324% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $400,947. So the real change is +115%, not +324%.

34217: +324% since January 2000.

Manatee County: +209% since January 2000.

Florida: +245% since January 2000 — 34217 ran ahead of it by 79 points.

Owning the typical home costs about $5,635 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,770 a month.

Price divided by a year's rent: 40.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34215 was worth $257,709.

Values peaked at $891,954 in August 2022. The latest reading is −10.6% from that peak.

As of August 2026: $797,034, +2.0% over twelve months.

Start with the typical home: $797,034. Put 20% down and borrow $637,627 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,415 a month in principal and interest.

The median household here earns $76,364 a year, $6,364 a month. So the payment takes 69.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 22.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,543.

In December 2020, with rates at 2.68%, it was $1,807.

By August 2026, at 6.67%, it was $4,101 — +127% since December 2020, while the home's value moved +43%.

Reported values rose +209% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $508,615. So the real change is +57%, not +209%.

34215: +209% since January 2000.

Manatee County: +209% since January 2000.

Florida: +245% since January 2000 — 34215 ran behind it by 36 points.

Owning the typical home costs about $5,212 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,671 a month.

Price divided by a year's rent: 39.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 25 a month (Redfin, 3-month rolling data through August 2026). That is 77% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 187. That is 102% of the 2015–2019 level for the same months.

Going out — closed sales: about 25 a month. That is 94% of the 2015–2019 level for the same months. The drain is drawn 12% narrower: the share of homes for sale that sell each month is 88% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.5 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 0 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 25 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 23 — so sales ran at 109% of it, and below it in 20 of the last 24 months.

Across Manatee County, builders pulled permits for 11,015 new homes in 2025.

Of those, 64% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 150% of it, and below it in 6 of the last 24 months.

Across Manatee County, builders pulled permits for 11,015 new homes in 2025.

Of those, 64% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Manatee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,962 moved in. Among the ten receiving the most, 5,634 moved out.

Net across those counties: +1,328 households. Beside it, homes for sale in this ZIP: 187 in June 2026.

Most arrivals came from Sarasota, FL (3,150 households); most departures went to Sarasota, FL (2,429).

This ZIP sits in Manatee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,962 moved in. Among the ten receiving the most, 5,634 moved out.

Net across those counties: +1,328 households. Beside it, homes for sale in this ZIP: 15 in June 2026.

Most arrivals came from Sarasota, FL (3,150 households); most departures went to Sarasota, FL (2,429).