ZIP 34211 vs ZIP 34212

34211 is one of 19 ZIP codes that lie mostly in Manatee County, FL.

Shaded by typical home value, it ranks 8 of the 19 with a value.

4 school locations in 34211: 1 elementary, 2 middle, 1 high.

In alphabetical order: B.D. GULLETT ELEMENTARY SCHOOL, DR MONA JAIN MIDDLE SCHOOL, IMAGINE CHARTER AT LAKEWOOD RANCH, LAKEWOOD RANCH HIGH SCHOOL. Locations only — no ratings are shown here.

34212 is one of 19 ZIP codes that lie mostly in Manatee County, FL.

Shaded by typical home value, it ranks 9 of the 19 with a value.

3 school locations in 34212: 2 elementary, 1 middle.

In alphabetical order: CARLOS E. HAILE MIDDLE SCHOOL, FREEDOM ELEMENTARY SCHOOL, GENE WITT ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 34211 was worth $195,360.

Values peaked at $666,964 in August 2022. The latest reading is −18.1% from that peak.

As of August 2026: $546,120, −3.5% over twelve months.

Start with the typical home: $546,120. Put 20% down and borrow $436,896 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,025 a month in principal and interest.

The median household here earns $118,565 a year, $9,880 a month. So the payment takes 30.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,170.

In December 2020, with rates at 2.68%, it was $1,305.

By August 2026, at 6.67%, it was $2,810 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +180% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $385,563. So the real change is +42%, not +180%.

34211: +180% since January 2000.

Manatee County: +209% since January 2000.

Florida: +245% since January 2000 — 34211 ran behind it by 66 points.

Owning the typical home costs about $3,571 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,364 a month.

Price divided by a year's rent: 19.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 34212 was worth $179,170.

Values peaked at $592,712 in August 2022. The latest reading is −12.4% from that peak.

As of August 2026: $519,003, −2.6% over twelve months.

Start with the typical home: $519,003. Put 20% down and borrow $415,202 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,875 a month in principal and interest.

The median household here earns $119,298 a year, $9,942 a month. So the payment takes 28.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,073.

In December 2020, with rates at 2.68%, it was $1,193.

By August 2026, at 6.67%, it was $2,670 — +124% since December 2020, while the home's value moved +41%.

Reported values rose +190% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $353,610. So the real change is +47%, not +190%.

34212: +190% since January 2000.

Manatee County: +209% since January 2000.

Florida: +245% since January 2000 — 34212 ran behind it by 55 points.

Owning the typical home costs about $3,394 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,996 a month.

Price divided by a year's rent: 21.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 164 a month (Redfin, 3-month rolling data through August 2026). That is 270% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 491. That is 231% of the 2015–2019 level for the same months.

Going out — closed sales: about 166 a month. That is 351% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.0 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 166 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 39 — so sales ran at 426% of it, and below it in 0 of the last 24 months.

Across Manatee County, builders pulled permits for 11,015 new homes in 2025.

Of those, 64% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 63 a month (Redfin, 3-month rolling data through August 2026). That is 78% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 219. That is 84% of the 2015–2019 level for the same months.

Going out — closed sales: about 68 a month. That is 86% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 68 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 67 — so sales ran at 101% of it, and below it in 23 of the last 24 months.

Across Manatee County, builders pulled permits for 11,015 new homes in 2025.

Of those, 64% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Manatee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,962 moved in. Among the ten receiving the most, 5,634 moved out.

Net across those counties: +1,328 households. Beside it, homes for sale in this ZIP: 491 in June 2026.

Most arrivals came from Sarasota, FL (3,150 households); most departures went to Sarasota, FL (2,429).

This ZIP sits in Manatee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,962 moved in. Among the ten receiving the most, 5,634 moved out.

Net across those counties: +1,328 households. Beside it, homes for sale in this ZIP: 219 in June 2026.

Most arrivals came from Sarasota, FL (3,150 households); most departures went to Sarasota, FL (2,429).